ASPECTRA
ActiveSummary
ASPECTRA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €141k and a net result of €36k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 64% of 87 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability56▲+36
Solvency92▲+18
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 1.7 in 2025; short-term debt: 32.6% and cash: 46.9% of total assets), and 32.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
67.4%
Return on assets
17.3%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €141k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-09-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
39 d early
2025
3 d early
2024
on the day
2023
4 d early
2022
21 d late
2021
3 d early
2020
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€141k▲ 34.4%
2025 · €105k
2019: €116k
2020: €122k▲ +5.0% vs 2019
2021: €127k▲ +3.8% vs 2020
2022: €124k▼ -2.1% vs 2021
2023: €84k▼ -32.6% vs 2022lowest in 8 years
2024: €114k▲ +35.8% vs 2023
2025: €105k▼ -7.4% vs 2024
2026: €141k▲ +34.4% vs 2025highest in 8 years
2019 → 2026
Total assets
€210k▼ 1.5%
2025 · €213k
2019: €192k
2020: €177k▼ -8.1% vs 2019
2021: €144k▼ -18.8% vs 2020
2022: €148k▲ +3.1% vs 2021
2023: €105k▼ -28.8% vs 2022lowest in 8 years
2024: €154k▲ +46.0% vs 2023
2025: €213k▲ +38.4% vs 2024highest in 8 years
2026: €210k▼ -1.5% vs 2025
2019 → 2026
Net result
€36k
2025 · €-8k
2019: €2k
2020: €6k▲ +160% vs 2019
2021: €5k▼ -21.1% vs 2020
2022: €15k▲ +231% vs 2021
2023: €-40k▼ -365% vs 2022lowest in 8 years
2024: €30k▲ +174% vs 2023
2025: €-8k▼ -128% vs 2024
2026: €36k▲ +534% vs 2025highest in 8 years
2019 → 2026
Working capital
€117k▲ 55.4%
2025 · €76k
2019: €92k
2020: €93k▲ +0.7% vs 2019
2021: €112k▲ +21.3% vs 2020
2022: €99k▼ -12.4% vs 2021
2023: €63k▼ -36.3% vs 2022lowest in 8 years
2024: €102k▲ +62.7% vs 2023
2025: €76k▼ -26.1% vs 2024
2026: €117k▲ +55.4% vs 2025highest in 8 years
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€124k-€84k▼ 32.6%€114k▲ 35.8%€105k▼ 7.4%€141k▲ 34.4%
2022: €124k
2023: €84k▼ -32.6% vs 2022lowest in 5 years
2024: €114k▲ +35.8% vs 2023
2025: €105k▼ -7.4% vs 2024
2026: €141k▲ +34.4% vs 2025highest in 5 years
Operating result€22k-€-35k€50k€11k▼ 78.0%€69k▲ 524%
2022: €22k
2023: €-35k▼ -256% vs 2022lowest in 5 years
2024: €50k▲ +244% vs 2023
2025: €11k▼ -78.0% vs 2024
2026: €69k▲ +524% vs 2025highest in 5 years
Net result€15k-€-40k€30k€-8k€36k
2022: €15k
2023: €-40k▼ -365% vs 2022lowest in 5 years
2024: €30k▲ +174% vs 2023
2025: €-8k▼ -128% vs 2024
2026: €36k▲ +534% vs 2025highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 524% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €210k
Fixed assets
€24k ▼ 19.1%
Current assets
€186k ▲ 1.3%
Equity and liabilities €210k
Equity
€141k ▲ 34.4%
Debt
€68k ▼ 36.6%
Debt's share of the balance-sheet total falls from 50.6% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▲
2025 · €16k
Cash flow
€44k▲
2025 · €-3k
Current ratio
2.72▲
2025 · 1.70
Debt to equity
0.48▼
2025 · 1.03
ROE
25.6%▲
2025 · -7.9%
ROA
17.3%▲
2025 · -3.9%
Interest coverage
1.93▲
2025 · 0.72
Debt ≤ 1 year
€68k▼
2025 · €108k
Income taxes
€20k▲
2025 · €2k
Staff costs
€62k▲
2025 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 46 lines
Balance sheet
Code20252026
Assets
Total assets20/58€213k€210k▼
Fixed assets21/28€30k€24k▼
Intangible fixed assets21€865€550▼
Tangible fixed assets22/27€29k€23k▼
Plant, machinery and equipment23€463€0▼
Furniture and vehicles24€28k€23k▼
Current assets29/58€183k€186k▲
Amounts receivable within one year40/41€91k€80k▼
Trade receivables40€72k€64k▼
Other amounts receivable41€19k€16k▼
Cash at bank and in hand54/58€88k€98k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€213k€210k▼
Equity10/15€105k€141k▲
Contributions10/11€17k€17k=
Reserves13€88k€124k▲
Distributable reserves133€88k€124k▲
Amounts payable17/49€108k€68k▼
Amounts payable within one year42/48€108k€68k▼
Current portion of amounts payable after more than one year42€20k€13k▼
Trade debts44€68k€37k▼
Suppliers440/4€68k€37k▼
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€180€901▲
Remuneration and social security454/9€8k€15k▲
Other amounts payable47/48€11k€4k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20252026
Remuneration, social security and pensions62€60k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€505€528▲
Non-recurring operating charges66A€0-
Gross operating margin9900€77k€146k▲
Operating profit (loss)9901€11k€69k▲
Financial income75/76B€5k€27k▲
Recurring financial income75€5k€27k▲
Financial charges65/66B€22k€40k▲
Recurring financial charges65€22k€40k▲
Profit (loss) for the period before taxes9903€-6k€56k▲
Income taxes67/77€2k€20k▲
Profit (loss) for the period9904€-8k€36k▲
Profit (loss) for the period to be appropriated9905€-8k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€36k▲
Transfer from equity791/2€8k€0▼
Transfer to equity691/2€0€36k▲
To other reserves6921€0€36k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €21k | €60k | €62k | ▲ 4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €7k | €3k | €5k | €7k | ▲ 42.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-20k | €0 | - | €7k | - |
| Other operating charges640/8 | €449 | €21k | €493 | €505 | €528 | ▲ 4.4% |
| Non-recurring operating charges66A | €0 | - | €429 | €0 | - | - |
| Gross operating margin9900 | €27k | €-28k | €75k | €77k | €146k | ▲ 91.0% |
| Operating profit (loss)9901 | €22k | €-35k | €50k | €11k | €69k | ▲ 524% |
| Financial income75/76B | €6k | €1k | €753 | €5k | €27k | ▲ 433% |
| Recurring financial income75 | €6k | €1k | €753 | €5k | €27k | ▲ 433% |
| Financial charges65/66B | €4k | €7k | €12k | €22k | €40k | ▲ 76.2% |
| Recurring financial charges65 | €4k | €7k | €12k | €22k | €40k | ▲ 76.2% |
| Profit (loss) for the period before taxes9903 | €25k | €-40k | €39k | €-6k | €56k | ▲ 976% |
| Income taxes67/77 | €9k | €371 | €9k | €2k | €20k | ▲ 913% |
| Profit (loss) for the period9904 | €15k | €-40k | €30k | €-8k | €36k | ▲ 534% |
| Profit (loss) for the period to be appropriated9905 | €15k | €-40k | €30k | €-8k | €36k | ▲ 534% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148k | €105k | €154k | €213k | €210k | ▼ 1.5% |
| Fixed assets21/28 | €25k | €21k | €12k | €30k | €24k | ▼ 19.1% |
| Intangible fixed assets21 | - | - | €1k | €865 | €550 | ▼ 36.4% |
| Tangible fixed assets22/27 | €25k | €21k | €11k | €29k | €23k | ▼ 18.6% |
| Plant, machinery and equipment23 | €5k | €4k | €1k | €463 | €0 | ▼ 100% |
| Furniture and vehicles24 | €20k | €17k | €10k | €28k | €23k | ▼ 17.2% |
| Other tangible fixed assets26 | €626 | €0 | - | - | - | - |
| Current assets29/58 | €123k | €85k | €142k | €183k | €186k | ▲ 1.3% |
| Amounts receivable within one year40/41 | €23k | €27k | €67k | €91k | €80k | ▼ 12.1% |
| Trade receivables40 | €21k | €25k | €57k | €72k | €64k | ▼ 11.5% |
| Other amounts receivable41 | €2k | €2k | €10k | €19k | €16k | ▼ 14.3% |
| Cash at bank and in hand54/58 | €83k | €43k | €62k | €88k | €98k | ▲ 11.9% |
| Deferred charges and accrued income490/1 | €17k | €15k | €13k | €4k | €7k | ▲ 65.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148k | €105k | €154k | €213k | €210k | ▼ 1.5% |
| Equity10/15 | €124k | €84k | €114k | €105k | €141k | ▲ 34.4% |
| Contributions10/11 | €17k | €17k | €17k | €17k | €17k | = |
| Reserves13 | €107k | €66k | €96k | €88k | €124k | ▲ 41.2% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €105k | €64k | €96k | €88k | €124k | ▲ 41.2% |
| Profit (loss) carried forward14 | €0 | €0 | - | - | - | - |
| Amounts payable17/49 | €24k | €22k | €40k | €108k | €68k | ▼ 36.6% |
| Amounts payable within one year42/48 | €24k | €22k | €40k | €108k | €68k | ▼ 36.6% |
| Current portion of amounts payable after more than one year42 | - | - | €11k | €20k | €13k | ▼ 37.6% |
| Trade debts44 | €14k | €9k | €14k | €68k | €37k | ▼ 46.2% |
| Suppliers440/4 | €14k | €9k | €14k | €68k | €37k | ▼ 46.2% |
| Taxes, remuneration and social security45 | €10k | €372 | €6k | €8k | €16k | ▲ 86.6% |
| Taxes450/3 | €10k | €372 | €0 | €180 | €901 | ▲ 401% |
| Remuneration and social security454/9 | - | - | €6k | €8k | €15k | ▲ 79.7% |
| Other amounts payable47/48 | - | €13k | €8k | €11k | €4k | ▼ 68.1% |
| Accrued charges and deferred income492/3 | - | - | €908 | €0 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €-40k | €30k | €-8k | €36k | ▲ 534% |
| + Depreciation and write-downs630 | €5k | €7k | €3k | €5k | €7k | ▲ 42.5% |
| Operating cash flow (approximation) | €20k | €-34k | €33k | €-3k | €44k | ▲ 1,448% |
| Investment in fixed assets (approximation) | - | €-2k | €5k | €-23k | €-2k | ▲ 92.7% |
| Change in cash | - | €-41k | €19k | €26k | €10k | ▼ 60.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-03
Financial
Equity above €100kEq €114k ▲35.8%
Equity rises from €84k to €114k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2010
Ground area
451 m²
Building footprint
109 m²
Volume, LiDAR
29 m³
Parcel 11047A0046/00D003, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
1 establishment unit
Weverstraat 98f, 2531 Boechout
since 20102.193.021.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047A0046/00D003 | Flanders | 451 m² | 1 · 109 m² | 1.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-11-2010
Fiscal year end31-03
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.