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ASSISE

Active
Private limited companyfounded 20197 yrs activeAvenue des Lauriers 29, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0730.806.017
Summary

ASSISE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,315) and a net result of -€9,682. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-83
Solvency0▼-39
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.59 in 2024; short-term debt: 156.2% and cash: 0.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-56.2%
Return on assets
-86.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€6,315
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
41 d early
2022
94 d late
2021
31 d late
2020
27 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 July 2019, ASSISE was incorporated as a Private limited company.1 Total assets went from EUR 8,634 in 2019 to EUR 11,237 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€6,315
2024 · €3,367
Total assets
€11,237▼ 52.0%
2024 · €23,405
Net result
-€9,682
2024 · €2,665
Working capital
-€17,022▼ 115%
2024 · -€7,902
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,539-€2,973▲ 16.0%€6,325€3,053▼ 51.7%-€9,440
Net result-€3,962below the sector's middle half-€3,431below the sector's middle half▲ 13.4%€5,936within the sector's middle half€2,665within the sector's middle half▼ 55.1%-€9,682below the sector's middle half
Equity-€1,803below the sector's middle half-€5,234below the sector's middle half▼ 190%€702below the sector's middle half€3,367below the sector's middle half▲ 380%-€6,315below the sector's middle half
Total assets€27,489below the sector's middle half▲ 306%€29,814below the sector's middle half▲ 8.5%€25,791below the sector's middle half▼ 13.5%€23,405below the sector's middle half▼ 9.3%€11,237below the sector's middle half▼ 52.0%
Debt€29,292▲ 536%€35,049▲ 19.7%€25,089▼ 28.4%€20,037▼ 20.1%€17,551▼ 12.4%
Working capital-€18,250below the sector's middle half▼ 2,213%-€20,770below the sector's middle half▼ 13.8%-€18,704below the sector's middle half▲ 9.9%-€7,902below the sector's middle half▲ 57.8%-€17,022below the sector's middle half▼ 115%
Solvency-6.6%below the sector's middle half▼ 38.5pp-17.6%below the sector's middle half▼ 11.0pp2.7%below the sector's middle half▲ 20.3pp14.4%below the sector's middle half▲ 11.7pp-56.2%below the sector's middle half▼ 70.6pp
Current ratio0.38below the sector's middle half▼ 0.450.35below the sector's middle half▼ 0.030.25below the sector's middle half▼ 0.100.59below the sector's middle half▲ 0.340.03below the sector's middle half▼ 0.56
Return on assets (ROA)-14.4%below the sector's middle half▼ 16.9pp-11.5%below the sector's middle half▲ 2.9pp23.0%within the sector's middle half▲ 34.5pp11.4%within the sector's middle half▼ 11.6pp-86.2%below the sector's middle half▼ 97.6pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€3,539-€3,539Net result 2021: -€3,962-€3,962Operating result 2022: -€2,973-€2,973Net result 2022: -€3,431-€3,431Operating result 2023: €6,325€6,325Net result 2023: €5,936€5,936Operating result 2024: €3,053€3,053Net result 2024: €2,665€2,665Operating result 2025: -€9,440-€9,440Net result 2025: -€9,682-€9,68220212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €6,325€6,330Net result 2023: €5,936€5,940Operating result 2024: €3,053€3,050Net result 2024: €2,665€2,670Operating result 2025: -€9,440-€9,440Net result 2025: -€9,682-€9,680202320242025
The operating result turns negative in 2025: a loss of €9,440 after €3,053 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,237
Fixed assets €10,708 ▼ 10.7%
Current assets €529 ▼ 95.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,254▼
2024 · €10,463
Cash flow
-€2,495▼
2024 · €10,075
Debt to equity
-2.78▼
2024 · 5.95
Interest coverage
-34.40▼
2024 · 58.26
Debt ≤ 1 year
€17,551▼
2024 · €19,310
Income taxes
€176▼
2024 · €208
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€23,405€11,237▼
Fixed assets21/28€11,996€10,708▼
Intangible fixed assets21-€2,910
Tangible fixed assets22/27€11,996€7,798▼
Plant, machinery and equipment23€8,063€3,968▼
Furniture and vehicles24€3,933€3,831▼
Current assets29/58€11,408€529▼
Amounts receivable within one year40/41€505-
Trade receivables40€505-
Cash at bank and in hand54/58€802€75▼
Deferred charges and accrued income490/1€10,101€454▼
Equity and liabilities
Total equity and liabilities10/49€23,405€11,237▼
Equity10/15€3,367-€6,315▼
Contributions10/11€6,000€6,000=
Profit (loss) carried forward14-€2,633-€12,315▼
Amounts payable17/49€20,037€17,551▼
Amounts payable within one year42/48€19,310€17,551▼
Financial debts43€68-
Credit institutions430/8€68-
Trade debts44-€863
Suppliers440/4-€863
Taxes, remuneration and social security45€678€799▲
Taxes450/3€678€799▲
Other amounts payable47/48€18,565€15,889▼
Accrued charges and deferred income492/3€727-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,410€7,187▼
Other operating charges640/8€546€220▼
Gross operating margin9900€11,009-€2,034▼
Operating profit (loss)9901€3,053-€9,440▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€180€66▼
Recurring financial charges65€180€66▼
Profit (loss) for the period before taxes9903€2,874-€9,506▼
Income taxes67/77€208€176▼
Profit (loss) for the period9904€2,665-€9,682▼
Profit (loss) for the period to be appropriated9905€2,665-€9,682▼
Appropriation of the result
Profit (loss) to be appropriated9906-€2,633-€12,315▼
Profit (loss) brought forward from the previous period14P-€5,298-€2,633▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,320€5,321€7,477€7,410€7,187▼ 3.0%
Other operating charges640/8€908€692€993€546€220▼ 59.7%
Gross operating margin9900-€312€3,039€14,795€11,009-€2,034▼ 118%
Operating profit (loss)9901-€3,539-€2,973€6,325€3,053-€9,440▼ 409%
Financial income75/76B--€9-€0-
Recurring financial income75--€9-€0-
Financial charges65/66B€357€297€229€180€66▼ 63.5%
Recurring financial charges65€357€297€229€180€66▼ 63.5%
Profit (loss) for the period before taxes9903-€3,896-€3,270€6,106€2,874-€9,506▼ 431%
Income taxes67/77€65€161€170€208€176▼ 15.4%
Profit (loss) for the period9904-€3,962-€3,431€5,936€2,665-€9,682▼ 463%
Profit (loss) for the period to be appropriated9905-€3,962-€3,431€5,936€2,665-€9,682▼ 463%
Line20212022202320242025Change
Assets
Total assets20/58€27,489€29,814€25,791€23,405€11,237▼ 52.0%
Fixed assets21/28€16,447€18,553€19,406€11,996€10,708▼ 10.7%
Intangible fixed assets21----€2,910-
Tangible fixed assets22/27€16,447€18,553€19,406€11,996€7,798▼ 35.0%
Plant, machinery and equipment23€13,394€12,725€12,159€8,063€3,968▼ 50.8%
Furniture and vehicles24€3,053€5,828€7,248€3,933€3,831▼ 2.6%
Current assets29/58€11,042€11,261€6,385€11,408€529▼ 95.4%
Amounts receivable within one year40/41€8,736€10,246€5,102€505--
Trade receivables40€8,736€10,246€5,102€505--
Cash at bank and in hand54/58€961€16€32€802€75▼ 90.7%
Deferred charges and accrued income490/1€1,345€999€1,252€10,101€454▼ 95.5%
Equity and liabilities
Total equity and liabilities10/49€27,489€29,814€25,791€23,405€11,237▼ 52.0%
Equity10/15-€1,803-€5,234€702€3,367-€6,315▼ 288%
Contributions10/11€6,000€6,000€6,000€6,000€6,000=
Profit (loss) carried forward14-€7,803-€11,234-€5,298-€2,633-€12,315▼ 368%
Amounts payable17/49€29,292€35,049€25,089€20,037€17,551▼ 12.4%
Amounts payable within one year42/48€29,292€32,031€25,089€19,310€17,551▼ 9.1%
Financial debts43---€68--
Credit institutions430/8---€68--
Trade debts44€3,740€10,940€3,584-€863-
Suppliers440/4€3,740€10,940€3,584-€863-
Taxes, remuneration and social security45€579€161€5,148€678€799▲ 17.9%
Taxes450/3€579€161€5,148€678€799▲ 17.9%
Other amounts payable47/48€24,973€20,929€16,357€18,565€15,889▼ 14.4%
Accrued charges and deferred income492/3-€3,018-€727--
Line20212022202320242025Change
Profit (loss) for the period9904-€3,962-€3,431€5,936€2,665-€9,682▼ 463%
+ Depreciation and write-downs630€2,320€5,321€7,477€7,410€7,187▼ 3.0%
Operating cash flow (approximation)-€1,642€1,890€13,414€10,075-€2,495▼ 125%
Investment in fixed assets (approximation)--€7,427-€8,330€0-€5,898-
Change in cash--€944€15€770-€728▼ 194%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€9,682
Net result drops to -€9,682, the lowest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €5,936
Net result €5,936 after 2 loss-making years.
02-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Back to profitnet €167
Net result €167 after one loss-making year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,937 m²
Building footprint
255 m²
Parcel 62030A0472/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ASSISE
Avenue des Lauriers 29, 4053 ChaudfontaineReal estate activities
since 20192.291.291.636
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62030A0472/00A000 Wallonia 1,937 m² 1 · 255 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,570. 1,442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Contact
E-mail dleonard@assise.be
E-mail info@assise.be
Phone +32471225624
E-invoicing
Reachable via Peppol
Peppol ID 0208:0730806017
Also 9925:BE0730806017
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.