ASCOT ALFA CONSTRUCT
ActiveASCOT ALFA CONSTRUCT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-12k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 27% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-53
Solvency39▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.22 against 1.11 in 2024; short-term debt: 82% and cash: 3.2% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
12 d late
2023
30 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k
2024 · €126k
2022: €-18k
2023: €73k
2024: €126k
2022 → 2025
Working capital
€73k▲ 7.7%
2024 · €68k
2022: €44k
2023: €67k
2024: €68k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€67k▲ 53.4%€68k▲ 1.2%€56k▼ 17.2%
Operating result€-12k-€120k€188k▲ 56.5%€-22k
Net result€-18k-€73k€126k▲ 72.4%€-12k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €188k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €404k
Equity
€56k▼ 17.2%
Debt
€348k▼ 44.0%
The debt ratio falls from 90.2% to 86.1%. Equity and debt are lower.
Key figures and ratios
Solvency
13.9%▲
2024 · 9.8%
Current ratio
1.22▲
2024 · 1.11
Quick ratio
0.47▼
2024 · 0.80
Debt / equity
6.22▼
2024 · 9.19
ROE
-20.8%▼
2024 · 186.7%
ROA
-2.9%▼
2024 · 18.3%
Debt
€348k▼
2024 · €622k
Debt ≤ 1 year
€331k▼
2024 · €622k
Income taxes
€0▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€690k€404k▼
Current assets29/58€690k€404k▼
Stocks and contracts in progress3€191k€249k▲
Stocks30/36€191k€249k▲
Amounts receivable within one year40/41€495k€131k▼
Trade receivables40€127k€33k▼
Other amounts receivable41€368k€98k▼
Cash at bank and in hand54/58€2k€13k▲
Deferred charges and accrued income490/1€2k€11k▲
Equity and liabilities
Total equity and liabilities10/49€690k€404k▼
Equity10/15€68k€56k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€0€-12k▼
Amounts payable17/49€622k€348k▼
Amounts payable within one year42/48€622k€331k▼
Financial debts43€17k€0▼
Credit institutions430/8€17k€0▼
Trade debts44€147k€29k▼
Suppliers440/4€147k€29k▼
Advances received on contracts in progress46€7k€0▼
Taxes, remuneration and social security45€24k€0▼
Taxes450/3€24k€0▼
Other amounts payable47/48€428k€303k▼
Accrued charges and deferred income492/3€0€17k▲
Income statement
Code20242025
Other operating charges640/8€2k€144▼
Gross operating margin9900€190k€-22k▼
Operating profit (loss)9901€188k€-22k▼
Financial income75/76B€19k€11k▼
Recurring financial income75€19k€11k▼
Financial charges65/66B€38k€805▼
Recurring financial charges65€38k€805▼
Profit (loss) for the period before taxes9903€168k€-12k▼
Income taxes67/77€42k€0▼
Profit (loss) for the period9904€126k€-12k▼
Profit (loss) for the period to be appropriated9905€126k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€-12k▼
Profit (loss) brought forward from the previous period14P€3k€0▼
Transfer to equity691/2€3k€0▼
To the legal reserve6920€3k€0▼
Profit to be distributed694/7€126k€0▼
Return on contributions (dividend)694€126k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Highest result since 2022net €126k ▲72.4%
Operating result €188k, net result €126k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Weg 399991 MaldegemGround area
2.3 ha
Building footprint
7,350 m²
Volume, LiDAR
49,033 m³
Parcel 43001B0421/00X003, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ASCOT ALFA CONSTRUCT
since 20222.326.565.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001B0421/00X003 | Flanders | 2.3 ha | 1 · 7,350 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BFL Construct
BE 0658.780.844
Nandrin · Eq €56k
TRICATEL BUILDING CONSULTANTS
BE 0458.475.547
Antwerpen · Eq €56k
BADELIM
BE 0774.337.142
Thimister-Clermont · Eq €56k
VANHOVE PROJECTS
BE 0561.745.806
Diest · Eq €56k
CLEA DEVELOPPEMENTS
BE 0844.880.985
Attert · Eq €56k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,090 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-01-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.