& Associés
Active& Associés has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €11k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency59▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.62 in 2024; short-term debt: 29.4% and cash: 4.9% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
5 d late
2023
29 d early
2022
1 d early
2021
8 d late
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 32.5%
2024 · €31k
2019: €24k
2020: €38k
2021: €12k
2022: €22k
2023: €29k
2024: €31k
2019 → 2025
Total assets
€121k▲ 61.5%
2024 · €75k
2019: €59k
2020: €79k
2021: €77k
2022: €72k
2023: €67k
2024: €75k
2019 → 2025
Net result
€11k▲ 249%
2024 · €3k
2019: €1k
2020: €15k
2021: €-26k
2022: €11k
2023: €7k
2024: €3k
2019 → 2025
Working capital
€17k▼ 20.3%
2024 · €21k
2019: €6k
2020: €16k
2021: €9k
2022: €-3k
2023: €6k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€22k▲ 83.0%€29k▲ 29.1%€31k▲ 8.0%€41k▲ 32.5%
Operating result€-24k-€12k€11k▼ 8.9%€6k▼ 47.7%€17k▲ 194%
Net result€-26k-€11k€7k▼ 33.1%€3k▼ 57.0%€11k▲ 249%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 194% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€69k▲ 234%
Current assets
€52k▼ 3.9%
Equity and liabilities €121k
Equity
€41k▲ 32.5%
Debt
€80k▲ 82.2%
The debt ratio rises from 58.4% to 65.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €8k
Cash flow
€13k▲
2024 · €5k
Solvency
34.1%▼
2024 · 41.6%
Current ratio
1.46▼
2024 · 1.62
Quick ratio
1.46▼
2024 · 1.62
Debt / equity
1.93▲
2024 · 1.41
ROE
26.6%▲
2024 · 10.1%
ROA
9.1%▲
2024 · 4.2%
Interest coverage
19.82▼
2024 · 68.81
Debt
€80k▲
2024 · €44k
Debt ≤ 1 year
€36k▲
2024 · €33k
Debt > 1 year
€44k▲
2024 · €10k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€121k▲
Fixed assets21/28€21k€69k▲
Tangible fixed assets22/27€16k€64k▲
Land and buildings22€2k€1k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€1k€394▼
Leasing and similar rights25€1k€48k▲
Other tangible fixed assets26€12k€12k=
Financial fixed assets28€4k€4k=
Current assets29/58€54k€52k▼
Amounts receivable within one year40/41€47k€45k▼
Trade receivables40€17k€15k▼
Other amounts receivable41€30k€31k▲
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€75k€121k▲
Equity10/15€31k€41k▲
Contributions10/11€7k€7k=
Reserves13€3k€3k=
Tax-exempt reserves132€839€839=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€32k▲
Amounts payable17/49€44k€80k▲
Amounts payable after more than one year17€10k€44k▲
Financial debts170/4€10k€44k▲
Amounts payable within one year42/48€33k€36k▲
Current portion of amounts payable after more than one year42€8k€14k▲
Trade debts44€16k€10k▼
Suppliers440/4€16k€10k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€583€729▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€9k€22k▲
Operating profit (loss)9901€6k€17k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€114€975▲
Recurring financial charges65€114€975▲
Profit (loss) for the period before taxes9903€6k€16k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€3k€11k▲
Profit (loss) for the period to be appropriated9905€3k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€33k▲
Profit (loss) brought forward from the previous period14P€20k€22k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Weakest financial yearnet €-26k ▼279%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Highest result since 2019net €15k ▲970%
Operating result €21k, net result €15k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-10-2021
Resigned as Managing director
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Angoussart 1731301 WavreGround area
1,545 m²
Building footprint
566 m²
Volume, LiDAR
3,471 m³
2 parcels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
& ASSOCIES
since 20142.233.258.714
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762E0206/00A000 | Wallonia | 1,001 m² | 1 · 464 m² | 10.9 m · 2 fl. |
| 25006B0364/00V000 | Wallonia | 545 m² | 1 · 102 m² | 5.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
5 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 1 more network connections
Shared address
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,754. 2,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2014
Fiscal year end30-06
Activities, NACEBEL
73110Advertising agencies
18130Pre-press and pre-media services
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:axelleclere@gmail.com