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Assurances SCHOONBROODT

Active
Private limited companyfounded 2009active for 17 yearsRue du Poirier Leloup 11, 4920 Aywaille, BelgiumKBO/BCE: BE 0819.050.281

From the official registers: KBO 16 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Assurances SCHOONBROODT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,402 and a net result of €3,834. Equity is growing by about 5.9% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 29-09-2009 Normal situation
Legal form
Private limited company
Registered office
Rue du Poirier Leloup 11, 4920 Aywaille
Activity
No activity registered in the KBO
Establishment unit
2.181.254.836 4040 Herstal, since 29-09-2009
Financial year end
31 December
Peppol
Not found in the Peppol Directory

How it is doing

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€17,332
▼ 55.0%
Turnover
≈ €130,000
estimated
Profit
€3,834
▼ 82.2%
Equity
€30,402
=
Total assets
€40,949
▼ 26.0%
2025 accounts 99 days early
Filed on 23-04-2026PDF
Why 83raises riskNo main activity registeredlowers riskFounded in 2009Size: total assets €40,949Figures for financial year 2025 (filed 23-04-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 99+19
equity 74.2% of total assets
Liquidity 44+5
short-term debt 25.8% · cash 3.3%
Profitability 80-20
return on assets 9.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5%highest value 12-2024: 0.5%● unchanged vs 11-2024highest value 01-2025: 0.4%▼ -0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.7, compared with 0.92 in 2024, above the usual 1.5; short-term debt: 25.8% and cash: 3.3% of total assets), and 25.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 62% on solvency, 27% on liquidity, 63% on profitability and 47% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · No main activity registered
KBO
lowers risk · Size: total assets €40,949
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 23-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
99 days early
2024
36 days early
2023
5 days early
2022
on the day
2021
41 days early
2020
28 days early
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 31 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €3,834 8 years View

Documents

Annual accounts at the NBB

All 16 annual accounts

Articles and registers

Key facts about Assurances SCHOONBROODT

What is the company number of Assurances SCHOONBROODT?
0819.050.281. In Belgium the VAT number is the company number with BE in front: BE 0819.050.281.
Where is Assurances SCHOONBROODT based?
The registered office is at Rue du Poirier Leloup 11, 4920 Aywaille.Company details
What is the legal form of Assurances SCHOONBROODT?
Private limited company (BV).
When was Assurances SCHOONBROODT founded?
On 29-09-2009.
Is Assurances SCHOONBROODT still active?
Yes, Assurances SCHOONBROODT is an active enterprise in the KBO register.
What is the turnover of Assurances SCHOONBROODT?
≈ €130,000 in financial year 2025. Estimated from the gross margin of €17,332: probably between €61,000 and €320,000, based on 6,330 comparable companies of the same size. A rough estimate.Financials
Is Assurances SCHOONBROODT profitable?
In financial year 2025, Assurances SCHOONBROODT made a profit of €3,834.
Where can I find the annual accounts of Assurances SCHOONBROODT?
Assurances SCHOONBROODT filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Assurances SCHOONBROODT due?
By 31-07-2027, for financial year 2026.Timeline

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