ASSTRA
ActiveSummary
ASSTRA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454,127 and a net result of €746. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 16% of 8160 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-1
Solvency33▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 27.28 against 25.61 in 2024; short-term debt: 3.5% and cash: 0.1% of total assets), but 91.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.2%
Return on assets
0%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8160 sector peers (2025).
NBB · sector comparisonPosition among 8160 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
70 d early
2023
42 d early
2022
32 d early
2021
60 d early
2020
60 d early
2019
68 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€454,127▲ 0.2%
2024 · €453,381
Total assets
€5.6m▲ 6.2%
2024 · €5.2m
Net result
€746▼ 96.9%
2024 · €24,064
Working capital
€5.1m▲ 6.8%
2024 · €4.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€120,885▼ 0.3%€120,618▼ 0.2%€119,071▼ 1.3%€32,407▼ 72.8%€2,473▼ 92.4%
Net result€83,259within the sector's middle half▼ 8.9%€88,959within the sector's middle half▲ 6.8%€90,174above the sector's middle half▲ 1.4%€24,064within the sector's middle half▼ 73.3%€746within the sector's middle half▼ 96.9%
Equity€250,184within the sector's middle half▲ 49.9%€339,143within the sector's middle half▲ 35.6%€429,317above the sector's middle half▲ 26.6%€453,381within the sector's middle half▲ 5.6%€454,127within the sector's middle half▲ 0.2%
Total assets€4.8mabove the sector's middle half▲ 2.1%€4.7mabove the sector's middle half▼ 1.4%€4.8mabove the sector's middle half▲ 1.6%€5.2mabove the sector's middle half▲ 9.2%€5.6mabove the sector's middle half▲ 6.2%
Debt€4.5m▲ 0.3%€4.4m▼ 3.5%€4.4m▼ 0.4%€4.8m▲ 9.5%€5.1m▲ 6.8%
Working capital€4.3mabove the sector's middle half▲ 0.8%€4.3mabove the sector's middle half▼ 0.1%€4.4mabove the sector's middle half▲ 1.7%€4.8mabove the sector's middle half▲ 10.2%€5.1mabove the sector's middle half▲ 6.8%
Solvency5.2%below the sector's middle half▲ 1.7pp7.2%below the sector's middle half▲ 2.0pp8.9%within the sector's middle half▲ 1.8pp8.6%below the sector's middle half▼ 0.3pp8.2%below the sector's middle half▼ 0.5pp
Current ratio17.48above the sector's middle half▼ 5.0022.71above the sector's middle half▲ 5.2323.13above the sector's middle half▲ 0.4125.61above the sector's middle half▲ 2.4827.28above the sector's middle half▲ 1.67
Return on assets (ROA)1.7%within the sector's middle half▼ 0.2pp1.9%within the sector's middle half▲ 0.1pp1.9%within the sector's middle half=0.5%within the sector's middle half▼ 1.4pp0.0%within the sector's middle half▼ 0.4pp
Staff (FTE)0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.6m
Fixed assets
€249,002 =
Current assets
€5.3m ▲ 6.6%
Equity and liabilities €5.6m
Equity
€454,127 ▲ 0.2%
Debt
€5.1m ▲ 6.8%
Debt's share of the balance-sheet total rises from 91.4% to 91.8%. Equity and debt are higher.
Key figures and ratios
Debt to equity
11.27▲
2024 · 10.57
ROE
0.2%▼
2024 · 5.3%
Debt ≤ 1 year
€195,099=
2024 · €195,074
Debt > 1 year
€4.9m▲
2024 · €4.6m
Income taxes
€249▼
2024 · €8,021
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,214 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
2.6%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,214 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €988 | €990 | €1,092 | €1,108 | €1,143 | ▲ 3.1% |
| Gross operating margin9900 | €121,873 | €121,607 | €120,163 | €33,515 | €3,616 | ▼ 89.2% |
| Operating profit (loss)9901 | €120,885 | €120,618 | €119,071 | €32,407 | €2,473 | ▼ 92.4% |
| Financial income75/76B | €8,348 | €19,000 | €19,809 | €19,696 | €19,290 | ▼ 2.1% |
| Recurring financial income75 | €8,348 | €19,000 | €19,809 | €19,696 | €19,290 | ▼ 2.1% |
| Financial charges65/66B | €19,125 | €18,746 | €18,646 | €20,018 | €20,768 | ▲ 3.8% |
| Recurring financial charges65 | €19,125 | €18,746 | €18,646 | €20,018 | €20,768 | ▲ 3.8% |
| Profit (loss) for the period before taxes9903 | €110,108 | €120,872 | €120,234 | €32,085 | €995 | ▼ 96.9% |
| Income taxes67/77 | €26,849 | €31,912 | €30,061 | €8,021 | €249 | ▼ 96.9% |
| Profit (loss) for the period9904 | €83,259 | €88,959 | €90,174 | €24,064 | €746 | ▼ 96.9% |
| Transfer from tax-exempt reserves789 | €6,778 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €90,036 | €88,959 | €90,174 | €24,064 | €746 | ▼ 96.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.8m | €4.7m | €4.8m | €5.2m | €5.6m | ▲ 6.2% |
| Fixed assets21/28 | €249,002 | €249,002 | €249,002 | €249,002 | €249,002 | = |
| Financial fixed assets28 | €249,002 | €249,002 | €249,002 | €249,002 | €249,002 | = |
| Current assets29/58 | €4.5m | €4.5m | €4.6m | €5.0m | €5.3m | ▲ 6.6% |
| Amounts receivable after more than one year29 | €4.3m | €4.3m | €4.4m | €4.8m | €5.2m | ▲ 6.3% |
| Other amounts receivable291 | €4.3m | €4.3m | €4.4m | €4.8m | €5.2m | ▲ 6.3% |
| Amounts receivable within one year40/41 | €23,151 | €24,456 | €3,156 | €2,285 | €1,751 | ▼ 23.4% |
| Other amounts receivable41 | €23,151 | €24,456 | €3,156 | €2,285 | €1,751 | ▼ 23.4% |
| Current investments50/53 | - | - | €29,000 | €0 | - | - |
| Cash at bank and in hand54/58 | €95,779 | €6,148 | €3,950 | €964 | €3,506 | ▲ 264% |
| Deferred charges and accrued income490/1 | €90,968 | €109,968 | €129,076 | €148,256 | €167,546 | ▲ 13.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.8m | €4.7m | €4.8m | €5.2m | €5.6m | ▲ 6.2% |
| Equity10/15 | €250,184 | €339,143 | €429,317 | €453,381 | €454,127 | ▲ 0.2% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €3,695 | €3,695 | €3,695 | €3,695 | €3,695 | = |
| Non-distributable reserves130/1 | €3,695 | €3,695 | €0 | - | - | - |
| Reserves not available under the articles1311 | €3,695 | €3,695 | €0 | - | - | - |
| Distributable reserves133 | - | - | €3,695 | €3,695 | €3,695 | = |
| Profit (loss) carried forward14 | €227,897 | €316,856 | €407,030 | €431,094 | €431,840 | ▲ 0.2% |
| Amounts payable17/49 | €4.5m | €4.4m | €4.4m | €4.8m | €5.1m | ▲ 6.8% |
| Amounts payable after more than one year17 | €4.3m | €4.2m | €4.2m | €4.6m | €4.9m | ▲ 7.1% |
| Financial debts170/4 | €4.3m | €4.2m | €4.2m | €4.6m | €4.9m | ▲ 7.1% |
| Amounts payable within one year42/48 | €260,181 | €197,213 | €196,922 | €195,074 | €195,099 | = |
| Current portion of amounts payable after more than one year42 | €195,000 | €195,000 | €195,000 | €195,000 | €195,000 | = |
| Trade debts44 | - | - | €87 | €0 | €97 | - |
| Suppliers440/4 | - | - | €87 | €0 | €97 | - |
| Taxes, remuneration and social security45 | €2,929 | €2,213 | €1,835 | €74 | €2 | ▼ 97.0% |
| Taxes450/3 | €2,929 | €2,213 | €1,835 | €74 | €2 | ▼ 97.0% |
| Other amounts payable47/48 | €62,252 | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | €19,120 | €18,804 | €18,530 | €20,138 | €21,165 | ▲ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €83,259 | €88,959 | €90,174 | €24,064 | €746 | ▼ 96.9% |
| Operating cash flow (approximation) | €83,259 | €88,959 | €90,174 | €24,064 | €746 | ▼ 96.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€89,631 | -€2,198 | -€2,987 | €2,543 | ▲ 185% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €746 ▼96.9%
Net result drops to €746, the lowest in the series.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200,000Eq €250,184 ▲49.9%
4 profitable years in a row build equity to €250,184.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150,000Eq €166,925 ▲121%
3 profitable years in a row build equity to €166,925.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1995
Ground area
1,991 m²
Building footprint
245 m²
Volume, LiDAR
2,052 m³
Parcel 44072E0671/00E000, Flanders · tallest building 15.8 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Kerkstraat 2, 9950 Lievegem
since 19952.074.113.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0671/00E000 | Flanders | 1,991 m² | 1 · 245 m² | 15.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 958 companies in sector 46319 we hold annual accounts for 611. 433 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-1995
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
46110Wholesale trade
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456438448
Also
9925:BE0456438448
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.