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ASSURINYO FINANCE

Active
Private limited companyfounded 2008active for 18 yearsKleistraat 27, 2850 Boom, BelgiumKBO/BCE: BE 0806.083.163
Summary

ASSURINYO FINANCE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,847 and a net result of €24,525, of which €155,187 non-recurring income. Equity has been growing by about 14% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-09-2008 Normal situation
Activity
No activity registered in the KBO
Establishment units
2.173.126.038 2850 Boom, since 01-10-2008
2.337.733.454 2000 Antwerpen, since 01-09-2022
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€129,465
▲ 340%
Turnover
≈ €320,000
estimated
Profit
€24,525
▲ 224×
Equity
€80,847
▲ 43.5%
Total assets
€372,172
▲ 7.6%
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLast filed accounts filed 31 days late; 3 of the last 3 accounts latelowers riskSize: total assets €372,172Liquidity: current ratio 1.73, cash €245,185Founded in 2008Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 47+6
equity 21.7% of total assets
Liquidity 73+12
short-term debt 53.0% · cash 65.9%
Profitability 77+17
return on assets 6.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.6%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 0.4%▼ -1.2 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.4%▼ -0.1 percentage points vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 0.2%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (2.76 in 2024), above the usual 1.5. Short-term debt is 53% and cash 65.9% of total assets. However, 78.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 29% of them on solvency, 68% on liquidity, 60% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €372,172
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.73, cash €245,185
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
61 days late
2022
29 days late
2021
31 days late
2020
61 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 47 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €24,525, mostly one-off 7 years View

Recent changes

  1. · Gazette deed Capital decrease of €12,400Changes of role: SIEREVELD Sonja Sylvie Micheline (director) and CLEMENT Maxime (director)
  2. · Gazette deed Incorporation
All 15 events

Key facts about ASSURINYO FINANCE

What is the company number of ASSURINYO FINANCE?
The company number of ASSURINYO FINANCE is 0806.083.163. The VAT number is the same number with BE in front: BE 0806.083.163.
Where is ASSURINYO FINANCE based?
The registered office is at Kleistraat 27, 2850 Boom.Company details
What is the legal form of ASSURINYO FINANCE?
The legal form of ASSURINYO FINANCE is Private limited company (BV).
When was ASSURINYO FINANCE founded?
ASSURINYO FINANCE was founded on 01-09-2008.
Is ASSURINYO FINANCE still active?
Yes, ASSURINYO FINANCE is an active enterprise in the KBO register.
How many employees does ASSURINYO FINANCE have?
ASSURINYO FINANCE had an average of 1.9 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of ASSURINYO FINANCE?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €129,465 and 2,213 comparable companies of the same size. It probably lies between €220,000 and €500,000. It is a rough estimate.
Is ASSURINYO FINANCE profitable?
In financial year 2025, ASSURINYO FINANCE made a profit of €24,525.
Where can I find the annual accounts of ASSURINYO FINANCE?
ASSURINYO FINANCE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ASSURINYO FINANCE due?
ASSURINYO FINANCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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