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ASM&C

Active
Private limited companyfounded 201411 yrs activeLommerlaan 14, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0563.953.149

ASM&C has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €351k and a net result of €41k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 33.65 against 5.6 in 2024; short-term debt: 2.7% and cash: 11.7% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.3%
Return on assets
11.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
30 d early
2023
28 d early
2022
11 d early
2021
30 d early
2020
29 d early
2019
20 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€351k▲ 13.2%
2024 · €310k
2018: €82k 2019: €90k 2020: €121k 2021: €202k 2022: €249k 2023: €270k 2024: €310k
2018 → 2025
Total assets
€361k▼ 2.0%
2024 · €368k
2018: €115k 2019: €128k 2020: €149k 2021: €233k 2022: €277k 2023: €288k 2024: €368k
2018 → 2025
Net result
€41k▲ 2.8%
2024 · €40k
2018: €2k 2019: €8k 2020: €32k 2021: €81k 2022: €47k 2023: €21k 2024: €40k
2018 → 2025
Working capital
€319k▲ 19.6%
2024 · €267k
2018: €82k 2019: €63k 2020: €101k 2021: €189k 2022: €243k 2023: €223k 2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€202k-€249k▲ 23.3%€270k▲ 8.3%€310k▲ 14.7%€351k▲ 13.2%
Operating result€116k-€68k▼ 41.2%€32k▼ 53.2%€56k▲ 74.7%€54k▼ 2.5%
Net result€81k-€47k▼ 42.0%€21k▼ 56.1%€40k▲ 92.2%€41k▲ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €116k€116kNet result 2021: €81k€81kOperating result 2022: €68k€68kNet result 2022: €47k€47kOperating result 2023: €32k€32kNet result 2023: €21k€21kOperating result 2024: €56k€56kNet result 2024: €40k€40kOperating result 2025: €54k€54kNet result 2025: €41k€41k20212022202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets €31k▼ 26.9%
Current assets €329k▲ 1.3%
Equity and liabilities €361k
Equity €351k▲ 13.2%
Debt €10k▼ 83.1%
The debt ratio falls from 15.8% to 2.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€66k
2024 · €67k
Cash flow
€52k
2024 · €51k
Solvency
97.3%
2024 · 84.2%
Current ratio
33.65
2024 · 5.60
Quick ratio
33.65
2024 · 5.60
Debt / equity
0.03
2024 · 0.19
ROE
11.7%
2024 · 12.8%
ROA
11.3%
2024 · 10.8%
Interest coverage
157.93
2024 · 203.96
Debt
€10k
2024 · €58k
Debt ≤ 1 year
€10k
2024 · €58k
Income taxes
€13k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€368k€361k
Fixed assets21/28€43k€31k
Tangible fixed assets22/27€43k€31k
Furniture and vehicles24€43k€31k
Current assets29/58€325k€329k
Amounts receivable within one year40/41€252k€287k
Trade receivables40€35k€789
Other amounts receivable41€216k€286k
Cash at bank and in hand54/58€73k€42k
Equity and liabilities
Total equity and liabilities10/49€368k€361k
Equity10/15€310k€351k
Contributions10/11€19k€19k=
Reserves13€291k€332k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€289k€330k
Amounts payable17/49€58k€10k
Amounts payable within one year42/48€58k€10k
Trade debts44€52k€490
Suppliers440/4€52k€490
Taxes, remuneration and social security45€6k€9k
Taxes450/3€6k€9k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k
Other operating charges640/8€2k€2k
Gross operating margin9900€68k€68k
Operating profit (loss)9901€56k€54k
Financial charges65/66B€327€417
Recurring financial charges65€327€417
Profit (loss) for the period before taxes9903€55k€54k
Income taxes67/77€16k€13k
Profit (loss) for the period9904€40k€41k
Profit (loss) for the period to be appropriated9905€40k€41k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€41k
Transfer to equity691/2€40k€41k
To other reserves6921€40k€41k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity times 6current ratio 33.65
Current ratio from 5.60 to 33.65; short-term debt falls from €58k to €10k.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Highest result since 2018net €81k ▲157%
Operating result €116k, net result €81k, both a record.
30-09
Financial Equity above €200kEq €202k ▲66.9%
4 profitable years in a row build equity to €202k.
01-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Equity above €100kEq €121k ▲35.3%
3 profitable years in a row build equity to €121k.
10-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
23-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
16-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lommerlaan 141200 Sint-Lambrechts-Woluwe
Ground area
513 m²
Building footprint
135 m²
Volume, LiDAR
1,493 m³
Parcel 21673D0130/00S009, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Lommerlaan 14, 1200 Sint-Lambrechts-Woluwe
Activities of head offices; management consultancy activities
since 20142.248.010.335
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0130/00S009 Brussels 513 m² 1 · 135 m² 14.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,649 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-10-2014
Fiscal year end30-09
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.