ASSU VDJ has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €267k and a net result of €20k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 31% of 104 sector peers (fiscal year 2026). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-09-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
53 d early
2025
59 d early
2024
58 d early
2023
48 d early
2022
55 d early
2021
45 d early
2020
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€267k▼ 15.6%
2025 · €316k
2019: €238k
2020: €284k
2021: €315k
2022: €329k
2023: €350k
2024: €342k
2025: €316k
2019 → 2026
Total assets
€784k▼ 2.5%
2025 · €804k
2019: €632k
2020: €737k
2021: €748k
2022: €744k
2023: €755k
2024: €838k
2025: €804k
2019 → 2026
Net result
€20k▼ 8.0%
2025 · €22k
2019: €49k
2020: €47k
2021: €32k
2022: €15k
2023: €22k
2024: €40k
2025: €22k
2019 → 2026
Working capital
€-331k▼ 16.8%
2025 · €-284k
2019: €-212k
2020: €-240k
2021: €-246k
2022: €-264k
2023: €-251k
2024: €-261k
2025: €-284k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€329k-€350k▲ 6.4%€342k▼ 2.4%€316k▼ 7.5%€267k▼ 15.6%
Operating result€20k-€29k▲ 47.7%€55k▲ 86.2%€41k▼ 25.9%€38k▼ 6.2%
Net result€15k-€22k▲ 48.3%€40k▲ 83.1%€22k▼ 44.9%€20k▼ 8.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 6% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €784k
Fixed assets
€645k▼ 3.5%
Current assets
€139k▲ 2.7%
Equity and liabilities €784k
Equity
€267k▼ 15.6%
Debt
€517k▲ 6.0%
The debt ratio rises from 60.7% to 66.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
34.0%▼
2025 · 39.3%
ROE
7.7%▲
2025 · 7.0%
ROA
2.6%▼
2025 · 2.8%
Debt
€517k▲
2025 · €488k
Debt ≤ 1 year
€470k▲
2025 · €419k
Debt > 1 year
€47k▼
2025 · €69k
Income taxes
€9k▼
2025 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€804k€784k▼
Fixed assets21/28€669k€645k▼
Tangible fixed assets22/27€90k€66k▼
Furniture and vehicles24€90k€66k▼
Financial fixed assets28€579k€579k=
Current assets29/58€135k€139k▲
Amounts receivable after more than one year29€116k€114k▼
Other amounts receivable291€116k€114k▼
Amounts receivable within one year40/41€15k€18k▲
Other amounts receivable41€15k€18k▲
Cash at bank and in hand54/58€3k€5k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€804k€784k▼
Equity10/15€316k€267k▼
Contributions10/11€6k€6k=
Reserves13€133k€85k▼
Distributable reserves133€133k€85k▼
Profit (loss) carried forward14€177k€176k▼
Amounts payable17/49€488k€517k▲
Amounts payable after more than one year17€69k€47k▼
Financial debts170/4€69k€47k▼
Amounts payable within one year42/48€419k€470k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€108€47▼
Suppliers440/4€108€47▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€7k=
Remuneration and social security454/9-€900
Other amounts payable47/48€391k€440k▲
Accrued charges and deferred income492/3€255€255=
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€66k€63k▼
Operating profit (loss)9901€41k€38k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€32k€29k▼
Income taxes67/77€9k€9k▼
Profit (loss) for the period9904€22k€20k▼
Profit (loss) for the period to be appropriated9905€22k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€200k€197k▼
Profit (loss) brought forward from the previous period14P€177k€177k▼
Transfer from equity791/2€47k€69k▲
Transfer to equity691/2€22k€20k▼
To other reserves6921€22k€20k▼
Profit to be distributed694/7€48k€70k▲
Return on contributions (dividend)694€48k€70k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €15k ▼53.7%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
08-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bautersemstraat 712550 KontichGround area
515 m²
Building footprint
103 m²
Volume, LiDAR
580 m³
Parcel 11602C0029/00L004, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASSU VDJ
since 20092.179.975.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0029/00L004 | Flanders | 515 m² | 1 · 103 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-2009
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.