Summary
ASEG is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.4m and a net result of €209,490. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 74% of 8091 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-12-2025, 129 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
129 d early
2024
54 d early
2023
54 d early
2022
122 d early
2021
53 d early
2020
on the day
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.4m▲ 0.3%
2024 · €1.4m
Net result
€209,490▲ 1.7%
2024 · €206,050
Total assets
€1.8m▼ 6.0%
2024 · €1.9m
Solvency
76.7%▲ 4.8pp
2024 · 71.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€328,665▲ 13.9%€294,452▼ 10.4%€304,856▲ 3.5%€301,237▼ 1.2%€309,989▲ 2.9%
Net result€237,260above the sector's middle half▲ 9.0%€196,260above the sector's middle half▼ 17.3%€202,200above the sector's middle half▲ 3.0%€206,050above the sector's middle half▲ 1.9%€209,490above the sector's middle half▲ 1.7%
Equity€1.5mabove the sector's middle half▲ 5.9%€1.4mabove the sector's middle half▼ 6.9%€1.3mabove the sector's middle half▼ 8.5%€1.4mabove the sector's middle half▲ 5.5%€1.4mabove the sector's middle half▲ 0.3%
Total assets€1.7mabove the sector's middle half▲ 4.0%€2.2mabove the sector's middle half▲ 29.7%€2.0mabove the sector's middle half▼ 8.7%€1.9mabove the sector's middle half▼ 4.4%€1.8mabove the sector's middle half▼ 6.0%
Debt€159,461▼ 11.4%€765,821▲ 380%€697,038▼ 9.0%€537,198▼ 22.9%€418,874▼ 22.0%
Working capital€955,762above the sector's middle half▲ 12.5%€500,550above the sector's middle half▼ 47.6%€317,031above the sector's middle half▼ 36.7%€339,720above the sector's middle half▲ 7.2%€294,368above the sector's middle half▼ 13.3%
Solvency90.5%above the sector's middle half▲ 1.6pp65.0%within the sector's middle half▼ 25.6pp65.1%within the sector's middle half▲ 0.1pp71.9%within the sector's middle half▲ 6.8pp76.7%within the sector's middle half▲ 4.8pp
Current ratio10.38above the sector's middle half▲ 1.163.76within the sector's middle half▼ 6.622.36within the sector's middle half▼ 1.392.91within the sector's middle half▲ 0.542.83within the sector's middle half▼ 0.07
Return on assets (ROA)14.1%within the sector's middle half▲ 0.6pp9.0%within the sector's middle half▼ 5.1pp10.1%within the sector's middle half▲ 1.2pp10.8%within the sector's middle half▲ 0.7pp11.7%within the sector's middle half▲ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.3m ▼ 3.7%
Current assets
€454,996 ▼ 12.2%
Equity and liabilities €1.8m
Equity
€1.4m ▲ 0.3%
Debt
€418,874 ▼ 22.0%
Debt's share of the balance-sheet total falls from 28.1% to 23.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
15.2%▲
2024 · 15.0%
Debt ≤ 1 year
€160,628▼
2024 · €178,263
Debt > 1 year
€258,246▼
2024 · €358,935
Income taxes
€92,739▲
2024 · €91,384
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,375 | €48,443 | €57,180 | €57,180 | €56,401 | ▼ 1.4% |
| Other operating charges640/8 | - | €4,962 | €5,010 | €5,009 | €5,567 | ▲ 11.1% |
| Gross operating margin9900 | €368,326 | €347,858 | €367,047 | €363,426 | €371,957 | ▲ 2.3% |
| Operating profit (loss)9901 | €328,665 | €294,452 | €304,856 | €301,237 | €309,989 | ▲ 2.9% |
| Financial income75/76B | - | - | €26 | €8,198 | €2,941 | ▼ 64.1% |
| Recurring financial income75 | €18,282 | - | €26 | €8,198 | €2,941 | ▼ 64.1% |
| Financial charges65/66B | - | €9,427 | €12,485 | €12,000 | €10,701 | ▼ 10.8% |
| Recurring financial charges65 | €3,625 | €9,427 | €12,485 | €12,000 | €10,701 | ▼ 10.8% |
| Profit (loss) for the period before taxes9903 | €343,322 | €285,025 | €292,397 | €297,434 | €302,229 | ▲ 1.6% |
| Income taxes67/77 | €106,062 | €88,765 | €90,197 | €91,384 | €92,739 | ▲ 1.5% |
| Profit (loss) for the period9904 | €237,260 | €196,260 | €202,200 | €206,050 | €209,490 | ▲ 1.7% |
| Transfer from tax-exempt reserves789 | - | €62,000 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €237,260 | €258,260 | €202,200 | €206,050 | €209,490 | ▲ 1.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €2.2m | €2.0m | €1.9m | €1.8m | ▼ 6.0% |
| Fixed assets21/28 | €628,904 | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 3.7% |
| Tangible fixed assets22/27 | €628,874 | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 3.7% |
| Land and buildings22 | - | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 3.9% |
| Plant, machinery and equipment23 | - | €2,550 | €2,550 | €2,550 | €2,550 | = |
| Furniture and vehicles24 | - | €9,359 | €6,394 | €3,429 | €1,379 | ▼ 59.8% |
| Other tangible fixed assets26 | - | €3,881 | €3,489 | €3,098 | €7,425 | ▲ 140% |
| Financial fixed assets28 | €30 | €30 | €30 | €30 | €30 | = |
| Current assets29/58 | €1.1m | €682,135 | €549,412 | €517,983 | €454,996 | ▼ 12.2% |
| Amounts receivable after more than one year29 | - | - | - | - | €23,740 | - |
| Other amounts receivable291 | - | - | - | - | €23,740 | - |
| Amounts receivable within one year40/41 | €158,519 | €202,777 | €150,777 | €121,777 | - | - |
| Trade receivables40 | - | €40,777 | €40,777 | €1,524 | - | - |
| Other amounts receivable41 | - | €162,000 | €110,000 | €120,253 | - | - |
| Current investments50/53 | - | - | €200,000 | - | - | - |
| Cash at bank and in hand54/58 | €899,123 | €479,358 | €198,635 | €396,206 | €431,256 | ▲ 8.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €2.2m | €2.0m | €1.9m | €1.8m | ▼ 6.0% |
| Equity10/15 | €1.5m | €1.4m | €1.3m | €1.4m | €1.4m | ▲ 0.3% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €1.5m | €1.4m | €1.3m | €1.3m | €1.3m | ▲ 0.3% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Distributable reserves133 | - | €1.4m | €1.3m | €1.3m | €1.3m | ▲ 0.3% |
| Profit (loss) carried forward14 | €29,865 | €29,865 | €29,865 | €29,865 | €29,865 | = |
| Amounts payable17/49 | €159,461 | €765,821 | €697,038 | €537,198 | €418,874 | ▼ 22.0% |
| Amounts payable after more than one year17 | €57,581 | €584,236 | €464,656 | €358,935 | €258,246 | ▼ 28.1% |
| Financial debts170/4 | - | €584,236 | €464,656 | €358,935 | €258,246 | ▼ 28.1% |
| Amounts payable within one year42/48 | €101,880 | €181,585 | €232,382 | €178,263 | €160,628 | ▼ 9.9% |
| Current portion of amounts payable after more than one year42 | - | €115,953 | €117,792 | €113,935 | €100,689 | ▼ 11.6% |
| Financial debts43 | - | €26,967 | €27,440 | €27,387 | €27,149 | ▼ 0.9% |
| Credit institutions430/8 | - | €26,967 | €27,440 | €27,387 | €27,149 | ▼ 0.9% |
| Trade debts44 | €5,446 | €6,716 | €595 | - | €6 | - |
| Suppliers440/4 | - | €6,716 | €595 | - | €6 | - |
| Taxes, remuneration and social security45 | - | €31,534 | €31,323 | €36,941 | €32,784 | ▼ 11.3% |
| Taxes450/3 | - | €31,534 | €31,323 | €36,941 | €32,784 | ▼ 11.3% |
| Other amounts payable47/48 | - | €415 | €55,232 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €237,260 | €196,260 | €202,200 | €206,050 | €209,490 | ▲ 1.7% |
| + Depreciation and write-downs630 | €35,375 | €48,443 | €57,180 | €57,180 | €56,401 | ▼ 1.4% |
| Operating cash flow (approximation) | €272,635 | €244,703 | €259,380 | €263,230 | €265,891 | ▲ 1.0% |
| Investment in fixed assets (approximation) | - | -€924,546 | €0 | €0 | -€4,854 | - |
| Change in cash | - | -€419,765 | -€280,723 | €197,570 | €35,050 | ▼ 82.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-09
Financial
Weakest financial yearnet €196,260 ▼17.3%
Net result drops to €196,260, the lowest in the series; recovery starts the following year.
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €237,260 ▲9%
Operating result €328,665, net result €237,260, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 9.22
Current ratio from 3.34 to 9.22; short-term debt falls from €269,238 to €103,270.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
7,079 m²
Building footprint
1,791 m²
Volume, LiDAR
1,909 m³
Parcel 11811L3917/00P002, Flanders · tallest building 8.6 m. Linked by address, not a title deed.
12
companies at this address
See who is registered here
1 establishment unit
ASEG
since 20072.159.826.645
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3917/00P002 | Flanders | 7,079 m² | 1 · 1,791 m² | 8.6 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-02-2007
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
guy.haekens@telenet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0887143885
Also
9925:BE0887143885
Registered
06-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.