Assudender
ActiveAssudender has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154k and a net result of €45k. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 5.75 against 4.83 in 2024; short-term debt: 16.1% and cash: 58% of total assets), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
23.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
28 d late
2022
30 d late
2021
29 d late
2020
26 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€13k
EBIT margin
-24.7%
Net result
€45k▲ 4.8%
2024 · €43k
2018: €-3k
2019: €-2k
2020: €306
2021: €5k
2022: €14k
2023: €26k
2024: €43k
2018 → 2025
Working capital
€145k▲ 48.8%
2024 · €98k
2019: €14k
2020: €11k
2021: €20k
2022: €23k
2023: €51k
2024: €98k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€41k▲ 50.7%€66k▲ 63.1%€109k▲ 64.9%€154k▲ 41.2%
Operating result€7k-€21k▲ 219%€41k▲ 94.4%€66k▲ 62.2%€69k▲ 4.1%
Net result€5k-€14k▲ 157%€26k▲ 87.4%€43k▲ 67.7%€45k▲ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€14k▼ 39.2%
Current assets
€176k▲ 42.9%
Equity and liabilities €190k
Equity
€154k▲ 41.2%
Debt
€35k▼ 3.2%
The debt ratio falls from 25.0% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▲
2024 · €77k
Cash flow
€55k▲
2024 · €53k
Solvency
81.4%▲
2024 · 75.0%
Current ratio
5.75▲
2024 · 4.83
Quick ratio
5.75▲
2024 · 4.83
Debt / equity
0.23▼
2024 · 0.33
ROE
29.2%▼
2024 · 39.3%
ROA
23.8%▼
2024 · 29.5%
Interest coverage
296.79▲
2024 · 129.31
Debt
€35k▼
2024 · €36k
Debt ≤ 1 year
€31k▲
2024 · €25k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€24k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€190k▲
Fixed assets21/28€23k€14k▼
Tangible fixed assets22/27€23k€14k▼
Furniture and vehicles24€23k€14k▼
Current assets29/58€123k€176k▲
Amounts receivable within one year40/41€33k€65k▲
Trade receivables40€16k€6k▼
Other amounts receivable41€17k€59k▲
Cash at bank and in hand54/58€88k€110k▲
Deferred charges and accrued income490/1€2k€506▼
Equity and liabilities
Total equity and liabilities10/49€146k€190k▲
Equity10/15€109k€154k▲
Contributions10/11€5k€5k=
Reserves13€129k€174k▲
Distributable reserves133€129k€174k▲
Profit (loss) carried forward14€-25k€-25k=
Amounts payable17/49€36k€35k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€25k€31k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€17k€19k▲
Taxes450/3€17k€19k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€78k€82k▲
Operating profit (loss)9901€66k€69k▲
Financial income75/76B€160€482▲
Recurring financial income75€160€482▲
Financial charges65/66B€593€267▼
Recurring financial charges65€593€267▼
Profit (loss) for the period before taxes9903€66k€69k▲
Income taxes67/77€23k€24k▲
Profit (loss) for the period9904€43k€45k▲
Profit (loss) for the period to be appropriated9905€43k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€20k▲
Profit (loss) brought forward from the previous period14P€-25k€-25k=
Transfer to equity691/2€43k€45k▲
To other reserves6921€43k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €45k ▲4.8%
Operating result €69k, net result €45k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲41.2%
6 profitable years in a row build equity to €154k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲64.9%
5 profitable years in a row build equity to €109k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €306
Net result €306 after 2 loss-making years.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Brugmannplein 331050 ElseneGround area
402 m²
Building footprint
345 m²
Volume, LiDAR
7,697 m³
Parcel 21447B0313/00G014, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Georges Brugmannplein 33, 1050 Elsene
since 19762.108.061.408
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0313/00G014 | Brussels | 402 m² | 1 · 345 m² | 29.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Casual Context
BE 0708.875.406
Hoegaarden · Eq €154k
2-ME
BE 0808.402.552
Heist-op-den-Berg · Eq €155k
La Pharmacie d' Embourg
BE 0694.906.614
Chaudfontaine · Eq €155k
JAMA MANAGEMENT
BE 0779.419.150
Liège · Eq €153k
HELIRO
BE 0899.871.275
Tielt-Winge · Eq €156k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1976
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68321Property management for co-owned buildings (syndics)
68322Real estate activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.