Financials
- Fiscal year
- 2024
- Total assets
- €494,558
- Loss
- -€43,549
- Solvency
- 72.4%
Total assets▼ 1.4%
Net result
20182024
ASPEX
ActiveSummary
ASPEX has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €358,264 and a net result of -€43,549. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Activity not known1 site
Size
€494,558total assets 2024
- Equity
- €358,264
- Loss
- -€43,549
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 69- Figures for FY 2024 (filed 09-07-2025)- Loss of €43,549, the second in a row (FY 2024)+ Size: total assets €494,558+ Equity €358,264 (72.4% of total assets)Show the evidence
Checked score
Score 2024
69
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 44% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
97-3
equity 72.4% of total assets
Liquidity
89-11
short-term debt 27.6% · cash 60.6%
Profitability
8-60
return on assets -8.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%
12-2024: < 0.1%● 0.0% vs 11-2024
01-2025: < 0.1%▼ -2.6% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%● 0.0% vs 03-2025lowest value
05-2025: < 0.1%▲ +2.7% vs 04-2025
06-2025: < 0.1%▲ +5.3% vs 05-2025
07-2025: < 0.1%▲ +12.5% vs 06-2025
08-2025: 0.2%▲ +271% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%▼ -8.4% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%▲ +5.2% vs 02-2026
04-2026: 0.2%▲ +0.6% vs 03-2026
05-2026: 0.2%● 0.0% vs 04-2026
06-2026: 0.2%▲ +15.4% vs 05-2026
07-2026: 0.2%▲ +3.2% vs 06-2026
08-2026: 0.3%▲ +76.7% vs 07-2026
09-2026: 0.4%▲ +12.6% vs 08-2026
10-2026: 0.7%▲ +70.3% vs 09-2026highest value
- Size: total assets €494,558 lowers the probability for this profile
- Figures for FY 2024 (filed 09-07-2025) raises the probability
- Loss of €43,549, the second in a row (FY 2024) raises the probability
- Equity €358,264 (72.4% of total assets) lowers the probability
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 2.75; short-term debt: 27.6% and cash: 60.6% of total assets), and 27.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 60%, liquidity 80%, profitability 11%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€43,549
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
26 d early
2022
28 d late
2021
24 d late
2020
31 d late
2019
54 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€43,549
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 04-07-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 05-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 17-04-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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