ASSERTIVE
ActiveSummary
ASSERTIVE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €199,116 and a net result of €37,315. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability44▼-5
Solvency64▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 3.27 against 1.47 in 2023; short-term debt: 10.9% and cash: 3.8% of total assets), but 61.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
33 d late
2022
6 d early
2021
8 d late
2020
4 d late
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€199,116▲ 23.1%
2023 · €161,801
Total assets
€516,570▼ 20.0%
2023 · €645,495
Net result
€37,315▼ 20.0%
2023 · €46,624
Working capital
€127,374▲ 29.3%
2023 · €98,487
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€157,330▲ 89.2%€74,403▼ 52.7%€155,066▲ 108%€104,467▼ 32.6%€113,274▲ 8.4%
Net result€120,425▲ 72.7%€52,305▼ 56.6%€89,110▲ 70.4%€46,624▼ 47.7%€37,315▼ 20.0%
Equity€191,662▲ 110%€171,067▼ 10.7%€160,178▼ 6.4%€161,801▲ 1.0%€199,116▲ 23.1%
Total assets€242,635▲ 103%€211,977▼ 12.6%€422,911▲ 99.5%€645,495▲ 52.6%€516,570▼ 20.0%
Debt€50,973▲ 78.7%€40,910▼ 19.7%€233,702▲ 471%€447,233▲ 91.4%€281,413▼ 37.1%
Working capital€179,283▲ 103%€143,907▼ 19.7%€173,185▲ 20.3%€98,487▼ 43.1%€127,374▲ 29.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 8% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €516,570
Fixed assets
€332,982 ▼ 1.8%
Current assets
€183,588 ▼ 40.1%
Equity and liabilities €516,570
Equity
€199,116 ▲ 23.1%
Provisions
€36,041 ▼ 1.2%
Debt
€281,413 ▼ 37.1%
Debt's share of the balance-sheet total falls from 69.3% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121,527▲
2023 · €114,114
Cash flow
€45,567▼
2023 · €56,270
Current ratio
3.27▲
2023 · 1.47
Debt to equity
1.41▼
2023 · 2.76
ROE
18.7%▼
2023 · 28.8%
ROA
7.2%=
2023 · 7.2%
Interest coverage
1.92▼
2023 · 2.59
Debt ≤ 1 year
€56,214▼
2023 · €208,014
Debt > 1 year
€225,199▼
2023 · €239,219
Income taxes
€13,382▼
2023 · €13,958
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,793 | €6,925 | €12,206 | €9,646 | €8,253 | ▼ 14.4% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €29,031 | €7,430 | -€420 | ▼ 106% |
| Other operating charges640/8 | - | €1,341 | €620 | €836 | €12,178 | ▲ 1,357% |
| Gross operating margin9900 | €162,140 | €82,668 | €196,923 | €122,379 | €133,285 | ▲ 8.9% |
| Operating profit (loss)9901 | €157,330 | €74,403 | €155,066 | €104,467 | €113,274 | ▲ 8.4% |
| Financial income75/76B | - | - | - | €107 | €581 | ▲ 443% |
| Recurring financial income75 | €7 | - | - | €107 | €581 | ▲ 443% |
| Financial charges65/66B | - | €152 | €18,101 | €43,993 | €63,158 | ▲ 43.6% |
| Recurring financial charges65 | €458 | €152 | €18,101 | €43,993 | €63,158 | ▲ 43.6% |
| Profit (loss) for the period before taxes9903 | €156,879 | €74,251 | €136,965 | €60,582 | €50,697 | ▼ 16.3% |
| Income taxes67/77 | €36,453 | €21,946 | €47,855 | €13,958 | €13,382 | ▼ 4.1% |
| Profit (loss) for the period9904 | €120,425 | €52,305 | €89,110 | €46,624 | €37,315 | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €120,425 | €52,305 | €89,110 | €46,624 | €37,315 | ▼ 20.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €242,635 | €211,977 | €422,911 | €645,495 | €516,570 | ▼ 20.0% |
| Fixed assets21/28 | €12,380 | €27,160 | €16,024 | €338,994 | €332,982 | ▼ 1.8% |
| Tangible fixed assets22/27 | €12,380 | €27,160 | €16,024 | €12,123 | €3,871 | ▼ 68.1% |
| Furniture and vehicles24 | - | €27,160 | €16,024 | €12,123 | €3,871 | ▼ 68.1% |
| Financial fixed assets28 | - | - | - | €326,871 | €329,111 | ▲ 0.7% |
| Current assets29/58 | €230,255 | €184,817 | €406,887 | €306,501 | €183,588 | ▼ 40.1% |
| Amounts receivable within one year40/41 | €83,282 | €63,914 | €290,493 | €221,957 | €160,600 | ▼ 27.6% |
| Trade receivables40 | - | €59,166 | €227,775 | €169,910 | €36,661 | ▼ 78.4% |
| Other amounts receivable41 | - | €4,747 | €62,718 | €52,047 | €123,939 | ▲ 138% |
| Cash at bank and in hand54/58 | €146,328 | €119,442 | €115,498 | €80,858 | €19,767 | ▼ 75.6% |
| Deferred charges and accrued income490/1 | - | €1,462 | €896 | €3,686 | €3,221 | ▼ 12.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €242,635 | €211,977 | €422,911 | €645,495 | €516,570 | ▼ 20.0% |
| Equity10/15 | €191,662 | €171,067 | €160,178 | €161,801 | €199,116 | ▲ 23.1% |
| Contributions10/11 | - | €20,460 | €20,460 | €20,460 | €20,460 | = |
| Reserves13 | - | €50,000 | €139,000 | €139,000 | €139,000 | = |
| Distributable reserves133 | - | €50,000 | €139,000 | €139,000 | €139,000 | = |
| Profit (loss) carried forward14 | €183,302 | €100,607 | €718 | €2,341 | €39,656 | ▲ 1,594% |
| Provisions and deferred taxes16 | - | - | €29,031 | €36,461 | €36,041 | ▼ 1.2% |
| Provisions for liabilities and charges160/5 | - | - | €29,031 | €36,461 | €36,041 | ▼ 1.2% |
| Other liabilities and charges164/5 | - | - | €29,031 | €36,461 | €36,041 | ▼ 1.2% |
| Amounts payable17/49 | €50,973 | €40,910 | €233,702 | €447,233 | €281,413 | ▼ 37.1% |
| Amounts payable after more than one year17 | - | - | - | €239,219 | €225,199 | ▼ 5.9% |
| Financial debts170/4 | - | - | - | €239,219 | €225,199 | ▼ 5.9% |
| Amounts payable within one year42/48 | €50,973 | €40,910 | €233,702 | €208,014 | €56,214 | ▼ 73.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €13,451 | €14,020 | ▲ 4.2% |
| Trade debts44 | €6,288 | €18,057 | €104,712 | €140,644 | €3,416 | ▼ 97.6% |
| Suppliers440/4 | - | €18,057 | €104,712 | €140,644 | €3,416 | ▼ 97.6% |
| Taxes, remuneration and social security45 | - | €22,853 | €43,990 | €15,668 | €23,405 | ▲ 49.4% |
| Taxes450/3 | - | €22,853 | €43,990 | €15,668 | €23,405 | ▲ 49.4% |
| Other amounts payable47/48 | - | - | €85,000 | €38,250 | €15,372 | ▼ 59.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €120,425 | €52,305 | €89,110 | €46,624 | €37,315 | ▼ 20.0% |
| + Depreciation and write-downs630 | €3,793 | €6,925 | €12,206 | €9,646 | €8,253 | ▼ 14.4% |
| Operating cash flow (approximation) | €124,219 | €59,230 | €101,317 | €56,270 | €45,567 | ▼ 19.0% |
| Investment in fixed assets (approximation) | - | -€21,705 | -€1,070 | -€332,617 | -€2,240 | ▲ 99.3% |
| Change in cash | - | -€26,886 | -€3,944 | -€34,641 | -€61,091 | ▼ 76.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.27
Current ratio from 1.47 to 3.27; short-term debt falls from €208,014 to €56,214.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Highest result since 2018net €120,425 ▲72.7%
Operating result €157,330, net result €120,425, both a record.
31-12
Financial
Equity above €150,000Eq €191,662 ▲110%
2 profitable years in a row build equity to €191,662.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €69,749
Net result €69,749 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2016
Ground area
962 m²
Building footprint
140 m²
Parcel 62112B0580/00_000, Wallonia. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ASSERTIVE
since 20162.248.605.104
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62112B0580/00_000 | Wallonia | 962 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D5547C68296H16
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,394. 14,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
Phone
0496/74.97.17Herstal
Scores and ratios are computed by Checked and are not a credit decision.