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ASSURANCES DELFORGE CAMBIER

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 8 yrs active
Place Marie-de-Hongrie, Mar. 23 ·5660 Couvin, Belgium
KBO/BCE: BE 0696.724.967
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Age8 yrs

Summary

Conclusion

the dossier summarised in one paragraph

ASSURANCES DELFORGE CAMBIER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00438714
31-12-2023 31-07-2024 22-07-2024 9 d early 2024-00278675
31-12-2022 31-07-2023 14-08-2023 14 d late 2023-00343178
31-12-2021 31-07-2022 15-08-2022 15 d late 2022-20288863
31-12-2020 31-07-2021 12-08-2021 12 d late 2021-48200452
31-12-2019 31-07-2020 09-06-2020 52 d early 2020-15700298
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-57100502

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-08-2025 2025-00438714
31-12-2023 micro 22-07-2024 2024-00278675
31-12-2022 micro 14-08-2023 2023-00343178
31-12-2021 micro 15-08-2022 2022-20288863
31-12-2020 micro 12-08-2021 2021-48200452
31-12-2019 micro 09-06-2020 2020-15700298
31-12-2018 micro 30-08-2019 2019-57100502

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Marie-de-Hongrie, Mar. 235660 Couvin

Establishment units

1 location
ASSURANCES DELFORGE CAMBIER
Place Marie-de-Hongrie, Mar. 23, 5660 CouvinActiviteiten van verzekeringsagenten en -makelaars
since 20182.310.586.916
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 477 of the 4,658 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR ASSURANCES DELFORGE CAMBIER
Registered office
Place Marie-de-Hongrie, Mar. 23
5660 Couvin, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.