ASIB K-S
ActiveThe computed 12-month bankruptcy probability of ASIB K-S is 2.5% (moderate). The 2025 annual accounts show equity of €10k and a net result of €3k. Equity is growing by ~87.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 27407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 4.04 in 2024), and 24% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
19.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
134 d early
2024
65 d early
2023
300 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 34.2%
2024 · €7k
2023: €-3k
2024: €7k
2023 → 2025
Total assets
€13k▲ 32.9%
2024 · €10k
2023: €1k
2024: €10k
2023 → 2025
Net result
€3k▼ 75.7%
2024 · €10k
2023: €-3k
2024: €10k
2023 → 2025
Working capital
€10k▲ 34.2%
2024 · €7k
2023: €-2k
2024: €7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-3k-€7k€10k▲ 34.2%
Operating result€-3k-€12k€3k▼ 72.2%
Net result€-3k-€10k€3k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €13k
Equity
€10k▲ 34.2%
Debt
€3k▲ 28.9%
The debt ratio falls from 24.8% to 24.0%: equity grows faster than debt.
Key figures and ratios
Solvency
76.0%▲
2024 · 75.2%
Current ratio
4.16▲
2024 · 4.04
Quick ratio
4.16▲
2024 · 4.04
Debt / equity
0.32▼
2024 · 0.33
ROE
25.5%▼
2024 · 140.4%
ROA
19.3%▼
2024 · 105.7%
Debt
€3k▲
2024 · €2k
Debt ≤ 1 year
€3k▲
2024 · €2k
Income taxes
€635▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€13k▲
Current assets29/58€10k€13k▲
Amounts receivable within one year40/41€10k€324▼
Trade receivables40€9k-
Other amounts receivable41€500€324▼
Cash at bank and in hand54/58€387€13k▲
Equity and liabilities
Total equity and liabilities10/49€10k€13k▲
Equity10/15€7k€10k▲
Profit (loss) carried forward14€7k€10k▲
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€507€512▲
Suppliers440/4€507€512▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€81€81=
Income statement
Code20242025
Other operating charges640/8-€2k
Gross operating margin9900€12k€5k▼
Operating profit (loss)9901€12k€3k▼
Financial charges65/66B€97€265▲
Recurring financial charges65€97€265▲
Profit (loss) for the period before taxes9903€12k€3k▼
Income taxes67/77€2k€635▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€10k▲
Profit (loss) brought forward from the previous period14P€-3k€7k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 300 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 4.04
Current ratio from 0.38 to 4.04; short-term debt falls from €3k to €2k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeneboomgaardstraat 18A9220 Hamme (Vl.)Ground area
935 m²
Building footprint
200 m²
Volume, LiDAR
1,015 m³
Parcel 42008A2123/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASIB K-S
since 20232.386.824.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42008A2123/00H000 | Flanders | 935 m² | 1 · 200 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRADINNOVE
BE 0765.833.311
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BE PAINT
BE 0782.965.588
Antwerpen · Eq €10k
BERTELS WORKS
BE 0551.886.052
Zoersel · Eq €10k
DECOTHERM
BE 0745.456.876
Anderlecht · Eq €10k
Joran Lauwers
BE 0755.402.544
Mechelen · Eq €10k
Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 1,630 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2023
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
42220Construction of utility projects for electricity and telecommunications
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.