Assugal

Active Public limited companyfounded 1967active for 59 yearsKloosterstraat 97, 2180 AntwerpKBO/BCE: BE 0403.843.167

Assugal

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Overview

Lifetime

19 annual accounts with figures on one time axis, 46 filings since 1977

peak €128,893 (2022)

€104,931▲ 25.9%

lowest -€3,019 (2008)

€28,303▲ 130%

peak €389,062 (2023)

€255,586▼ 32.6%

€214,035▲ 113%

Board4 names since 2017

4 directors and 3 others

Documentsfilings and deeds

13-05-202679 days before the deadline

2025micro format

Gross margin from €83,319 to €104,931Result from €12,322 to €28,303Dividend €152,100Equity from €379,384 to €255,586Debts from €100,663 to €214,035Cash from €138,332 to €184,859

Key points

from the 2025 annual accounts

Equity

€255,586 ▼ 32.6%

Assugal paid out €152,100 in dividends. That is 537% of the 2025 profit.

Debts

€214,035 ▲ 113%

Other debts

+130,100

Taxes and wages

+3,534

The rest

-20,261

Debts rose by €113,373 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Filings

46 annual accounts since 1977

The 2016 accounts came 22 days late. The other nine of the last ten were filed on time.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 20,124 companies had the same profile as Assugal has now. Each dot stands for 51 companies, two years later.

95.1%

were still trading

4.7%

stopped another way

0.2%

went bankrupt

Small
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	2.9%	3.1%
10	5.6%	6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,124 companies, not a prediction for Assugal. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director

Director

Board & ownership

Recent changes

04-08-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0403843167

11-10-2023

3 directors appointed, 3 resignations Resignations: , and · Appointments: , and · “aanpassingaanterminologieWetboekvanvennootschappenenverenigingenenherformuleringwaargewenst” (deed in Dutch) · General meeting of 05-10-2023 · Gazette deed

14-09-2017

1 director appointed, 2 reappointments Reappointments: (managing director) and · Appointment: · General meeting of 15-05-2017 · Gazette deed

22-08-2001

New establishment in Stekene Koewacht 2

All 58 events

Official details

Source: KBO

Status: Active since 13-10-1967Normal situation
Activity: “Verzekeringsmakelaar.” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
Establishment units: 2.001.596.4832180 Antwerp, since 01-10-1967
: 2.001.596.5829190 Stekene, since 22-08-2001
Financial year end: 31 December
Peppol: Reachable since 04-08-2025

Company details

Annual accounts 2025

: €104,931▲ 25.9%
: ≈ €260,000estimated
: €28,303▲ 130%
: €255,586▼ 32.6%
: €469,622▼ 2.2%
Filing: Filed on 13-05-2026, 79 days before the end of the filing period

Financials

Insights on Assugal

Assugal files the micro format. That format states no turnover. The gross margin rose from €38,773 in 2007 to €104,931 in 2025.

The balance sheet grew most from 2022 to 2024 through fixed assets.

In October 2023, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 13-05-2026, 79 days before the deadline

€104,931

▲ 25.9%

€43,772

▲ 95.2%

€28,303

▲ 130%

€86,251

▼ 52.1%

54.4%

▼ 24.6 percentage points

1.48

▼ 3.44

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €260,000. Estimated: probably between €180,000 and €410,000.

Balance sheet

balance sheet total €469,622 on 31-12-2025

What the company ownsHow it is paid for

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
Balance sheet: assets
`20/58`	469,622	480,046	439,575	366,251	282,357	297,796	366,215	394,710	455,487	470,395	373,256	400,075	344,171	381,688	383,376	322,860	271,891	293,579	315,530
`21/28`	203,771	253,853	198,041	69,422	75,811	86,638	140,195	195,193	248,806	270,803	160,294	199,003	163,386	190,742	187,642	158,837	133,573	147,605	169,036
`22/27`	202,655	252,738	196,925	68,307	74,695	85,523	139,080	194,078	247,690	269,687	159,179	197,887	162,271	189,627	186,526	157,722	132,457	146,490	167,920
`22`	55,618	58,100	62,095	66,905	72,845	76,710	89,964	102,634	112,234	127,776	140,193	156,712	99,075	102,280	102,801	103,548	110,576	118,176	128,300
`23`	22,515	23,176	25,707	1,050	1,050	1,050	1,050	1,641	2,881	4,282	5,846	4,005	4,596	5,188	5,778	7,399	2,423	1,050	1,053
`24`	124,523	171,461	109,123	351	800	7,763	48,066	89,803	132,576	137,628	13,139	37,170	58,599	82,160	77,947	46,775	19,459	27,264	38,567
`28`	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116	1,116
`29/58`	265,851	226,193	241,534	296,829	206,546	211,158	226,020	199,516	206,681	199,592	212,962	201,073	180,784	190,946	195,734	164,022	138,318	145,974	146,494
`40/41`	75,818	83,185	81,585	127,329	116,657	122,507	149,416	154,822	163,691	152,757	138,004	140,970	146,165	136,908	155,601	116,398	85,247	93,002	102,296
`40`	75,808	83,175	81,575	127,319	112,593	122,497	148,870	154,747	163,616	152,682	137,929	140,895	146,090	136,833	155,601	116,398	85,247	90,503	102,296
`41`	10	10	10	10	4,064	10	547	75	75	75	75	75	75	75	-	-	-	2,499	-
`54/58`	184,859	138,332	150,414	158,651	85,936	83,869	73,116	44,694	42,989	33,742	63,448	45,000	31,872	48,928	38,463	44,582	52,278	51,020	40,504
`490/1`	5,174	4,676	9,535	10,848	3,953	4,782	3,487	-	-	13,094	11,509	15,102	2,747	5,110	1,670	3,043	793	1,952	3,694
Balance sheet: equity and liabilities
`10/49`	469,622	480,046	439,575	366,251	282,357	297,796	366,215	394,710	455,487	470,395	373,256	400,075	344,171	381,688	383,376	322,860	271,891	293,579	315,530
`10/15`	255,586	379,384	389,062	341,251	257,034	214,028	188,414	172,149	165,419	159,061	151,964	145,250	140,988	136,446	130,752	129,477	127,186	123,400	126,130
`10/11`	123,947	123,947	123,947	123,947	123,947	123,947	123,947	123,947	123,947	124,235	124,235	124,235	124,235	124,235	124,235	124,235	124,235	124,235	123,947
`10`	123,947	123,947	123,947	123,947	123,947	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	123,947	123,947	123,947	123,947	123,947	123,947	123,947	123,947	123,947	124,235	124,235	124,235	124,235	124,235	124,235	124,235	124,235	124,235	123,947
`12`	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399	17,399
`13`	105,330	229,127	238,805	190,995	106,795	63,895	38,895	22,895	16,895	16,924	10,000	1,400	1,400	1,400	1,400	1,400	1,400	1,400	1,400
`130/1`	12,395	12,395	12,395	12,395	12,395	12,395	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,424	10,000	1,400	1,400	1,400	1,400	1,400	1,400	1,400	1,400
`133`	92,935	216,732	226,411	178,600	94,400	51,500	26,500	10,500	4,500	4,500	-	-	-	-	-	-	-	-	-
`14`	8,911	8,911	8,911	8,911	8,893	8,788	8,173	7,909	7,179	503	330	2,215	-2,046	-6,588	-12,282	-13,557	-15,848	-19,634	-16,616
`17/49`	214,035	100,663	50,513	25,000	25,323	83,768	177,801	222,561	290,068	311,334	221,291	254,826	203,183	245,242	252,624	193,383	144,704	170,180	189,400
`17`	34,435	54,717	32,810	803	10,239	19,316	42,570	84,294	125,156	148,296	69,661	93,602	31,218	54,371	19,235	28,670	7,238	17,826	31,204
`170/4`	34,435	54,717	32,810	803	10,239	19,316	42,570	84,294	125,156	148,296	69,661	93,602	31,218	54,371	19,235	28,670	7,238	17,826	31,204
`42/48`	179,600	45,946	17,703	24,197	15,084	64,452	135,232	138,266	164,911	163,038	151,630	161,224	171,964	190,872	233,389	164,712	137,466	152,354	158,196
`42`	20,282	19,548	10,329	9,436	9,077	23,254	41,725	40,862	40,015	36,854	23,941	25,421	23,152	23,152	9,435	15,559	10,588	13,378	14,794
`44`	1,794	2,507	3,866	1,263	3,268	38,582	92,887	96,360	124,395	126,184	125,289	133,303	144,612	165,719	222,454	149,153	126,879	138,476	143,402
`440/4`	1,794	2,507	3,866	1,263	3,268	38,582	92,887	96,360	124,395	126,184	125,289	133,303	144,612	165,719	222,454	149,153	126,879	138,476	143,402
`45`	5,424	1,891	3,108	13,262	2,503	2,503	-	1,044	501	-	2,400	2,500	4,200	2,000	1,500	-	-	500	-
`450/3`	5,424	1,891	3,108	13,262	2,503	2,503	-	1,044	501	-	2,400	2,500	4,200	2,000	1,500	-	-	500	-
`47/48`	152,100	22,000	400	236	236	114	620	-	-	-	-	-	-	-	-	-	-	-	-
Income statement
`76A`	1,306	-	23,000	44,000	-	-	-	-	-	12,158	600	-	-	-	21	6,500	-	-	-
`9900`	104,931	83,319	100,769	128,893	85,208	99,141	87,635	78,588	79,556	73,764	73,433	73,534	65,979	51,171	49,217	33,190	30,285	41,496	38,773
`630`	55,669	55,459	26,357	6,389	17,247	54,905	54,998	57,376	61,728	55,845	52,958	55,835	35,582	32,811	30,161	25,150	23,312	25,364	26,041
`640/8`	5,490	5,431	5,321	4,117	4,526	3,983	3,916	4,596	3,491	3,577	4,482	4,329	4,097	4,512	4,126	6,347	3,846	3,730	4,197
`66A`	-	-	-	-	124	-	-	-	-	34	85	-	30	723	7,470	867	753	-	-
`9901`	43,772	22,429	69,091	118,388	63,312	40,253	28,721	16,616	14,337	14,308	15,993	13,371	26,300	13,848	14,930	1,693	3,127	12,402	8,535
`75/76B`	250	74	43	1	0	0	3	-	1	17	30	68	114	178	209	210	233	281	143
`75`	250	74	43	1	0	0	3	-	1	17	30	68	114	178	209	210	233	281	143
`65/66B`	2,720	3,268	2,203	909	1,361	2,136	2,996	3,842	4,421	5,537	3,969	4,264	2,974	3,380	1,916	2,214	1,476	2,065	2,641
`65`	2,720	3,268	2,203	909	1,361	2,136	2,996	3,842	4,421	5,537	3,969	4,264	2,974	3,380	1,916	2,214	1,476	2,065	2,641
`9903`	41,302	19,235	66,931	117,480	61,951	38,118	25,728	12,774	9,916	8,788	12,569	9,175	23,411	9,923	5,774	5,322	1,131	10,619	6,037
`67/77`	12,999	6,913	19,121	33,262	18,946	12,503	9,463	6,044	3,270	1,692	5,854	4,913	18,869	4,229	4,499	3,031	-2,656	13,638	3,521
`9904`	28,303	12,322	47,811	84,218	43,006	25,614	16,265	6,730	6,647	7,096	6,715	4,262	4,542	5,694	1,275	2,291	3,787	-3,019	2,516
`9905`	28,303	12,322	47,811	84,218	43,006	25,614	16,265	6,730	6,647	7,096	6,715	4,262	4,542	5,694	1,275	2,291	3,787	-3,019	2,516
Appropriation of the result
`9906`	37,214	21,233	56,722	93,111	51,793	33,788	24,173	13,909	7,150	7,427	8,930	2,215	-2,046	-6,588	-12,282	-13,557	-15,848	-19,634	-16,416
`14P`	8,911	8,911	8,911	8,893	8,788	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	152,100	22,000	-	-	-	-	-	-	29	-	-	-	-	-	-	-	-	-	-
`691/2`	28,303	12,322	47,811	84,200	42,900	25,000	16,000	6,000	-	6,924	8,600	-	-	-	-	-	-	-	200
`6920`	-	-	-	-	-	-	-	-	-	2,424	8,600	-	-	-	-	-	-	-	200
`6921`	28,303	12,322	47,811	84,200	42,900	25,000	16,000	6,000	-	4,500	-	-	-	-	-	-	-	-	-
`694/7`	152,100	22,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`694`	152,100	22,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 27 older financial years (1977-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 13-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	13-05-2026	2026-00109880	PDF
31-12-2024	micro format	20-06-2025	2025-00157039	PDF
31-12-2023	micro format	09-07-2024	2024-00225615	PDF
31-12-2022	micro format	10-07-2023	2023-00218596	PDF
31-12-2021	micro format	04-07-2022	2022-20122708	PDF
31-12-2020	micro format	12-07-2021	2021-34100213	PDF
31-12-2019	micro format	31-07-2020	2020-36800597	PDF
31-12-2018	micro format	23-07-2019	2019-35900055	PDF
31-12-2017	micro format	31-07-2018	2018-40200424	PDF
31-12-2016	abbreviated format	22-08-2017	2017-46000480	PDF
31-12-2015	abbreviated format	29-08-2016	2016-49100313	PDF
31-12-2014	abbreviated format	18-06-2015	2015-18700374	PDF
31-12-2013	abbreviated format	25-08-2014	2014-47300126	PDF
31-12-2012	abbreviated format	21-08-2013	2013-44500251	PDF
31-12-2011	abbreviated format	31-08-2012	2012-53000526	PDF
31-12-2010	abbreviated format	29-08-2011	2011-48100213	PDF
31-12-2009	abbreviated format	23-07-2010	2010-34100077	PDF
31-12-2008	abbreviated format	26-08-2009	2009-65600070	PDF
31-12-2007	abbreviated format	25-08-2008	2008-62300302	PDF
31-12-2006	abbreviated format	24-08-2007	2007-58800336	PDF
31-12-2005	abbreviated format	06-06-2006	2006-18500274	PDF
31-12-2004	abbreviated format	30-05-2005	2005-18300944	PDF
31-12-2003	abbreviated format	05-07-2004	2004-40205183	PDF
31-12-2002	abbreviated format	02-07-2003	2003-38003993	PDF
31-12-2001	abbreviated format	13-06-2002	2002-20704467	PDF
31-12-2000	abbreviated format	10-12-2001	2001-75000047	PDF
31-12-1999	abbreviated format	01-09-2000	2000-54203896	PDF
31-12-1998	abbreviated format	14-06-1999	1999-17703014	PDF
31-12-1997	abbreviated format	01-07-1998	1998-27303699	PDF
31-12-1996	abbreviated format	13-10-1997	1997-49000454	PDF
31-12-1995	abbreviated format	14-08-1996	1996-40203127	PDF
31-12-1994	abbreviated format	05-10-1995	1995-52800871	PDF
31-12-1993	abbreviated format	05-08-1994	1994-35002619	PDF
31-12-1992	abbreviated format	17-09-1993	1993-36004435	PDF
31-12-1991	abbreviated format	10-12-1992	1992-40104932	PDF
31-12-1990	abbreviated format	12-12-1991	1991-32404941	PDF
31-12-1989	abbreviated format	05-12-1991	1991-31903955	PDF
31-12-1988	abbreviated format	05-12-1991	1991-31903943	PDF
31-12-1987	abbreviated format	05-12-1991	1991-31903931	PDF
31-12-1986	abbreviated format	12-01-1988	1988-00303174	PDF
31-12-1985	abbreviated format	12-01-1988	1988-00303162	PDF
31-12-1984	abbreviated format	12-01-1988	1988-00303150	PDF
31-12-1983	unclassified schema	13-01-1988	1988-00304591	PDF
31-12-1979	unclassified schema	11-03-1981	1981-00800523	PDF
31-12-1978	unclassified schema	11-03-1981	1981-00800521	PDF
31-12-1977	unclassified schema	03-08-1979	1979-09900163	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007
99,441	77,888	95,448	124,776	80,558	95,158	83,719	73,992	76,064	70,154	68,951	69,205	61,882	46,659	45,091	26,844	26,439	37,766	34,576
83,972	67,781	74,168	90,606	60,252	80,519	71,263	64,106	68,375	62,942	59,673	60,096	40,124	38,505	31,436	27,441	27,099	22,345	28,557
5,587	111,272	154,976	0	6,419	1,348	0	3,763	39,731	166,354	14,249	91,451	8,226	63,134	58,966	51,282	9,860	3,933	29,455
46,527	-12,082	-8,237	72,715	2,067	10,753	28,421	1,705	9,248	-29,707	18,448	13,128	-17,056	10,465	-6,119	-7,696	1,257	10,516	-
86,251	180,247	223,831	272,632	191,462	146,706	90,788	61,250	41,770	36,554	61,332	39,849	8,820	74	-37,655	-690	852	-6,380	-11,702
54.4%	79.0%	88.5%	93.2%	91.0%	71.9%	51.4%	43.6%	36.3%	33.8%	40.7%	36.3%	41.0%	35.7%	34.1%	40.1%	46.8%	42.0%	40.0%
1.48	4.92	13.64	12.27	13.69	3.28	1.67	1.44	1.25	1.22	1.40	1.25	1.05	1.00	0.84	1.00	1.01	0.96	0.93
0.84	0.27	0.13	0.07	0.10	0.39	0.94	1.29	1.75	1.96	1.46	1.75	1.44	1.80	1.93	1.49	1.14	1.38	1.50
11.1%	3.2%	12.3%	24.7%	16.7%	12.0%	8.6%	3.9%	4.0%	4.5%	4.4%	2.9%	3.2%	4.2%	1.0%	1.8%	3.0%	-2.4%	2.0%
6.0%	2.6%	10.9%	23.0%	15.2%	8.6%	4.4%	1.7%	1.5%	1.5%	1.8%	1.1%	1.3%	1.5%	0.3%	0.7%	1.4%	-1.0%	0.8%
36.56	23.83	43.33	over 100	59.20	-	-	-	-	-	-	-	-	-	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€5,587	€111,272	€154,976	-	€6,419
	€55,669	€55,459	€26,357	€6,389	€17,247

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Assugal

The operating result for 2025 is 95% higher than in 2024. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 21.0% to 45.6%. Equity is lower and debt is higher.

Board & ownership

Board

4 directors, 1 in day-to-day management, last change in 2023

Managing director

in office according to the deed of 14-09-2017 term until 15-05-2029

listed in the 2025 annual accounts, filed on 13-05-2026

Director (not named in the articles)

appointed by deed of 11-10-2023 6-year term from 2023

earlier director, from 15-05-2017 to 11-10-2023

listed in the 2025 annual accounts, filed on 13-05-2026

Director (not named in the articles)

appointed by deed of 11-10-2023 6-year term from 2023

earlier director, from 15-05-2017 to 11-10-2023

listed in the 2025 annual accounts, filed on 13-05-2026

Director (not named in the articles) and managing director

appointed by deed of 11-10-2023 6-year term from 2023

earlier director, until 11-10-2023

listed in the 2025 annual accounts, filed on 13-05-2026

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Director (not named in the articles)

Managing director

Director (not named in the articles), Managing director

LeadershipBoardEarlierRest of the termmandate already running before its first mentionend not dated

Mandates as a list

- Director, from before 15-05-2017 to 11-10-2023
- Director (not named in the articles), appointed by deed of 11-10-2023, still in office
- Director, appointed by deed of 14-09-2017, until 11-10-2023
- Director (not named in the articles), appointed by deed of 11-10-2023, still in office
- Managing director, since before 15-05-2017
- Managing director, from before 15-05-2017, last mentioned in 2017
- Director (not named in the articles), since before 31-12-2021
- Director, until 11-10-2023
- Managing director, appointed by deed of 11-10-2023, still in office

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Capital: €123,946.76
Shares: 100
Contribution per share: €1,239
Equity per share: €2,556 in 2025
Source: deed of 11-10-2023

Articles of association

deed of 11-10-2023 (in Dutch)

Duration: Unlimited
Annual meeting: “De raad van bestuur of enige bestuurder mag bijzondere volmachten verlenen aan één of meer personen. De vennootschap wordt geldig…”

Network & group

No group

Assugal has no parent and no holdings in its annual accounts. Assugal shares no director with another company.

Timeline

58 events since 1967

Board

Filings

Financial

Establishments

197019751980198519901995200020052010201520202025

Deadline for the 2026 accounts: 31-07-2027

2026

13-05-2026

Annual accounts 2025 filed PDFmicro format · 79 days before the deadline

2025

04-08-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0403843167

20-06-2025

Annual accounts 2024 filed PDFmicro format · 41 days before the deadline

2024

09-07-2024

Annual accounts 2023 filed PDFmicro format · 22 days before the deadline

2023

11-10-2023

3 directors appointed, 3 resignationsResignations: , and · Appointments: , and · “aanpassingaanterminologieWetboekvanvennootschappenenverenigingenenherformuleringwaargewenst” (deed in Dutch) · General meeting of 05-10-202314 points ▸

General meeting, 05-10-2023
Purpose change, “aanpassingaanterminologieWetboekvanvennootschappenenverenigingenenherformuleringwaargewenst” (deed in Dutch)
Capital, €123,946.76, 100 shares
Director resignation,
Director resignation,
Director resignation,
Director discharge,
Director discharge,
Director discharge,
Director appointment, (director (not named in the articles))
Director appointment, (director (not named in the articles))
Director appointment, (director (not named in the articles))
Registered office clause, Kloosterstraat 97, 2180 Antwerpen (Ekeren)
Director appointment, (managing director)
The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

10-07-2023

Annual accounts 2022 filed PDFmicro format · 21 days before the deadline

2022

31-12-2022

Highest result from 2007 to 2025 net €84,218 ▲95.8% The operating result of €118,388 and the net result of €84,218 are both a record.

04-07-2022

Annual accounts 2021 filed PDFmicro format · 27 days before the deadline

2021

31-12-2021

Liquidity more than quadruples current ratio 13.69 The current ratio rises from 3.28 to 13.69. Short-term debt falls from €64,452 to €15,084.

12-07-2021

Annual accounts 2020 filed PDFmicro format · 19 days before the deadline

2020

31-12-2020

Equity above €200,000 equity €214,028 ▲13.6% After 12 profitable years in a row, equity reaches €214,028.

31-07-2020

Annual accounts 2019 filed PDFmicro format · on the deadline day

2019

23-07-2019

Annual accounts 2018 filed PDFmicro format · 8 days before the deadline

2018

31-07-2018

Annual accounts 2017 filed PDFmicro format · on the deadline day

2017

14-09-2017

1 director appointed, 2 reappointmentsReappointments: (managing director) and · Appointment: · General meeting of 15-05-20174 points ▸

General meeting, 15-05-2017
Director reappointment, (managing director)
Director reappointment,
Director appointment,
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

22-08-2017

Annual accounts 2016 filed PDFabbreviated format · 22 days late

2016

29-08-2016

Annual accounts 2015 filed PDFabbreviated format · 29 days late

2015

31-12-2015

Equity above €150,000 equity €151,964 ▲4.6% After 7 profitable years in a row, equity reaches €151,964.

18-06-2015

Annual accounts 2014 filed PDFabbreviated format · 43 days before the deadline

2014

25-08-2014

Annual accounts 2013 filed PDFabbreviated format · 25 days late

2013

21-08-2013

Annual accounts 2012 filed PDFabbreviated format · 21 days late

2012

31-08-2012

Annual accounts 2011 filed PDFabbreviated format · 31 days late

2011

29-08-2011

Annual accounts 2010 filed PDFabbreviated format · 29 days late

2010

23-07-2010

Annual accounts 2009 filed PDFabbreviated format · 8 days before the deadline

2009

31-12-2009

Back to profit net €3,787 The net result is €3,787, after one loss-making year.

26-08-2009

Annual accounts 2008 filed PDFabbreviated format · 26 days late

2008

31-12-2008

Weakest financial year net -€3,019 The net result drops to -€3,019, the lowest from 2007 to 2025. It recovers the following year.

25-08-2008

Annual accounts 2007 filed PDFabbreviated format · 25 days late

2007

24-08-2007

Annual accounts 2006 filed PDFabbreviated format · 24 days late

2006

06-06-2006

Annual accounts 2005 filed PDFabbreviated format

2005

30-05-2005

Annual accounts 2004 filed PDFabbreviated format

2004

05-07-2004

Annual accounts 2003 filed PDFabbreviated format

2003

02-07-2003

Annual accounts 2002 filed PDFabbreviated format

2002

13-06-2002

Annual accounts 2001 filed PDFabbreviated format

2001

10-12-2001

Annual accounts 2000 filed PDFabbreviated format

22-08-2001

New establishment in Stekene Koewacht 2

2000

01-09-2000

Annual accounts 1999 filed PDFabbreviated format

1999

14-06-1999

Annual accounts 1998 filed PDFabbreviated format

1998

01-07-1998

Annual accounts 1997 filed PDFabbreviated format

1997

13-10-1997

Annual accounts 1996 filed PDFabbreviated format

1996

14-08-1996

Annual accounts 1995 filed PDFabbreviated format

1995

05-10-1995

Annual accounts 1994 filed PDFabbreviated format

1994

05-08-1994

Annual accounts 1993 filed PDFabbreviated format

1993

17-09-1993

Annual accounts 1992 filed PDFabbreviated format

1992

10-12-1992

Annual accounts 1991 filed PDFabbreviated format

1991

12-12-1991

Annual accounts 1990 filed PDFabbreviated format

05-12-1991

Annual accounts 1987 filed PDFabbreviated format

05-12-1991

Annual accounts 1988 filed PDFabbreviated format

05-12-1991

Annual accounts 1989 filed PDFabbreviated format

1988

13-01-1988

Annual accounts 1983 filed PDFunclassified schema

12-01-1988

Annual accounts 1984 filed PDFabbreviated format

12-01-1988

Annual accounts 1985 filed PDFabbreviated format

12-01-1988

Annual accounts 1986 filed PDFabbreviated format

1981

11-03-1981

Annual accounts 1978 filed PDFunclassified schema

11-03-1981

Annual accounts 1979 filed PDFunclassified schema

1979

03-08-1979

Annual accounts 1977 filed PDFunclassified schema

1967

13-10-1967

Incorporation KBO

01-10-1967

First establishment Kloosterstraat 97, Antwerp

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

On 13 October 1967, Assugal was incorporated.¹ Total assets went from €394,710 in 2018 to €469,622 in 2025.²

Company details

Identity

Enterprise number: 0403.843.167
VAT number: BE 0403.843.167
Peppol ID: 0208:0403843167
Legal form: Public limited company
Status: Active, normal situation
Founded: 13-10-1967
Financial year: ends on 31 December
Annual meeting: “De raad van bestuur of enige bestuurder mag bijzondere volmachten verlenen aan één of meer personen. De vennootschap wordt geldig…”
deed of 11-10-2023 (in Dutch)
Website: www.assugal.be
Peppol: Reachable since 04-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: Assugal in Dutch
Entity type: Legal entity
Duration: Unlimited
deed of 11-10-2023 (in Dutch)

Activities

Purpose: “Verzekeringsmakelaar; Verzekeringsagent; Hetuitbatenvaneenadviesbureauinzakeverzekeringenenleningen…”
6 activities
Verzekeringsmakelaar.
Verzekeringsagent.
Hetuitbatenvaneenadviesbureauinzakeverzekeringenenleningen.
Hetoptredenalsagenten/ofmakelaarvooralleleningen,kredietenenverzekeringen,alsmedehetoptredenindiehoedanigheidenvoorverzekeringsmaatschappijen.
Zijmaghaaronroerende goederen in hypotheek geven en al haar andere goederen,met inbegrip van het handelsfonds in pand geven en mag aval verlenen voor alle leningen,kredietopeningen en alle andere verbintenissen voor haarzelf en zelfs voor alle derden op voorwaarde dat zij er zelf belang bij heeft.
Devennootschap kan filialen,bijhuizen,burelen,exploitatiezetels,administratievezetels,verkoopburelen,agentschappen of hoe dan ook genoemd oprichten,de uit te baten instellingen in huur nemen,aankopen,onderverhuren,voortverhuren,zelfs exploiteren of laten exploiteren door derden.
deed of 11-10-2023 (in Dutch)

Registered office and establishments

2 establishments

Establishment	Since	Unit number
Kloosterstraat 97 registered office 2180 Antwerp 64190 Financial service activities, except insurance and pension funding	01-10-1967	2.001.596.483
Koewacht 2 9190 Stekene 64190 Financial service activities, except insurance and pension funding	22-08-2001	2.001.596.582

Buildings and parcels at the addresses

Ground area: 2,200 m²
Buildings: 615 m²
Volume, LiDAR: 3,072 m³
Tallest building: 14.0 m

Buildings to scale, each on its own parcel

registered office establishment All 2 establishment units on the map

Parcels

Cadastral parcel	Area	Buildings	Height / floors
46322C0109/00F000	2,094 m²	1 · 510 m²	7.3 m · 1
11364F0071/00T002	106 m²	1 · 106 m²	14.0 m · 4

Contact

E-mail info@assugal.be

E-mail inez@assugal.be establishment in Stekene

Phone +32 3 779 79 78 establishment in Stekene

Overview

Lifetime

Key points

Equity

Debts

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Official details

Annual accounts 2025

Insights on Assugal

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on Assugal

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the addresses

Location

Parcels

Contact

in euro

in euro