Financials
- Fiscal year
- 2024
- Turnover
- €82,286
- Profit
- €7,623
- Solvency
- 8.8%
Turnover▼ 2.8%
Net result
20182024
ASSURFIN
ActiveSummary
The computed 12-month bankruptcy probability of ASSURFIN is 1.9% (moderate). The 2024 annual accounts show equity of €26,162 and a net result of €7,623. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known2 sites
Size
€82,286turnover 2024
- Equity
- €26,162
- Profit
- €7,623
Structure
Accounts 65 d overdue0 of 5 deeds read
Why 54- Figures for FY 2024 (filed 27-01-2026)- 1 financial year not filed after the legal deadline; latest accounts 179 days late; 2 of the last 3 late+ Size: turnover €82,286, total assets €297,156+ Founded in 1989Show the evidence
Checked score
Score 2024
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
34-23
equity 8.8% of total assets
Liquidity
36+7
short-term debt 91.2% · cash 28.4%
Profitability
44+44
return on assets 2.6%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 3.0%▲ +37.5% vs 11-2024
01-2025: 6.0%▲ +101% vs 12-2024
02-2025: 6.0%● 0.0% vs 01-2025
03-2025: 6.1%▲ +1.1% vs 02-2025
04-2025: 5.8%▼ -4.5% vs 03-2025
05-2025: 5.8%▼ -0.4% vs 04-2025
06-2025: 5.8%● 0.0% vs 05-2025
07-2025: 5.8%● 0.0% vs 06-2025
08-2025: 6.4%▲ +10.2% vs 07-2025
09-2025: 6.8%▲ +7.4% vs 08-2025
10-2025: 6.8%● 0.0% vs 09-2025
11-2025: 6.8%● 0.0% vs 10-2025
12-2025: 6.8%● 0.0% vs 11-2025
01-2026: 10.2%▲ +48.4% vs 12-2025highest value
02-2026: 0.8%▼ -92.6% vs 01-2026lowest value
03-2026: 0.8%● 0.0% vs 02-2026lowest value
04-2026: 0.8%▲ +2.0% vs 03-2026
05-2026: 0.8%▼ -1.7% vs 04-2026
06-2026: 0.8%▲ +3.6% vs 05-2026
07-2026: 0.8%▲ +6.9% vs 06-2026
08-2026: 1.2%▲ +40.8% vs 07-2026
09-2026: 1.4%▲ +17.8% vs 08-2026
10-2026: 1.9%▲ +33.2% vs 09-2026
- Size: turnover €82,286, total assets €297,156 lowers the probability for this profile
- Founded in 1989 lowers the probability for this profile
- Figures for FY 2024 (filed 27-01-2026) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 179 days late; 2 of the last 3 late raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 1.46 in 2023; short-term debt: 91.2% and cash: 28.4% of total assets), and 91.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 22%, liquidity 20%, profitability 33%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-01-2026, 179 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
179 d late
2023
505 d late
2022
1 d late
2021
47 d late
2020
90 d late
2019
112 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 156 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €7,623
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- 26-01-2026Annual accounts filed
- 18-12-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 2
- Legal form
- Coöperatieve vennootschap met beperkte aansprakelijkheid
- Founded
- 20-12-1989
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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