ASM TOITURES

Active

Private limited companyfounded 20215 yrs activeRue du Centenaire 9, 4420 Saint-Nicolas, BelgiumKBO/BCE: BE 0773.642.306

Summary

The annual accounts of ASM TOITURES for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €11,331 and a net result of -€15,631. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 14% of 9042 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

ASM TOITURESActiveChecked score 54/100

Risk analysis Report Compare

Activity

Site preparation

NACE 43120

1 site

Size

€89,767total assets 2025

Equity: €11,331
Loss: -€15,631

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.4%

Structure

Accounts 25 d early0 of 1 deed read

Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Equity €11,331 (12.6% of total assets)- Loss of €15,631 (FY 2025)+ Liquidity: current ratio 0.84, cash €19,807+ Size: total assets €89,767Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 25% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-20

equity 12.6% of total assets

Liquidity 65+20

short-term debt 29.6% · cash 22.1%

Profitability 20-50

return on assets -17.4%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)

Last 24 months 11-2024: 1.4% 12-2024: 1.5%▲ +1.0% vs 11-2024 01-2025: 1.4%▼ -2.2% vs 12-2024 02-2025: 1.4%● 0.0% vs 01-2025 03-2025: 1.4%● 0.0% vs 02-2025 04-2025: 1.5%▲ +4.5% vs 03-2025highest value 05-2025: 1.2%▼ -21.1% vs 04-2025 06-2025: 1.1%▼ -2.9% vs 05-2025 07-2025: 1.1%● 0.0% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%▼ -6.1% vs 08-2025 10-2025: 1.1%● 0.0% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.0%▼ -2.2% vs 12-2025lowest value 02-2026: 1.0%● 0.0% vs 01-2026lowest value 03-2026: 1.0%● 0.0% vs 02-2026lowest value 04-2026: 1.1%▲ +8.0% vs 03-2026 05-2026: 1.2%▲ +7.4% vs 04-2026 06-2026: 1.2%▲ +2.8% vs 05-2026 07-2026: 1.3%▲ +3.7% vs 06-2026 08-2026: 1.5%▲ +13.4% vs 07-2026 09-2026: 1.4%▼ -3.8% vs 08-2026 10-2026: 1.4%▼ -1.4% vs 09-2026

Liquidity: current ratio 0.84, cash €19,807 lowers the probability
Size: total assets €89,767 lowers the probability for this profile
Equity €11,331 (12.6% of total assets) raises the probability
Loss of €15,631 (FY 2025) raises the probability

Credit up to €500 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.84 against 1.13 in 2024; short-term debt: 29.6% and cash: 22.1% of total assets), and 87.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 16%, liquidity 64%, profitability 14%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 0.84, cash €19,807

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €89,767

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €11,331 (12.6% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Loss of €15,631 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9042 sector peers (2025).

NBB · sector comparison

Position among 9042 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

25 d early

2024

114 d early

2023

29 d early

2022

25 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (3 of the last 4 filed years within 51 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Weakest financial yearnet -€15,631
08-04-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 10% on equitysector median €259,752 · 9,043 companies €11,331 View
Total assets 20254 fiscal years filed €89,767 View
Active since 2021founded 08-09-2021 5 years View