ASSRA
ActiveASSRA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €945k and a net result of €43k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 17.06 against 12.26 in 2024; short-term debt: 4.5% and cash: 73.3% of total assets), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
34 d early
2023
6 d late
2022
5 d early
2021
37 d early
2020
31 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€945k▲ 4.8%
2024 · €901k
2018: €374k
2019: €432k
2020: €509k
2021: €610k
2022: €741k
2023: €838k
2024: €901k
2018 → 2025
Total assets
€996k▲ 2.5%
2024 · €972k
2018: €503k
2019: €557k
2020: €621k
2021: €731k
2022: €849k
2023: €933k
2024: €972k
2018 → 2025
Net result
€43k▼ 31.9%
2024 · €63k
2018: €46k
2019: €58k
2020: €77k
2021: €101k
2022: €130k
2023: €97k
2024: €63k
2018 → 2025
Working capital
€714k▼ 1.6%
2024 · €725k
2018: €157k
2019: €215k
2020: €277k
2021: €353k
2022: €512k
2023: €631k
2024: €725k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€610k-€741k▲ 21.4%€838k▲ 13.1%€901k▲ 7.6%€945k▲ 4.8%
Operating result€153k-€196k▲ 28.1%€148k▼ 24.5%€94k▼ 36.9%€67k▼ 27.9%
Net result€101k-€130k▲ 28.6%€97k▼ 25.6%€63k▼ 34.7%€43k▼ 31.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 28% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €996k
Fixed assets
€238k▲ 30.7%
Current assets
€758k▼ 4.0%
Equity and liabilities €996k
Equity
€945k▲ 4.8%
Debt
€51k▼ 27.1%
The debt ratio falls from 7.2% to 5.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▼
2024 · €125k
Cash flow
€79k▼
2024 · €95k
Solvency
94.9%▲
2024 · 92.8%
Current ratio
17.06▲
2024 · 12.26
Quick ratio
17.06▲
2024 · 12.26
Debt / equity
0.05▼
2024 · 0.08
ROE
4.6%▼
2024 · 7.0%
ROA
4.3%▼
2024 · 6.5%
Interest coverage
28.52▲
2024 · 26.22
Debt
€51k▼
2024 · €70k
Debt ≤ 1 year
€44k▼
2024 · €64k
Debt > 1 year
€5k=
2024 · €5k
Income taxes
€21k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€972k€996k▲
Fixed assets21/28€182k€238k▲
Tangible fixed assets22/27€182k€238k▲
Land and buildings22€152k€140k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€18k€87k▲
Current assets29/58€790k€758k▼
Amounts receivable within one year40/41€76k€25k▼
Trade receivables40€76k€25k▼
Other amounts receivable41€33€571▲
Current investments50/53€650k€0▼
Cash at bank and in hand54/58€61k€730k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€972k€996k▲
Equity10/15€901k€945k▲
Contributions10/11€6k€6k=
Reserves13€850k€894k▲
Tax-exempt reserves132€135€0▼
Distributable reserves133€850k€894k▲
Profit (loss) carried forward14€45k€45k=
Amounts payable17/49€70k€51k▼
Amounts payable after more than one year17€5k€5k=
Financial debts170/4€5k€5k=
Amounts payable within one year42/48€64k€44k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€7k€3k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€48k€37k▼
Accrued charges and deferred income492/3€677€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€36k▲
Other operating charges640/8€9k€4k▼
Gross operating margin9900€135k€107k▼
Operating profit (loss)9901€94k€67k▼
Financial income75/76B€6k€829▼
Recurring financial income75€6k€829▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€95k€65k▼
Income taxes67/77€31k€21k▼
Profit (loss) for the period9904€63k€43k▼
Transfer from tax-exempt reserves789-€135
Profit (loss) for the period to be appropriated9905€63k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€88k▼
Profit (loss) brought forward from the previous period14P€45k€45k=
Transfer to equity691/2€63k€43k▼
To other reserves6921€63k€43k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €43k ▼31.9%
Net result drops to €43k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €130k ▲28.6%
Operating result €196k, net result €130k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €509k ▲17.7%
3 profitable years in a row build equity to €509k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugse baan 1778470 GistelGround area
5,246 m²
Building footprint
252 m²
Volume, LiDAR
1,082 m³
Parcel 35005A1526/00E000, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ASSRA
since 20002.191.984.917
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005A1526/00E000 | Flanders | 5,246 m² | 1 · 252 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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NICK BEHEER
BE 0849.522.040
Antwerpen · Eq €946k
LUCAGRO
BE 0555.824.450
Oosterzele · Eq €946k
H & A
BE 0821.626.325
Maaseik · Eq €943k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2000
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.