ASMA CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €433k and a net result of €96k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 9864 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
37 d early
2022
42 d early
2021
39 d early
2020
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€433k▲ 14.9%
2023 · €377k
2020: €249k
2021: €331k
2022: €347k
2023: €377k
2020 → 2024
Net result
€96k▲ 19.9%
2023 · €80k
2020: €244k
2021: €81k
2022: €16k
2023: €80k
2020 → 2024
Total assets
€477k▲ 10.3%
2023 · €432k
2020: €304k
2021: €403k
2022: €368k
2023: €432k
2020 → 2024
Solvency
90.9%▲ 3.7pp
2023 · 87.3%
2020: 81.9%
2021: 82.0%
2022: 94.3%
2023: 87.3%
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€249k-€331k▲ 32.7%€347k▲ 4.8%€377k▲ 8.8%€433k▲ 14.9%
Operating result€366k-€114k▼ 69.0%€23k▼ 80.1%€103k▲ 353%€125k▲ 21.9%
Net result€244k-€81k▼ 66.7%€16k▼ 80.5%€80k▲ 405%€96k▲ 19.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 22% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €477k
Fixed assets
€159k▲ 0.2%
Current assets
€317k▲ 16.1%
Equity and liabilities €477k
Equity
€433k▲ 14.9%
Debt
€43k▼ 21.6%
The debt ratio falls from 12.7% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
90.9%▲
2023 · 87.3%
ROE
22.2%▲
2023 · 21.3%
ROA
20.2%▲
2023 · 18.6%
Debt
€43k▼
2023 · €55k
Debt ≤ 1 year
€43k▼
2023 · €55k
Income taxes
€26k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€432k€477k▲
Fixed assets21/28€159k€159k▲
Tangible fixed assets22/27€9k€9k▲
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€1k€658▼
Other tangible fixed assets26-€2k
Financial fixed assets28€150k€150k=
Current assets29/58€273k€317k▲
Amounts receivable within one year40/41€65k€51k▼
Trade receivables40€17k€19k▲
Other amounts receivable41€48k€32k▼
Current investments50/53-€99k
Cash at bank and in hand54/58€158k€112k▼
Deferred charges and accrued income490/1€50k€55k▲
Equity and liabilities
Total equity and liabilities10/49€432k€477k▲
Equity10/15€377k€433k▲
Contributions10/11€5k€5k=
Reserves13€372k€428k▲
Tax-exempt reserves132€5k€5k=
Distributable reserves133€367k€424k▲
Amounts payable17/49€55k€43k▼
Amounts payable within one year42/48€55k€43k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€310-
Other amounts payable47/48€43k€34k▼
Income statement
Code20232024
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€932▼
Gross operating margin9900€106k€128k▲
Operating profit (loss)9901€103k€125k▲
Financial income75/76B€476€1k▲
Recurring financial income75€476€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€101k€123k▲
Income taxes67/77€21k€26k▲
Profit (loss) for the period9904€80k€96k▲
Profit (loss) for the period to be appropriated9905€80k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€80k€96k▲
Transfer to equity691/2€30k€56k▲
To other reserves6921€30k€56k▲
Profit to be distributed694/7€50k€40k▼
Return on contributions (dividend)694€50k€40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16k ▼80.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 17.50
Current ratio from 5.52 to 17.50; short-term debt falls from €73k to €21k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klinkstraat 773570 AlkenGround area
4,355 m²
Building footprint
188 m²
Volume, LiDAR
1,029 m³
Parcel 73302D0231/00D000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASMA Consulting BV
since 20192.294.373.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302D0231/00D000 | Flanders | 4,355 m² | 1 · 188 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.