ASSER
ActiveSummary
ASSER has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €1.1m. Equity is growing by ~94.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+18
Solvency77▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity ample (current ratio 8.16 against 2.02 in 2024; short-term debt: 3.5% and cash: 9.6% of total assets), and 47.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
25%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
27 d early
2023
on the day
2022
31 d late
2021
11 d early
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.3m▲ 92.5%
2024 · €1.2m
Total assets
€4.4m▲ 34.3%
2024 · €3.3m
Net result
€1.1m▲ 227%
2024 · €339,379
Working capital
€1.1m▲ 398%
2024 · €222,048
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,105€17,911▲ 336%€544,638▲ 2,941%€512,144▼ 6.0%€1.5m▲ 197%
Net result€301within the sector's middle half-€2,952below the sector's middle half€357,174above the sector's middle half€339,379above the sector's middle half▼ 5.0%€1.1mabove the sector's middle half▲ 227%
Equity€13,435within the sector's middle half▼ 55.2%€510,483within the sector's middle half▲ 3,700%€867,656within the sector's middle half▲ 70.0%€1.2mabove the sector's middle half▲ 39.1%€2.3mabove the sector's middle half▲ 92.5%
Total assets€261,411within the sector's middle half▲ 589%€2.8mabove the sector's middle half▲ 986%€3.1mabove the sector's middle half▲ 10.9%€3.3mabove the sector's middle half▲ 5.0%€4.4mabove the sector's middle half▲ 34.3%
Debt€247,977▲ 2,999%€2.3m▲ 839%€2.3m▼ 2.1%€2.1m▼ 8.0%€2.1m▲ 0.7%
Working capital-€31,559-€276,284▼ 775%€46,281€222,048▲ 380%€1.1m▲ 398%
Solvency5.1%below the sector's middle half▼ 73.8pp18.0%within the sector's middle half▲ 12.8pp27.6%within the sector's middle half▲ 9.6pp36.5%within the sector's middle half▲ 9.0pp52.4%within the sector's middle half▲ 15.9pp
Staff (FTE)0.1within the sector's middle half0within the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€3.2m ▲ 10.9%
Current assets
€1.3m ▲ 186%
Equity and liabilities €4.4m
Equity
€2.3m ▲ 92.5%
Debt
€2.1m ▲ 0.7%
Debt's share of the balance-sheet total falls from 63.5% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.6m▲
2024 · €549,814
Cash flow
€1.2m▲
2024 · €377,049
Current ratio
8.16▲
2024 · 2.02
Debt to equity
0.91▼
2024 · 1.74
ROE
47.8%▲
2024 · 28.1%
ROA
25.0%▲
2024 · 10.3%
Interest coverage
29.30▲
2024 · 9.94
Debt ≤ 1 year
€154,648▼
2024 · €218,461
Debt > 1 year
€2.0m▲
2024 · €1.9m
Income taxes
€380,527▲
2024 · €120,531
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €2,797 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,651 | €4,800 | €21,090 | €37,670 | €43,594 | ▲ 15.7% |
| Other operating charges640/8 | €893 | €685 | €6,351 | €3,391 | €2,659 | ▼ 21.6% |
| Gross operating margin9900 | €6,649 | €23,396 | €574,875 | €553,206 | €1.6m | ▲ 183% |
| Operating profit (loss)9901 | €4,105 | €17,911 | €544,638 | €512,144 | €1.5m | ▲ 197% |
| Financial income75/76B | - | - | €5,422 | €3,100 | €24,769 | ▲ 699% |
| Recurring financial income75 | - | - | €5,422 | €3,100 | €24,769 | ▲ 699% |
| Financial charges65/66B | €3,805 | €20,215 | €65,051 | €55,334 | €53,357 | ▼ 3.6% |
| Recurring financial charges65 | €3,805 | €20,215 | €65,051 | €55,334 | €53,357 | ▼ 3.6% |
| Profit (loss) for the period before taxes9903 | €301 | -€2,303 | €485,009 | €459,911 | €1.5m | ▲ 224% |
| Income taxes67/77 | - | €649 | €127,835 | €120,531 | €380,527 | ▲ 216% |
| Profit (loss) for the period9904 | €301 | -€2,952 | €357,174 | €339,379 | €1.1m | ▲ 227% |
| Profit (loss) for the period to be appropriated9905 | €301 | -€2,952 | €357,174 | €339,379 | €1.1m | ▲ 227% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €261,411 | €2.8m | €3.1m | €3.3m | €4.4m | ▲ 34.3% |
| Fixed assets21/28 | €226,532 | €2.7m | €2.8m | €2.9m | €3.2m | ▲ 10.9% |
| Tangible fixed assets22/27 | €226,532 | €356,116 | €432,746 | €478,450 | €656,952 | ▲ 37.3% |
| Land and buildings22 | €39,664 | €151,430 | €143,850 | €136,270 | €128,689 | ▼ 5.6% |
| Plant, machinery and equipment23 | €509 | €1,712 | €1,205 | €2,440 | €3,535 | ▲ 44.9% |
| Furniture and vehicles24 | €2,713 | €1,214 | €70,875 | €54,610 | €25,783 | ▼ 52.8% |
| Other tangible fixed assets26 | - | €8,752 | €7,863 | €24,807 | €110,058 | ▲ 344% |
| Assets under construction and advance payments27 | €183,645 | €193,008 | €208,953 | €260,322 | €388,886 | ▲ 49.4% |
| Financial fixed assets28 | - | €2.4m | €2.4m | €2.4m | €2.5m | ▲ 5.6% |
| Current assets29/58 | €34,879 | €97,880 | €330,148 | €440,509 | €1.3m | ▲ 186% |
| Amounts receivable after more than one year29 | - | - | €20,700 | €20,700 | €20,700 | = |
| Other amounts receivable291 | - | - | €20,700 | €20,700 | €20,700 | = |
| Amounts receivable within one year40/41 | €9,697 | €49,361 | €166,256 | €74,525 | €811,924 | ▲ 989% |
| Trade receivables40 | €9,697 | €47,361 | €81,276 | €24,640 | €7,260 | ▼ 70.5% |
| Other amounts receivable41 | - | €2,000 | €84,980 | €49,885 | €804,664 | ▲ 1,513% |
| Cash at bank and in hand54/58 | €25,182 | €48,519 | €140,705 | €344,117 | €426,294 | ▲ 23.9% |
| Deferred charges and accrued income490/1 | - | - | €2,487 | €1,167 | €2,612 | ▲ 124% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €261,411 | €2.8m | €3.1m | €3.3m | €4.4m | ▲ 34.3% |
| Equity10/15 | €13,435 | €510,483 | €867,656 | €1.2m | €2.3m | ▲ 92.5% |
| Contributions10/11 | €12,400 | €512,400 | €512,400 | €512,400 | €518,600 | ▲ 1.2% |
| Reserves13 | €1,035 | €0 | €355,256 | €694,635 | €1.8m | ▲ 160% |
| Non-distributable reserves130/1 | €1,035 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1,035 | €0 | - | - | - | - |
| Distributable reserves133 | - | - | €355,256 | €694,635 | €1.8m | ▲ 160% |
| Profit (loss) carried forward14 | - | -€1,918 | €0 | - | - | - |
| Amounts payable17/49 | €247,977 | €2.3m | €2.3m | €2.1m | €2.1m | ▲ 0.7% |
| Amounts payable after more than one year17 | €181,538 | €2.0m | €2.0m | €1.9m | €2.0m | ▲ 4.2% |
| Financial debts170/4 | €181,538 | €2.0m | €2.0m | €1.9m | €2.0m | ▲ 4.2% |
| Amounts payable within one year42/48 | €66,438 | €374,164 | €283,866 | €218,461 | €154,648 | ▼ 29.2% |
| Current portion of amounts payable after more than one year42 | €10,605 | €103,889 | €115,117 | €117,909 | €120,770 | ▲ 2.4% |
| Trade debts44 | €3,772 | €41,581 | €92,296 | €3,939 | €9,193 | ▲ 133% |
| Suppliers440/4 | €3,772 | €41,581 | €92,296 | €3,939 | €9,193 | ▲ 133% |
| Taxes, remuneration and social security45 | €8,772 | €18,788 | €29,296 | €22,074 | €24,685 | ▲ 11.8% |
| Taxes450/3 | €8,772 | €18,788 | €29,296 | €22,074 | €24,685 | ▲ 11.8% |
| Other amounts payable47/48 | €43,290 | €209,906 | €47,158 | €74,539 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €301 | -€2,952 | €357,174 | €339,379 | €1.1m | ▲ 227% |
| + Depreciation and write-downs630 | €1,651 | €4,800 | €21,090 | €37,670 | €43,594 | ▲ 15.7% |
| Operating cash flow (approximation) | €1,951 | €1,848 | €378,263 | €377,049 | €1.2m | ▲ 206% |
| Investment in fixed assets (approximation) | - | -€2.5m | -€97,719 | -€83,374 | -€355,096 | ▼ 326% |
| Change in cash | - | €23,337 | €92,186 | €203,411 | €82,177 | ▼ 59.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.1m ▲227%
Operating result €1.5m, net result €1.1m, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.16
Current ratio from 2.02 to 8.16; short-term debt falls from €218,461 to €154,648.
31-12
Financial
Equity above €2mEq €2.3m ▲92.5%
3 profitable years in a row build equity to €2.3m.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1mEq €1.2m ▲39.1%
2 profitable years in a row build equity to €1.2m.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €357,174
Net result €357,174 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.16
Current ratio from 0.26 to 1.16; short-term debt falls from €374,164 to €283,866.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Equity above €500,000Eq €510,483 ▲3,700%
Equity rises from €13,435 to €510,483.
Show earlier events
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €301
Net result €301 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€3,252
Net result drops to -€3,252, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Back to profitnet €3,598
Net result €3,598 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
08-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2008
Ground area
979 m²
Building footprint
317 m²
Volume, LiDAR
2,896 m³
Parcel 11039D0163/00X003, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ASSER
since 20082.170.258.303
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0163/00X003 | Flanders | 979 m² | 1 · 317 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
- Vandeberg Finance ManagementsubsidiaryEquity €4.1mResult €31,678100%
According to the 2025 annual accounts of ASSER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 2,977 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897013537
Also
9925:BE0897013537
Registered
29-03-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.