ASSUR'PLAN
ActiveSummary
The computed 12-month bankruptcy probability of ASSUR'PLAN is 1.9% (moderate). The 2024 annual accounts show equity of €11,066 and a net result of -€2,668. Equity is shrinking by ~2.7% per year across the filed fiscal years. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €348 | €348 | €464 | €387 | ▼ 16.6% |
| Gross operating margin9900 | -€1,084 | €17,038 | €3,421 | -€725 | -€2,141 | ▼ 195% |
| Operating profit (loss)9901 | -€1,431 | €16,690 | €3,073 | -€1,190 | -€2,528 | ▼ 112% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | €251 | €0 | - | - | - | - |
| Financial charges65/66B | - | €100 | €100 | €100 | €140 | ▲ 40.0% |
| Recurring financial charges65 | €60 | €100 | €100 | €100 | €140 | ▲ 40.0% |
| Profit (loss) for the period before taxes9903 | -€1,241 | €16,590 | €2,973 | -€1,290 | -€2,668 | ▼ 107% |
| Profit (loss) for the period9904 | -€1,241 | €16,590 | €2,973 | -€1,290 | -€2,668 | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | -€1,241 | €16,590 | €2,973 | -€1,290 | -€2,668 | ▼ 107% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,402 | €28,315 | €25,279 | €23,947 | €11,290 | ▼ 52.9% |
| Current assets29/58 | €11,402 | €28,315 | €25,279 | €23,947 | €11,290 | ▼ 52.9% |
| Amounts receivable within one year40/41 | €0 | - | - | - | €486 | - |
| Trade receivables40 | - | - | - | - | €486 | - |
| Cash at bank and in hand54/58 | €11,402 | €28,120 | €25,279 | €23,947 | €10,804 | ▼ 54.9% |
| Deferred charges and accrued income490/1 | - | €194 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,402 | €28,315 | €25,279 | €23,947 | €11,290 | ▼ 52.9% |
| Equity10/15 | -€4,540 | €12,050 | €15,023 | €13,733 | €11,066 | ▼ 19.4% |
| Contributions10/11 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Reserves13 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Non-distributable reserves130/1 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves not available under the articles1311 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€37,540 | -€20,950 | -€17,977 | -€19,267 | -€21,935 | ▼ 13.8% |
| Amounts payable17/49 | €15,942 | €16,265 | €10,255 | €10,214 | €225 | ▼ 97.8% |
| Amounts payable within one year42/48 | €15,942 | €16,265 | €10,255 | €10,214 | €225 | ▼ 97.8% |
| Trade debts44 | €242 | €565 | €255 | €214 | €225 | ▲ 5.0% |
| Suppliers440/4 | - | €565 | €255 | €214 | €225 | ▲ 5.0% |
| Other amounts payable47/48 | - | €15,700 | €10,000 | €10,000 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,241 | €16,590 | €2,973 | -€1,290 | -€2,668 | ▼ 107% |
| Operating cash flow (approximation) | -€1,241 | €16,590 | €2,973 | -€1,290 | -€2,668 | ▼ 107% |
| Change in cash | - | €16,719 | -€2,842 | -€1,331 | -€13,143 | ▼ 887% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040A0012/00Y023 | Wallonia | 624 m² | 1 · 119 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.