ASKB
ActiveSummary
ASKB has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €244k and a net result of €22k. Equity is growing by ~113% per year across the filed fiscal years. Its solvency ranks better than 25% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+1
Solvency38▼-62
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 4.52 in 2023; short-term debt: 86.7% and cash: 69.5% of total assets), and 86.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
75 d late
2022
67 d late
2021
31 d early
2020
6 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▼ 38.2%
2023 · €36k
2018: €-745
2019: €4k
2020: €21k
2021: €5k
2022: €141k
2023: €36k
2018 → 2024
Working capital
€170k▼ 22.6%
2023 · €220k
2018: €3k
2019: €4k
2020: €29k
2021: €37k
2022: €227k
2023: €220k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€39k-€44k▲ 12.0%€186k▲ 320%€222k▲ 19.6%€244k▲ 10.1%
Operating result€25k-€9k▼ 63.6%€184k▲ 1,880%€39k▼ 78.6%€30k▼ 23.8%
Net result€21k-€5k▼ 77.0%€141k▲ 2,899%€36k▼ 74.3%€22k▼ 38.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 24% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.83M
Fixed assets
€74k ▲ 3,902%
Current assets
€1.76M ▲ 523%
Equity and liabilities €1.83M
Equity
€244k ▲ 10.1%
Debt
€1.59M ▲ 2,440%
Debt's share of the balance-sheet total rises from 22.0% to 86.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k
Cash flow
€24k
Current ratio
1.11▼
2023 · 4.52
Quick ratio
0.88▼
2023 · 4.52
Debt to equity
6.50▲
2023 · 0.28
ROE
9.2%▼
2023 · 16.4%
ROA
1.2%▼
2023 · 12.8%
Interest coverage
14.99
Debt ≤ 1 year
€1.59M▲
2023 · €63k
Income taxes
€10k▼
2023 · €13k
Staff costs
€151k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€284k€1.83M▲
Fixed assets21/28€2k€74k▲
Intangible fixed assets21-€65k
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Financial fixed assets28€2k€2k=
Current assets29/58€283k€1.76M▲
Stocks and contracts in progress3-€366k
Stocks30/36-€366k
Amounts receivable within one year40/41€282k€115k▼
Trade receivables40€341€50k▲
Other amounts receivable41€282k€65k▼
Cash at bank and in hand54/58€403€1.27M▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€284k€1.83M▲
Equity10/15€222k€244k▲
Contributions10/11€19k€19k=
Reserves13€315€315=
Non-distributable reserves130/1€315€315=
Reserves not available under the articles1311€315€315=
Profit (loss) carried forward14€203k€225k▲
Amounts payable17/49€63k€1.59M▲
Amounts payable within one year42/48€63k€1.59M▲
Trade debts44€282€1.22M▲
Suppliers440/4€282€1.22M▲
Taxes, remuneration and social security45€62k€97k▲
Taxes450/3€62k€83k▲
Remuneration and social security454/9-€14k
Other amounts payable47/48-€274k
Income statement
Code20232024
Non-recurring operating income76A€53k€439▼
Remuneration, social security and pensions62-€151k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€357€394▲
Non-recurring operating charges66A€10k€160▼
Gross operating margin9900€49k€183k▲
Operating profit (loss)9901€39k€30k▼
Financial income75/76B€11k€4k▼
Recurring financial income75€11k€4k▼
Financial charges65/66B€303€2k▲
Recurring financial charges65€303€2k▲
Profit (loss) for the period before taxes9903€50k€32k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€36k€22k▼
Profit (loss) for the period to be appropriated9905€36k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€203k€225k▲
Profit (loss) brought forward from the previous period14P€167k€203k▲
Social balance
Average headcount (FTE)9087-3.1
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 75 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.52
Current ratio from 2.20 to 4.52; short-term debt falls from €189k to €63k.
31-12
Financial
Equity above €200kEq €222k ▲19.6%
5 profitable years in a row build equity to €222k.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Highest result since 2018net €141k ▲2,899%
Operating result €184k, net result €141k, both a record.
31-12
Financial
Equity above €150kEq €186k ▲320%
4 profitable years in a row build equity to €186k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 6 days late
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2019
Ground area
4,458 m²
Building footprint
793 m²
Volume, LiDAR
9,550 m³
2 parcels, Brussels, Wallonia · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
FILIGRANES
since 20192.291.758.721
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1952/00S000 | Brussels | 3,444 m² | 1 · 635 m² | 21.1 m · 5 fl. |
| 25762H0448/00B000 | Wallonia | 1,014 m² | 1 · 158 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2025 · 1 entry · 1,200 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 1,200 EUR |
Budget allocations
Aides ponctuelles dans le domaine des langues, des lettres et du livre
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Of 601 companies in sector 47610 we hold annual accounts for 242. 180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47610Retail trade
47120Other non-specialised retail sale
47621Retail sale of newspapers and periodicals
47640Retail sale of games and toys
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.