ASL
ActiveSummary
ASL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €199. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-23
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 9.42 against 6.05 in 2024; short-term debt: 10.6% and cash: 82.9% of total assets), and 10.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.4%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
49 d early
2023
70 d early
2022
62 d early
2021
53 d early
2020
66 d early
2019
81 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 0.6%
2024 · €36k
2018: €73k
2019: €69k
2020: €76k
2021: €54k
2022: €42k
2023: €40k
2024: €36k
2018 → 2025
Total assets
€40k▼ 5.9%
2024 · €43k
2018: €109k
2019: €98k
2020: €114k
2021: €79k
2022: €46k
2023: €42k
2024: €43k
2018 → 2025
Net result
€199▼ 97.5%
2024 · €8k
2018: €-20k
2019: €-4k
2020: €34k
2021: €3k
2022: €-2k
2023: €-2k
2024: €8k
2018 → 2025
Working capital
€36k▲ 1.5%
2024 · €35k
2018: €52k
2019: €49k
2020: €58k
2021: €40k
2022: €39k
2023: €38k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€42k▼ 21.9%€40k▼ 5.8%€36k▼ 9.7%€36k▲ 0.6%
Operating result€-2k-€-6k▼ 200%€-2k▲ 72.0%€12k€487▼ 95.9%
Net result€3k-€-2k€-2k▼ 28.8%€8k€199▼ 97.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €40k
Equity
€36k ▲ 0.6%
Debt
€4k ▼ 39.1%
Debt's share of the balance-sheet total falls from 16.4% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€826▼
2024 · €13k
Cash flow
€539▼
2024 · €9k
Current ratio
9.42▲
2024 · 6.05
Debt to equity
0.12▼
2024 · 0.20
ROE
0.6%▼
2024 · 22.1%
ROA
0.5%▼
2024 · 18.5%
Interest coverage
10.76▼
2024 · 153.40
Debt ≤ 1 year
€4k▼
2024 · €7k
Income taxes
€211▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€40k▼
Formation expenses20€0€0=
Fixed assets21/28€339€0▼
Tangible fixed assets22/27€339€0▼
Land and buildings22€339€0▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€42k€40k▼
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€38k€33k▼
Equity and liabilities
Total equity and liabilities10/49€43k€40k▼
Equity10/15€36k€36k▲
Contributions10/11€6k€6k=
Reserves13€31k€31k=
Non-distributable reserves130/1€31k€31k=
Reserves not available under the articles1311€31k€31k=
Profit (loss) carried forward14€-1k€-1k▲
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€213€4k▲
Suppliers440/4€213€4k▲
Taxes, remuneration and social security45€7k€516▼
Taxes450/3€7k€516▼
Income statement
Code20242025
Non-recurring operating income76A€5k€450▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€936€339▼
Other operating charges640/8€2k€489▼
Gross operating margin9900€14k€1k▼
Operating profit (loss)9901€12k€487▼
Financial charges65/66B€83€77▼
Recurring financial charges65€83€77▼
Profit (loss) for the period before taxes9903€12k€410▼
Income taxes67/77€4k€211▼
Profit (loss) for the period9904€8k€199▼
Profit (loss) for the period to be appropriated9905€8k€199▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-1k▲
Profit (loss) brought forward from the previous period14P€-9k€-1k▲
Transfer from equity791/2€12k-
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 10.34
Current ratio from 2.58 to 10.34; short-term debt falls from €25k to €4k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after 2 loss-making years.
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter De Smetstraat 149160 LokerenGround area
661 m²
Building footprint
190 m²
Volume, LiDAR
768 m³
Parcel 46382B0425/00N000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Philip Van Kerrebroeck
since 19992.091.587.937
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0425/00N000 | Flanders | 661 m² | 1 · 190 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMFORTA
BE 1005.360.854
Elsene · Eq €35,853
ABD ALIMENTS
BE 0707.969.346
Soignies · Eq €35,798
ECAP
BE 0465.689.872
Manage · Eq €36,016
NIROX
BE 0454.822.607
Sint-Truiden · Eq €35,729
ANABAC
BE 0644.943.694
Braine-l'Alleud · Eq €36,031
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
47783Retail trade
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.