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ASSERVEX

Active
Private limited company (pre-2019)founded 199927 yrs activeJan Van Beersstraat 15, 2018 Antwerpen, BelgiumKBO/BCE: BE 0465.935.837
Summary

ASSERVEX has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €40,656 and a net result of -€147. Equity is shrinking by ~20.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+1
Solvency66=
Growth32=
Track record92
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.87 in 2024; short-term debt: 53.4% and cash: 4.9% of total assets), but 59.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.7%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
6 d early
2023
13 d late
2022
238 d late
2021
603 d late
2020
90 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 138 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (4 of the last 5 filed years within 224 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 22 April 1999, ASSERVEX was incorporated.1 Total assets went from EUR 134,418 in 2018 to EUR 99,954 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€40,656▼ 0.4%
2024 · €40,803
Total assets
€99,954▼ 0.1%
2024 · €100,035
Net result
-€147▲ 78.5%
2024 · -€685
Working capital
€46,571▼ 0.1%
2024 · €46,637
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€16,952▼ 54.4%-€56,959▼ 236%-€8,121▲ 85.7%-€685▲ 91.6%-€147▲ 78.5%
Net result-€17,360▼ 39.5%-€57,186▼ 229%-€8,121▲ 85.8%-€685▲ 91.6%-€147▲ 78.5%
Equity€106,794▼ 14.0%€49,608▼ 53.5%€41,487▼ 16.4%€40,803▼ 1.7%€40,656▼ 0.4%
Total assets€163,178▲ 1.7%€107,871▼ 33.9%€100,720▼ 6.6%€100,035▼ 0.7%€99,954▼ 0.1%
Debt€54,134▲ 58.8%€56,013▲ 3.5%€56,983▲ 1.7%€56,983=€57,048▲ 0.1%
Working capital€96,481▼ 13.9%€47,026▼ 51.3%€46,637▼ 0.8%€46,637=€46,571▼ 0.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2021: -€16,952-€16,952Net result 2021: -€17,360-€17,360Operating result 2022: -€56,959-€56,959Net result 2022: -€57,186-€57,186Operating result 2023: -€8,121-€8,121Net result 2023: -€8,121-€8,121Operating result 2024: -€685-€685Net result 2024: -€685-€685Operating result 2025: -€147-€147Net result 2025: -€147-€14720212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€8,121-€8,120Net result 2023: -€8,121-€8,120Operating result 2024: -€685-€685Net result 2024: -€685-€685Operating result 2025: -€147-€147Net result 2025: -€147-€147202320242025
The operating result stays negative: a loss of €147 in 2025 against €685 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99,954
Equity €40,656 ▼ 0.4%
Provisions €2,250 =
Debt €57,048 ▲ 0.1%
Debt's share of the balance-sheet total rises from 57.0% to 57.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€66▼
2024 · €0
Cash flow
-€66▼
2024 · €0
Current ratio
1.87▼
2024 · 1.87
Debt to equity
1.40▲
2024 · 1.40
ROE
-0.4%▲
2024 · -1.7%
ROA
-0.1%▲
2024 · -0.7%
Debt ≤ 1 year
€53,383▲
2024 · €53,317
Debt > 1 year
€3,665=
2024 · €3,665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,035€99,954▼
Fixed assets21/28€81-
Tangible fixed assets22/27€81-
Land and buildings22€81-
Current assets29/58€99,954€99,954=
Amounts receivable within one year40/41€65,847€65,847=
Trade receivables40€55,837€55,837=
Other amounts receivable41€10,011€10,011=
Cash at bank and in hand54/58€4,898€4,898=
Deferred charges and accrued income490/1€29,208€29,208=
Equity and liabilities
Total equity and liabilities10/49€100,035€99,954▼
Equity10/15€40,803€40,656▼
Contributions10/11€19,000€19,000=
Capital10€19,000€19,000=
Issued capital100€19,000€19,000=
Reserves13€1,900€1,900=
Non-distributable reserves130/1€1,900€1,900=
Legal reserve130€1,900€1,900=
Profit (loss) carried forward14€19,903€19,756▼
Provisions and deferred taxes16€2,250€2,250=
Provisions for liabilities and charges160/5€2,250€2,250=
Other liabilities and charges164/5€2,250€2,250=
Amounts payable17/49€56,983€57,048▲
Amounts payable after more than one year17€3,665€3,665=
Financial debts170/4€3,665€3,665=
Amounts payable within one year42/48€53,317€53,383▲
Current portion of amounts payable after more than one year42€9,699€9,699=
Trade debts44€227€293▲
Suppliers440/4€227€293▲
Taxes, remuneration and social security45€13,587€13,587=
Remuneration and social security454/9€13,587€13,587=
Other amounts payable47/48€29,804€29,804=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€685€81▼
Gross operating margin9900--€66
Operating profit (loss)9901-€685-€147▲
Profit (loss) for the period before taxes9903-€685-€147▲
Profit (loss) for the period9904-€685-€147▲
Profit (loss) for the period to be appropriated9905-€685-€147▲
Appropriation of the result
Profit (loss) to be appropriated9906€19,903€19,756▼
Profit (loss) brought forward from the previous period14P€20,587€19,903▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,002€7,731€7,731€685€81▼ 88.1%
Other operating charges640/8€154€797----
Gross operating margin9900-€7,797-€48,431-€390--€66-
Operating profit (loss)9901-€16,952-€56,959-€8,121-€685-€147▲ 78.5%
Financial charges65/66B€408€227----
Recurring financial charges65€408€227----
Profit (loss) for the period before taxes9903-€17,360-€57,186-€8,121-€685-€147▲ 78.5%
Profit (loss) for the period9904-€17,360-€57,186-€8,121-€685-€147▲ 78.5%
Profit (loss) for the period to be appropriated9905-€17,360-€57,186-€8,121-€685-€147▲ 78.5%
Line20212022202320242025Change
Assets
Total assets20/58€163,178€107,871€100,720€100,035€99,954▼ 0.1%
Fixed assets21/28€16,228€8,497€766€81--
Tangible fixed assets22/27€16,228€8,497€766€81--
Land and buildings22€2,136€1,451€766€81--
Furniture and vehicles24€14,092€7,046----
Current assets29/58€146,950€99,374€99,954€99,954€99,954=
Amounts receivable within one year40/41€111,289€65,268€65,847€65,847€65,847=
Trade receivables40€101,569€55,999€55,837€55,837€55,837=
Other amounts receivable41€9,720€9,268€10,011€10,011€10,011=
Cash at bank and in hand54/58€13,314€4,898€4,898€4,898€4,898=
Deferred charges and accrued income490/1€22,346€29,208€29,208€29,208€29,208=
Equity and liabilities
Total equity and liabilities10/49€163,178€107,871€100,720€100,035€99,954▼ 0.1%
Equity10/15€106,794€49,608€41,487€40,803€40,656▼ 0.4%
Contributions10/11€19,000€19,000€19,000€19,000€19,000=
Capital10€19,000€19,000€19,000€19,000€19,000=
Issued capital100€19,000€19,000€19,000€19,000€19,000=
Reserves13€1,900€1,900€1,900€1,900€1,900=
Non-distributable reserves130/1€1,900€1,900€1,900€1,900€1,900=
Legal reserve130€1,900€1,900€1,900€1,900€1,900=
Profit (loss) carried forward14€85,894€28,708€20,587€19,903€19,756▼ 0.7%
Provisions and deferred taxes16€2,250€2,250€2,250€2,250€2,250=
Provisions for liabilities and charges160/5€2,250€2,250€2,250€2,250€2,250=
Other liabilities and charges164/5€2,250€2,250€2,250€2,250€2,250=
Amounts payable17/49€54,134€56,013€56,983€56,983€57,048▲ 0.1%
Amounts payable after more than one year17€3,665€3,665€3,665€3,665€3,665=
Financial debts170/4€3,665€3,665€3,665€3,665€3,665=
Amounts payable within one year42/48€50,469€52,348€53,317€53,317€53,383▲ 0.1%
Current portion of amounts payable after more than one year42€9,699€9,699€9,699€9,699€9,699=
Trade debts44--€227€227€293▲ 28.9%
Suppliers440/4--€227€227€293▲ 28.9%
Taxes, remuneration and social security45€5,136€12,841€13,587€13,587€13,587=
Remuneration and social security454/9€5,136€12,841€13,587€13,587€13,587=
Other amounts payable47/48€35,633€29,808€29,804€29,804€29,804=
Line20212022202320242025Change
Profit (loss) for the period9904-€17,360-€57,186-€8,121-€685-€147▲ 78.5%
+ Depreciation and write-downs630€9,002€7,731€7,731€685€81▼ 88.1%
Operating cash flow (approximation)-€8,359-€49,455-€390€0-€66-
Investment in fixed assets (approximation)-€0€0€0--
Change in cash--€8,416€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
25-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 238 days late
25-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 603 days late
11-03
Bankruptcy Judicial dissolution, liquidator appointed
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 05-03-2024
2022
31-12
Financial Weakest financial yearnet -€57,186
Net result drops to -€57,186, the lowest in the series; recovery starts the following year.
2021
29-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
25-11
KBO administration Strikeout withdrawal
event 31-10-2019
31-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
2,518 m²
Building footprint
447 m²
Volume, LiDAR
7,247 m³
2 parcels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Groenenborgerlaan 201, 2610 Antwerpen
NACE 70312
since 19992.091.311.585
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0367/00H000 Flanders 2,367 m² 1 · 360 m² 22.5 m · 6 fl.
11811L3761/00F000 Flanders 151 m² 1 · 87 m² 13.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded22-04-1999
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.