Skip to content

2-ME

Active
Private limited companyfounded 200817 yrs activeKorte Spekstraat(HAL) 22, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0808.402.552

2-ME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €101k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
64 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+68
Solvency38▲+8
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 0.97 in 2024; short-term debt: 34% and cash: 0.2% of total assets), but 87.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.8%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8647 sector peers (2025).
NBB · sector comparison
Position among 8647 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
51 d early
2023
50 d early
2022
48 d early
2021
53 d early
2020
2 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€155k▲ 190%
2024 · €53k
2019: €204k 2020: €152k 2021: €306k 2022: €278k 2023: €190k 2024: €53k
2019 → 2025
Total assets
€1.21M▲ 6.0%
2024 · €1.14M
2019: €961k 2020: €1.37M 2021: €1.47M 2022: €1.22M 2023: €1.30M 2024: €1.14M
2019 → 2025
Net result
€101k
2024 · €-137k
2019: €72k 2020: €-52k 2021: €154k 2022: €-28k 2023: €-87k 2024: €-137k
2019 → 2025
Working capital
€565k
2024 · €-25k
2019: €257k 2020: €122k 2021: €229k 2022: €216k 2023: €68k 2024: €-25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€306k-€278k▼ 9.3%€190k▼ 31.5%€53k▼ 72.0%€155k▲ 190%
Operating result€261k-€2k▼ 99.3%€-59k€-88k▼ 48.4%€136k
Net result€154k-€-28k€-87k▼ 207%€-137k▼ 56.7%€101k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100k€200k€300kOperating result 2021: €261k€261kNet result 2021: €154k€154kOperating result 2022: €2k€2kNet result 2022: €-28k€-28kOperating result 2023: €-59k€-59kNet result 2023: €-87k€-87kOperating result 2024: €-88k€-88kNet result 2024: €-137k€-137kOperating result 2025: €136k€136kNet result 2025: €101k€101k20212022202320242025
The operating result returns to profit in 2025: €136k after a loss of €88k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets €231k▼ 14.9%
Current assets €976k▲ 12.5%
Equity and liabilities €1.21M
Equity €155k▲ 190%
Provisions €158k▼ 16.2%
Debt €894k▼ 0.3%
The debt ratio falls from 78.8% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€176k
2024 · €-47k
Cash flow
€142k
2024 · €-97k
Solvency
12.8%
2024 · 4.7%
Current ratio
2.38
2024 · 0.97
Quick ratio
0.03
2024 · 0.02
Debt / equity
5.78
2024 · 16.79
ROE
65.5%
2024 · -256.5%
ROA
8.4%
2024 · -12.0%
Interest coverage
5.15
2024 · -0.95
Debt
€894k
2024 · €897k
Debt ≤ 1 year
€411k
2024 · €892k
Debt > 1 year
€446k
2024 · €128
Income taxes
€141
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.14M€1.21M
Fixed assets21/28€271k€231k
Tangible fixed assets22/27€271k€231k
Land and buildings22€230k€202k
Plant, machinery and equipment23€10k€8k
Furniture and vehicles24€32k€22k
Current assets29/58€867k€976k
Stocks and contracts in progress3€853k€963k
Stocks30/36€853k€963k
Amounts receivable within one year40/41€10k€8k
Trade receivables40€4k€3k
Other amounts receivable41€6k€5k
Cash at bank and in hand54/58€3k€2k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.21M
Equity10/15€53k€155k
Contributions10/11€20k€20k=
Reserves13€286k€286k=
Distributable reserves133€286k€286k=
Profit (loss) carried forward14€-253k€-152k
Provisions and deferred taxes16€188k€158k
Provisions for liabilities and charges160/5€188k€158k
Pensions and similar obligations160€158k€158k=
Other liabilities and charges164/5€30k€0
Amounts payable17/49€897k€894k
Amounts payable after more than one year17€128€446k
Financial debts170/4€0€445k
Other amounts payable178/9€128€643
Amounts payable within one year42/48€892k€411k
Current portion of amounts payable after more than one year42€182k€0
Trade debts44€15k€15k
Suppliers440/4€15k€15k
Advances received on contracts in progress46€169k€5k
Taxes, remuneration and social security45€12k€1k
Taxes450/3€12k€1k
Other amounts payable47/48€514k€389k
Accrued charges and deferred income492/3€5k€38k
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€40k=
Provisions for liabilities and charges: additions (uses and reversals)635/8€30k€-30k
Other operating charges640/8€6k€6k
Non-recurring operating charges66A€0-
Gross operating margin9900€-11k€152k
Operating profit (loss)9901€-88k€136k
Financial income75/76B€87€0
Recurring financial income75€87€0
Financial charges65/66B€49k€34k
Recurring financial charges65€49k€34k
Profit (loss) for the period before taxes9903€-137k€102k
Income taxes67/77€140€141
Profit (loss) for the period9904€-137k€101k
Profit (loss) for the period to be appropriated9905€-137k€101k
Appropriation of the result
Profit (loss) to be appropriated9906€-253k€-152k
Profit (loss) brought forward from the previous period14P€-116k€-253k
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €101k
Net result €101k after 3 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 2.38
Current ratio from 0.97 to 2.38; short-term debt falls from €892k to €411k.
31-12
Financial Equity above €150kEq €155k ▲190%
Equity rises from €53k to €155k.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €-137k
Net result drops to €-137k, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €154k
Net result €154k after one loss-making year.
31-12
Financial Equity above €200kEq €306k ▲102%
Equity rises from €152k to €306k.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
11-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korte Spekstraat(HAL) 222220 Heist-op-den-Berg
Ground area
129 m²
Building footprint
129 m²
Volume, LiDAR
1,011 m³
Parcel 12011A0172/00E000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
2-ME
Korte Spekstraat(HAL) 22, 2220 Heist-op-den-BergFinancial service activities, except insurance and pension funding
since 20082.175.348.229
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12011A0172/00E000 Flanders 129 m² 1 · 129 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,653 EUR awarded · 1,653 EUR paid
Year Entries awardedpaid
2025 1 1,653 EUR1,653 EUR
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
1 entry · 1,653 EUR · 1,653 EUR paid · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,358 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-12-2008
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.