ASSURANCES,CREDITS SERVICES

Active

Private limited company (pre-2019)founded 2009active for 16 yearsKBO/BCE: BE 0820.984.640

Summary

The computed 12-month bankruptcy probability of ASSURANCES,CREDITS SERVICES is 9.4% (elevated). For ASSURANCES,CREDITS SERVICES, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€12,988) and a net result of -€2,353. Equity is shrinking by about 3.2% per year across the filed financial years. The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

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ASSURANCES,CREDITS SERVICESActive

Risk analysis Report Compare

Activity

Activity not known

Size

-€12,988equity 2023

Loss: -€2,353

Financial health

Bankruptcy probabilitywithin 12 months: 9.4%

2023 figures too old to score

Structure

Accounts 449 days overdue0 of 2 deeds read

Signalsraises riskFigures for financial year 2019 (filed 03-11-2020)No registered site in the KBOTwo or more financial years not filedlowers riskSize: total assets €75Founded in 2009neutralLatest accounts filed on timeShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Bankruptcy probability, 12 months

9.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.1%lowest value 12-2024: 5.1%● unchanged vs 11-2024lowest value 01-2025: 5.1%● unchanged vs 12-2024lowest value 02-2025: 5.1%● unchanged vs 01-2025lowest value 03-2025: 5.1%● unchanged vs 02-2025 04-2025: 5.1%● unchanged vs 03-2025 05-2025: 5.2%▲ +0.1 percentage points vs 04-2025 06-2025: 5.2%● unchanged vs 05-2025 07-2025: 5.2%● unchanged vs 06-2025 08-2025: 6.4%▲ +1.2 percentage points vs 07-2025 09-2025: 6.4%● unchanged vs 08-2025 10-2025: 6.4%● unchanged vs 09-2025 11-2025: 6.4%● unchanged vs 10-2025 12-2025: 6.4%● unchanged vs 11-2025 01-2026: 6.4%● unchanged vs 12-2025 02-2026: 6.4%● unchanged vs 01-2026 03-2026: 6.3%▼ -0.1 percentage points vs 02-2026 04-2026: 6.3%● unchanged vs 03-2026 05-2026: 6.3%● unchanged vs 04-2026 06-2026: 6.3%● unchanged vs 05-2026 07-2026: 6.3%● unchanged vs 06-2026 08-2026: 9.4%▲ +3.1 percentage points vs 07-2026highest value 09-2026: 9.4%● unchanged vs 08-2026highest value 10-2026: 9.4%● unchanged vs 09-2026highest value

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2019 (filed 03-11-2020)

NBB · annual accounts

Size: total assets €75

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

No registered site in the KBO

KBO · seat and establishments

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline23-10-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-06-2024, 37 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

37 days early

2022

39 days early

2021

9 days early

2020

8 days early

2019

89 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage