ASBL "L'éclaircie"
ActiveASBL "L'éclaircie" has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €34k. Equity is growing by ~383% per year across the filed fiscal years. Its solvency ranks better than 27% of 91 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+14
Solvency36▲+10
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.97 in 2024; short-term debt: 89.1% and cash: 31.8% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
5 d late
2024
2 d early
2023
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 1,650%
2024 · €2k
2023: €4k
2024: €2k
2023 → 2025
Total assets
€327k▲ 5.8%
2024 · €309k
2023: €249k
2024: €309k
2023 → 2025
Net result
€34k
2024 · €-2k
2023: €3k
2024: €-2k
2023 → 2025
Working capital
€11k
2024 · €-10k
2023: €8k
2024: €-10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€2k▼ 50.5%€36k▲ 1,650%
Operating result€3k-€-2k€33k
Net result€3k-€-2k€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €33k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€25k▲ 99.7%
Current assets
€303k▲ 1.9%
Equity and liabilities €327k
Equity
€36k▲ 1,650%
Debt
€292k▼ 5.1%
The debt ratio falls from 99.3% to 89.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €1k
Cash flow
€41k▲
2024 · €2k
Solvency
10.9%▲
2024 · 0.7%
Current ratio
1.04▲
2024 · 0.97
Quick ratio
1.04▲
2024 · 0.97
Debt / equity
8.20
ROE
94.3%▲
2024 · -102.1%
ROA
10.2%▲
2024 · -0.7%
Interest coverage
877.80▲
2024 · 31.88
Debt
€292k▼
2024 · €307k
Debt ≤ 1 year
€292k▼
2024 · €307k
Staff costs
€513k▲
2024 · €485k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€327k▲
Fixed assets21/28€12k€25k▲
Tangible fixed assets22/27€11k€23k▲
Furniture and vehicles24€11k€23k▲
Financial fixed assets28€1k€1k=
Current assets29/58€297k€303k▲
Amounts receivable within one year40/41€9k€8k▼
Trade receivables40€4k€0▼
Other amounts receivable41€5k€8k▲
Current investments50/53€100k€191k▲
Cash at bank and in hand54/58€187k€104k▼
Deferred charges and accrued income490/1-€320
Equity and liabilities
Total equity and liabilities10/49€309k€327k▲
Equity10/15€2k€36k▲
Profit (loss) carried forward14€2k€36k▲
Amounts payable17/49€307k€292k▼
Amounts payable within one year42/48€307k€292k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€81k€70k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€69k€58k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€485k€513k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€802€853▲
Non-recurring operating charges66A€160-
Gross operating margin9900€488k€555k▲
Operating profit (loss)9901€-2k€33k▲
Financial income75/76B€182€427▲
Recurring financial income75€182€427▲
Financial charges65/66B€50€47▼
Recurring financial charges65€47€47▼
Non-recurring financial charges66B€3-
Profit (loss) for the period before taxes9903€-2k€34k▲
Profit (loss) for the period9904€-2k€34k▲
Profit (loss) for the period to be appropriated9905€-2k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€36k▲
Profit (loss) brought forward from the previous period14P€4k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼180%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neufchâteau · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Albert Clément,NEU 106840 NeufchâteauGround area
9 m²
Parcel 84043A0548/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Fontaine Mahaye
since 19772.159.439.833
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84043A0548/00M000 | Wallonia | 9 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 to 2025 · 25 entries · 1,894,630 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 16 | 517,474 EUR |
| 2024 | 4 | 555,744 EUR |
| 2023 | 2 | 488,788 EUR |
| 2022 | 1 | 320,013 EUR |
| 2021 | 2 | 12,612 EUR |
Budget allocations
Subventions aux services d'accompagnement
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
Initiatives diverses, projets particuliers et innovants
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Of 228 companies in sector 87991 we hold annual accounts for 209. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded31-07-1977
Fiscal year end31-12
Activities, NACEBEL
85313
87991Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.