ASMAOUI

Active

Private limited companyfounded 200422 yrs activeRésidence des Agasses (Jem. II) 23, 7012 Mons, BelgiumKBO/BCE: BE 0866.322.242

Summary

ASMAOUI has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €708,531 and a net result of €21,607. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

ASMAOUIActiveChecked score 70/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€811,823total assets 2024

Equity: €708,531
Profit: €21,607

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2024

Bankruptcy chance 12 m: 0.7%

Structure

Accounts 63 d overdue0 of 6 deeds read

Why 70- Figures for FY 2024 (filed 24-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late+ Size: total assets €811,823+ Equity €708,531 (87.3% of total assets)Show the evidence

Checked score

Score 2024

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 61% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 87.3% of total assets

Liquidity 55-10

short-term debt 8.3% · cash 4.3%

Profitability 72-9

return on assets 2.7%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 15 months 08-2025: 0.1%lowest value 09-2025: 0.2%▲ +18.7% vs 08-2025 10-2025: 0.3%▲ +71.7% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▲ +6.6% vs 12-2025 02-2026: 0.3%▲ +2.4% vs 01-2026 03-2026: 0.3%▲ +5.0% vs 02-2026 04-2026: 0.3%▼ -9.9% vs 03-2026 05-2026: 0.3%▼ -7.1% vs 04-2026 06-2026: 0.2%▼ -4.6% vs 05-2026 07-2026: 0.3%▲ +12.0% vs 06-2026 08-2026: 0.5%▲ +76.1% vs 07-2026 09-2026: 0.5%▲ +4.5% vs 08-2026 10-2026: 0.7%▲ +43.7% vs 09-2026highest value

Size: total assets €811,823 lowers the probability for this profile
Figures for FY 2024 (filed 24-09-2025) raises the probability
Equity €708,531 (87.3% of total assets) lowers the probability
1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late raises the probability

Credit up to €45,000 at 30 days acceptable

Liquidity ample (current ratio 11.6 against 5.31 in 2023; short-term debt: 8.3% and cash: 4.3% of total assets), and 12.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 51%, profitability 53%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €811,823

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2024 (filed 24-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €708,531 (87.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

54 d late

2023

61 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 58 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage