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ASICO

Active
Public limited companyfounded 199135 yrs activeNijverheidsstraat 53, 2570 Duffel, BelgiumKBO/BCE: BE 0443.995.922

ASICO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €864k and a net result of €-20k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 85.82; short-term debt: 1.2% and cash: 66.9% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
44 d early
2023
58 d early
2022
32 d early
2021
47 d early
2020
59 d early
2019
66 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€864k▼ 2.2%
2024 · €884k
2018: €314k 2019: €436k 2020: €639k 2021: €826k 2022: €855k 2023: €895k 2024: €884k
2018 → 2025
Total assets
€874k▼ 2.0%
2024 · €892k
2018: €366k 2019: €512k 2020: €717k 2021: €933k 2022: €889k 2023: €925k 2024: €892k
2018 → 2025
Net result
€-20k▼ 71.2%
2024 · €-12k
2018: €35k 2019: €122k 2020: €203k 2021: €187k 2022: €104k 2023: €158k 2024: €-12k
2018 → 2025
Working capital
€855k▼ 1.2%
2024 · €866k
2018: €250k 2019: €380k 2020: €550k 2021: €756k 2022: €802k 2023: €875k 2024: €866k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€826k-€855k▲ 3.5%€895k▲ 4.7%€884k▼ 1.3%€864k▼ 2.2%
Operating result€272k-€141k▼ 48.0%€218k▲ 54.1%€-15k€-19k▼ 26.2%
Net result€187k-€104k▼ 44.4%€158k▲ 51.3%€-12k€-20k▼ 71.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €272k€272kNet result 2021: €187k€187kOperating result 2022: €141k€141kNet result 2022: €104k€104kOperating result 2023: €218k€218kNet result 2023: €158k€158kOperating result 2024: €-15k€-15kNet result 2024: €-12k€-12kOperating result 2025: €-19k€-19kNet result 2025: €-20k€-20k20212022202320242025
The operating result stays negative: a loss of €19k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €874k
Fixed assets €9k▼ 50.2%
Current assets €865k▼ 1.0%
Equity and liabilities €874k
Equity €864k▼ 2.2%
Debt €10k▲ 22.0%
The debt ratio rises from 0.9% to 1.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-8k
2024 · €-5k
Cash flow
€-9k
2024 · €-1k
Solvency
98.8%
2024 · 99.1%
Current ratio
85.82
Quick ratio
84.78
Debt / equity
0.01
2024 · 0.01
ROE
-2.3%
2024 · -1.3%
ROA
-2.3%
2024 · -1.3%
Interest coverage
-6.57
2024 · -4.65
Debt
€10k
2024 · €8k
Debt ≤ 1 year
€10k
2024 · €8k
Staff costs
€31k
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€892k€874k
Fixed assets21/28€18k€9k
Tangible fixed assets22/27€17k€8k
Plant, machinery and equipment23€6k€4k
Furniture and vehicles24€2k€2k
Other tangible fixed assets26€9k€3k
Financial fixed assets28€965€965=
Current assets29/58€874k€865k
Stocks and contracts in progress3€21k€11k
Stocks30/36€21k€11k
Contracts in progress37€0-
Amounts receivable within one year40/41€6k€15k
Trade receivables40€4k€11k
Other amounts receivable41€2k€4k
Current investments50/53€249k€249k=
Cash at bank and in hand54/58€592k€585k
Deferred charges and accrued income490/1€6k€5k
Equity and liabilities
Total equity and liabilities10/49€892k€874k
Equity10/15€884k€864k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€833k€833k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Distributable reserves133€825k€825k=
Profit (loss) carried forward14€-12k€-31k
Amounts payable17/49€8k€10k
Amounts payable within one year42/48€8k€10k
Trade debts44€4k€5k
Suppliers440/4€4k€5k
Taxes, remuneration and social security45€4k€4k
Taxes450/3€0-
Remuneration and social security454/9€4k€4k
Other amounts payable47/48€395€1k
Accrued charges and deferred income492/3€160€0
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€30k€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A€0-
Gross operating margin9900€28k€25k
Operating profit (loss)9901€-15k€-19k
Financial income75/76B€5k€898
Recurring financial income75€5k€898
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€-12k€-20k
Income taxes67/77€0-
Profit (loss) for the period9904€-12k€-20k
Profit (loss) for the period to be appropriated9905€-12k€-20k
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-31k
Profit (loss) brought forward from the previous period14P-€-12k
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.5-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series.
17-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Liquidity triplescurrent ratio 107.83
Current ratio from 37.66 to 107.83; short-term debt falls from €24k to €8k.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity triplescurrent ratio 28.92
Current ratio from 8.60 to 28.92; short-term debt falls from €100k to €29k.
14-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €203k ▲65.3%
Operating result €284k, net result €203k, both a record.
31-12
Financial Equity above €500kEq €639k ▲46.4%
3 profitable years in a row build equity to €639k.
05-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
2019
27-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1991
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 532570 Duffel
Ground area
1,749 m²
Building footprint
832 m²
Volume, LiDAR
5,478 m³
Parcel 12302B0211/00L000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidsstraat 53, 2570 Duffel
NACE 4522001
since 19912.054.082.985
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12302B0211/00L000 Flanders 1,749 m² 1 · 832 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 1,804 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded19-04-1991
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.