ASPAMOGA V.P.

Active

Private limited companyfounded 2024active for 2 yearsPeerdenstraat 11, 8000 Brugge, BelgiumKBO/BCE: BE 1012.358.712

Summary

ASPAMOGA V.P. has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,755) and a net result of -€11,755. Its solvency ranks better than 29% of 1,558 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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ASPAMOGA V.P.ActiveChecked score 54/100

Risk analysis Report Compare

Activity

Guest rooms (bed and breakfast)

NACE 55204

1 site

Size

€1.2mtotal assets 2025

Staff: 0.3 FTE
Equity: -€6,755
Loss: -€11,755

Turnover not published (micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

Accounts 1 day early

Why 54raises riskCapped at 59: negative equityNegative equity -€6,755Founded in 2024lowers riskSize: total assets €1.2mFigures for financial year 2025 (filed 30-07-2026)Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 35% of its sector peers (NACE 55, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 24

equity -0.5% of total assets

Liquidity 45

short-term debt 21.4% · cash 1.9%

Profitability 41

return on assets -0.9%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,512 companies, NACE 55, micro)

Last 24 months 09-2025: 1.6% 10-2025: 1.7%▲ +0.1 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 2.1%▲ +0.4 percentage points vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.4%▲ +0.3 percentage points vs 01-2026 03-2026: 2.6%▲ +0.2 percentage points vs 02-2026 04-2026: 2.7%▲ +0.1 percentage points vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.8%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.8%▼ -2.0 percentage points vs 07-2026 09-2026: 0.7%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.09, below 1; short-term debt: 21.4% and cash: 1.9% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 28% on solvency, 44% on liquidity and 33% on profitability.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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