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ASSURANCES BAPEC

Active
Private limited company· 12 yrs active
Avenue de la Déportation 15 ·7190 Ecaussinnes, Belgium
KBO/BCE: BE 0555.819.502
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Age12 yrs
Real estate1 parcel · 402 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ASSURANCES BAPEC is 1.3% (low). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 05-08-2025 5 d late 2025-00362794
31-12-2023 31-07-2024 03-07-2024 28 d early 2024-00209526
31-12-2022 31-07-2023 16-06-2023 45 d early 2023-00137571
31-12-2021 31-07-2022 16-08-2022 16 d late 2022-20292933
31-12-2020 31-07-2021 16-08-2021 16 d late 2021-49100317
31-12-2019 31-07-2020 19-06-2020 42 d early 2020-18700279
31-12-2018 31-07-2019 02-07-2019 29 d early 2019-28200198
31-12-2017 31-07-2018 13-08-2018 13 d late 2018-45500266
31-12-2016 31-07-2017 28-06-2017 33 d early 2017-23300140
31-12-2015 31-07-2016 16-08-2016 16 d late 2016-43000042

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 05-08-2025 2025-00362794
31-12-2023 micro 03-07-2024 2024-00209526
31-12-2022 micro 16-06-2023 2023-00137571
31-12-2021 micro 16-08-2022 2022-20292933
31-12-2020 micro 16-08-2021 2021-49100317
31-12-2019 micro 19-06-2020 2020-18700279
31-12-2018 micro 02-07-2019 2019-28200198
31-12-2017 micro 13-08-2018 2018-45500266
31-12-2016 micro 28-06-2017 2017-23300140
31-12-2015 volledig 16-08-2016 2016-43000042

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de la Déportation 157190 Ecaussinnes

Establishment units

1 location
ASSURANCES BAPEC
Avenue de la Déportation 15, 7190 EcaussinnesHoldings
since 20142.234.643.240
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area402 m²
Buildings1
Building footprint72 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55008D0268/00W002 Wallonia 401 m² 1 · 72 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

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Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR ASSURANCES BAPEC
Registered office
Avenue de la Déportation 15 bus 1
7190 Ecaussinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.