ASEM
ActiveASEM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80k and a net result of €-37k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 4.45 in 2023), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.7%
Return on assets
-34.9%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
34 d early
2022
24 d late
2021
9 d early
2020
16 d late
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€80k▼ 31.8%
2023 · €117k
2018: €192k
2019: €192k
2020: €60k
2021: €77k
2022: €89k
2023: €117k
2018 → 2024
Total assets
€107k▼ 29.1%
2023 · €151k
2018: €263k
2019: €266k
2020: €81k
2021: €97k
2022: €112k
2023: €151k
2018 → 2024
Net result
€-37k
2023 · €28k
2018: €36k
2019: €-197
2020: €-63k
2021: €17k
2022: €13k
2023: €28k
2018 → 2024
Working capital
€73k▼ 37.1%
2023 · €116k
2018: €190k
2019: €187k
2020: €57k
2021: €74k
2022: €89k
2023: €116k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€77k▲ 27.7%€89k▲ 16.4%€117k▲ 31.2%€80k▼ 31.8%
Operating result€-65k-€19k€14k▼ 24.4%€33k▲ 131%€-38k
Net result€-63k-€17k€13k▼ 24.5%€28k▲ 121%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €38k after €33k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107k
Fixed assets
€7k▲ 686%
Current assets
€100k▼ 33.2%
Equity and liabilities €107k
Equity
€80k▼ 31.8%
Debt
€27k▼ 19.8%
The debt ratio rises from 22.3% to 25.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-37k▼
2023 · €34k
Cash flow
€-36k▼
2023 · €29k
Solvency
74.7%▼
2023 · 77.7%
Current ratio
3.71▼
2023 · 4.45
Quick ratio
3.71▼
2023 · 4.45
Debt / equity
0.34▲
2023 · 0.29
ROE
-46.7%▼
2023 · 23.8%
ROA
-34.9%▼
2023 · 18.5%
Interest coverage
-241.59▼
2023 · 157.72
Debt
€27k▼
2023 · €34k
Debt ≤ 1 year
€27k▼
2023 · €34k
Income taxes
€146▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€151k€107k▼
Fixed assets21/28€856€7k▲
Tangible fixed assets22/27€856€7k▲
Furniture and vehicles24-€6k
Other tangible fixed assets26€856€616▼
Current assets29/58€150k€100k▼
Amounts receivable within one year40/41€14k€11k▼
Trade receivables40€14k-
Other amounts receivable41€132€11k▲
Cash at bank and in hand54/58€136k€89k▼
Equity and liabilities
Total equity and liabilities10/49€151k€107k▼
Equity10/15€117k€80k▼
Contributions10/11€6k€6k=
Reserves13€111k€111k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€102k€102k=
Profit (loss) carried forward14-€-37k
Amounts payable17/49€34k€27k▼
Amounts payable within one year42/48€34k€27k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€1k▼
Remuneration and social security454/9-€10k
Other amounts payable47/48€21k€12k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€901€795▼
Other operating charges640/8€709€679▼
Gross operating margin9900€35k€-37k▼
Operating profit (loss)9901€33k€-38k▼
Financial income75/76B€390€1k▲
Recurring financial income75€390€1k▲
Financial charges65/66B€215€154▼
Recurring financial charges65€215€154▼
Profit (loss) for the period before taxes9903€33k€-37k▼
Income taxes67/77€5k€146▼
Profit (loss) for the period9904€28k€-37k▼
Profit (loss) for the period to be appropriated9905€28k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-37k▼
Transfer to equity691/2€28k-
To other reserves6921€28k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €117k ▲31.2%
3 profitable years in a row build equity to €117k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoorstraat 1261030 SchaarbeekGround area
292 m²
Building footprint
110 m²
Volume, LiDAR
1,513 m³
Parcel 21910E0094/00G011, Brussels · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ASEM
since 20072.163.214.717
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0094/00G011 | Brussels | 292 m² | 1 · 110 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PALMTREE SOCIETY
BE 0533.874.340
Hove · Eq €80k
HORS-KADRE
BE 0632.773.362
Liège · Eq €80k
Vavedis Belgium
BE 0835.584.427
Oostkamp · Eq €80k
7Habits
BE 0733.756.005
Schoten · Eq €80k
ATHYNA BELCORP
BE 0724.852.888
Braine-l'Alleud · Eq €80k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,962 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74501
74872
82990Other business support services
78100Employment placement agencies
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.