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ASSOCIATION FREDERIC OZANAM

Active
Non-profit associationfounded 2001active for 25 yearsRoodebeeksteenweg 407, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0475.778.268

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ASSOCIATION FREDERIC OZANAM has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €666,990 and a net result of €101,390. Equity has been growing by about 22% per year since 2019. Its solvency ranks better than 73% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-06-2001 Normal situation
Activity
Real estate agency activities NACE 68310and 1 other
Establishment unit
2.198.188.858 1200 Sint-Lambrechts-Woluwe, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 06-01-2026

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€510,255
▼ 1.2%
Turnover
≈ €1.3m
estimated
Surplus
€101,390
▼ 28.1%
Equity
€666,990
▲ 17.9%
Total assets
€977,002
▲ 12.1%
Staff
3.5 FTE
▲ 12.9%
Filed on 23-06-2026, 38 days before the deadlineat the National Bank
Score breakdownlowers riskLegal form: non-profit associationLiquidity: current ratio 4.67, cash €783,306Equity €666,990 (68.3% of total assets)Size: 3.5 FTE, total assets €977,002Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 93+3
equity 68.3% of total assets
Liquidity 93=
short-term debt 20.6% · cash 80.2%
Profitability 82-7
return on assets 10.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.67 (4.48 in 2024), above the usual 1.5. Short-term debt is 20.6% and cash 80.2% of total assets. 31.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 77% of them on solvency, 93% on liquidity, 79% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 4.67, cash €783,306
NBB · annual accounts
lowers risk · Equity €666,990 (68.3% of total assets)
NBB · annual accounts
lowers risk · Size: 3.5 FTE, total assets €977,002
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
38 days early
2024
25 days late
2023
51 days early
2022
19 days early
2021
81 days early
2020
32 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €101,390 5 years View

Comparable companies

These companies have the same main activity as ASSOCIATION FREDERIC OZANAM: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €822,000 and €1.4m, founded between 1994 and 2006.

CompanyTotal assetsGross margin
ASSOCIATION FREDERIC OZANAM Sint-Lambrechts-Woluwe€1.0m€0.5m
VICTORY - BE Grez-Doiceau€1.2m€0.4m
IMMO VAN DE WALLE Knokke-Heist€1.2m€0.5m
CAENEN VASTGOED Middelkerke€0.8m€0.5m
ARCASA Schelle€1.2m€0.5m
WEST - LITTORAL Koksijde€1.4m€0.5m
PRO DOMO Tienen€1.2m€0.4m
Full comparison

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about ASSOCIATION FREDERIC OZANAM

What is the company number of ASSOCIATION FREDERIC OZANAM?
The company number of ASSOCIATION FREDERIC OZANAM is 0475.778.268. The VAT number is the same number with BE in front: BE 0475.778.268.
Where is ASSOCIATION FREDERIC OZANAM based?
The registered office is at Roodebeeksteenweg 407, 1200 Sint-Lambrechts-Woluwe.Company details
What does ASSOCIATION FREDERIC OZANAM do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of ASSOCIATION FREDERIC OZANAM?
The legal form of ASSOCIATION FREDERIC OZANAM is Non-profit association (VZW).
When was ASSOCIATION FREDERIC OZANAM founded?
ASSOCIATION FREDERIC OZANAM was founded on 29-06-2001.
Is ASSOCIATION FREDERIC OZANAM still active?
Yes, ASSOCIATION FREDERIC OZANAM is an active enterprise in the KBO register.
How many employees does ASSOCIATION FREDERIC OZANAM have?
ASSOCIATION FREDERIC OZANAM had an average of 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ASSOCIATION FREDERIC OZANAM?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €510,255 and 30 comparable companies (NACE 683). It probably lies between €870,000 and €1.6m.
Is ASSOCIATION FREDERIC OZANAM profitable?
In financial year 2025, ASSOCIATION FREDERIC OZANAM made a profit of €101,390.
Where can I find the annual accounts of ASSOCIATION FREDERIC OZANAM?
ASSOCIATION FREDERIC OZANAM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ASSOCIATION FREDERIC OZANAM due?
ASSOCIATION FREDERIC OZANAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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