Debts
€18,029 100% of the balance sheet
After one year 13%Within one year 87%
Of this, €15,653 falls due within a year.
ASB CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €151,904 (2024)
€151,904
lowest -€3,971 (2024)
-€3,971
peak €29 (2024)
€29
€18,029
Board2 names since 2023
2 directorsBAYRAM Erdal and 1 other
Documentsfilings and deeds
30-06-202531 days before the deadline
2024micro format
Loss of €3,971First year with figures
Key points
from the 2024 annual accountsBoard
1 left
A director left. Latest change 25-11-2025 · 1 in office.
Position in the sector
€29
Less equity than 90% of companies in specialised construction. Sector median €58,287 · 35,973 companies.
Checked score
30
Weak
Financially stronger than 7% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
9.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%lowest value
01-2025: 1.9%● unchanged vs 12-2024lowest value
02-2025: 1.9%● unchanged vs 01-2025
03-2025: 2.3%▲ +0.4 percentage points vs 02-2025
04-2025: 2.4%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%▲ +0.3 percentage points vs 04-2025
06-2025: 2.7%● unchanged vs 05-2025
07-2025: 3.0%▲ +0.3 percentage points vs 06-2025
08-2025: 3.0%● unchanged vs 07-2025
09-2025: 2.9%▼ -0.1 percentage points vs 08-2025
10-2025: 2.9%● unchanged vs 09-2025
11-2025: 3.2%▲ +0.3 percentage points vs 10-2025
12-2025: 4.5%▲ +1.3 percentage points vs 11-2025
01-2026: 4.6%▲ +0.1 percentage points vs 12-2025
02-2026: 4.6%● unchanged vs 01-2026
03-2026: 4.6%● unchanged vs 02-2026
04-2026: 5.6%▲ +1.0 percentage point vs 03-2026
05-2026: 6.0%▲ +0.4 percentage points vs 04-2026
06-2026: 6.1%▲ +0.1 percentage points vs 05-2026
07-2026: 6.1%● unchanged vs 06-2026
08-2026: 6.0%▼ -0.1 percentage points vs 07-2026
09-2026: 6.2%▲ +0.2 percentage points vs 08-2026
10-2026: 9.1%▲ +2.9 percentage points vs 09-2026highest value
11-2026: 9.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Figures for financial year 2024 (filed on 05-07-2025)
Founded in 2023
lowers risk
Size: turnover €151,904, total assets €18,058
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 8% of them on solvency, 4% on liquidity and 10% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 757 companies had the same profile as ASB CONSTRUCT has now. Each dot stands for 2 companies, two years later.
86.7%
were still trading
4.8%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ASB CONSTRUCT itself: 9.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for ASB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 1.0, below 1. Short-term debt is 86.7% and cash 2.9% of total assets. 99.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35956 sector peers (2024).
NBB · sector comparisonPosition among 35956 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its 2024 accounts 31 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- BAYRAM Erdal 50 sharesdeed of 25-11-2025
- ASLAN Mesut 50 sharesdeed of 25-11-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002867756
Registered office moved within Charleroi
Transfer of 50 shares from ASLAN Mesut to BAYRAM Erdal · New registered office: Rue Arthur Decoux 179, 6020 Charleroi · Previous registered office: Rue du Warchat 61, 6042 CHARLEROI · General meeting of 15-07-2025 · Gazette deed
First establishment
Rue du Warchat 61, Charleroi
Incorporation
Founding capital of €4,000, 100 shares · Founders: ASLAN Mesut and BAYRAM Erdal · Appointments: ASLAN Mesut (director) and BAYRAM Erdal (director) · published on 04-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ASB CONSTRUCT Charleroi | €18,058 | -€2,326 | 0.2% | - |
| CREATIO RENOV Binche | €11,969 | €1,155 | 69.1% | - |
| Must Technology Hamme (Vl.) | €20,965 | -€430 | -13.9% | - |
| DEBARSY TERRASSEMENT Gesves | €24,122 | -€8,824 | 0.4% | - |
| AMENAGEMENTS - TERRASSEMENTS - CONTAINERS - SOUDURES Aywaille | €11,311 | -€15,932 | -212.6% | - |
| Alpode Houthalen-Helchteren | €11,213 | -€23,971 | -193.6% | - |
| Skydal Constorent Antwerp | €19,360 | €1,356 | 5.3% | - |
These companies have the same main activity as ASB CONSTRUCT: site preparation (NACE 43120). They are comparable in size and age: total assets between €11,200 and €24,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 30-11-2023Normal situation
- Activity
- Site preparationNACE 43120and 4 others
- Establishment unit
- 2.354.698.5566042 Charleroi, since 07-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-03-2026
Annual accounts 2024
- €151,904
- €3,971
- €29
- €18,058
- Filing
- Filed on 30-06-2025, 31 days before the end of the filing period
Insights on ASB CONSTRUCT
The computed 12-month bankruptcy probability of ASB CONSTRUCT is 9.1% (elevated). The 2024 annual accounts show equity of €29 and a net result of -€3,971.
Its solvency ranks better than 10% of 35,956 sector peers (NACE 43, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 30-06-2025, 31 days before the deadline€151,904
-€3,780
-€2,766
-€2,957
0.2%
1.00
Money flows
of every €100 of turnover, €2.61 was lost in 2024Balance sheet
balance sheet total €18,058 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
0.2%
Higher than 10% of 35,956 companies in 2024.
1.00
Higher than 20% of 35,354 companies in 2024.
-22.0%
Higher than 8% of 35,538 companies in 2024.
ASB CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
18,058 | |
21/28 |
2,413 | |
22/27 |
2,413 | |
22 |
2,413 | |
29/58 |
15,645 | |
40/41 |
15,125 | |
40 |
10,501 | |
41 |
4,625 | |
54/58 |
520 | |
| Balance sheet: equity and liabilities | ||
10/49 |
18,058 | |
10/15 |
29 | |
10/11 |
4,000 | |
14 |
-3,971 | |
17/49 |
18,029 | |
42/48 |
15,653 | |
44 |
13,641 | |
440/4 |
13,641 | |
47/48 |
2,012 | |
492/3 |
2,376 | |
| Income statement | ||
70 |
151,904 | |
9900 |
-2,326 | |
60/61 |
154,230 | |
630 |
1,015 | |
640/8 |
440 | |
9901 |
-3,780 | |
65/66B |
191 | |
65 |
191 | |
9903 |
-3,971 | |
9904 |
-3,971 | |
9905 |
-3,971 | |
| Appropriation of the result | ||
9906 |
-3,971 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 30-06-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 30-06-2025 | 2025-00234372 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 |
|---|---|---|
| -2,766 | ||
| -2,957 | ||
| 3,427 | ||
| -8 | ||
| -2.5% | ||
| 0.2% | ||
| 1.00 | ||
| -22.0% | ||
| -14.47 | ||
| 25 days | ||
| 32 days |
The equity ratios are withheld because equity of €29 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2024 |
|---|---|
| Tangible fixed assets | €2,446 |
| Intangible fixed assets | €981 |
| €1,015 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Insights on ASB CONSTRUCT
Debt's share of the balance-sheet total is 99.8%.
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles)
appointed by deed of 04-12-2023
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 04-12-2023
Mandates through the years
2 names, the dashed line is todayBAYRAM Erdal
Director (not named in the articles)
Director (not named in the articles)
ASLAN MESUT
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- BAYRAM Erdal
- Director (not named in the articles), appointed by deed of 04-12-2023, still in office
- ASLAN MESUT
- Director (not named in the articles), appointed by deed of 04-12-2023, until 25-11-2025
Control
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €0.29 in 2024
- Source
- deed of 04-12-2023
Articles of association
deed of 04-12-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
Stated in the deed
deed of 25-11-2025 ↗
- BAYRAM Erdal 50 shares
- ASLAN Mesut 50 shares
Share transfer
deed of 25-11-2025 ↗
- ASLAN Mesut to BAYRAM Erdal 50 shares
At incorporation
deed of 04-12-2023 ↗
- Erdal BAYRAL 50 shares (50%) · €2,000
- ASLAN Mesut 50 shares (50%) · €2,000
- BAYRAM Erdal founder
Network & group
No group
ASB CONSTRUCT has no parent and no holdings in its annual accounts. BAYRAM Erdal is the only director.
Earlier ties
| Aslan Construct via ASLAN MESUT, at ASB CONSTRUCT until 2025 · Director (not named in the articles) · deed of 11-06-2025 founded in 2025 |
total assets €87,875 (2025) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
5 events since 2023Board
Capital
Filings
Establishments
Address
2023202420252026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1002867756
2025
Registered office moved within CharleroiTransfer of 50 shares from ASLAN Mesut to BAYRAM Erdal · New registered office: Rue Arthur Decoux 179, 6020 Charleroi · Previous registered office: Rue du Warchat 61, 6042 CHARLEROI · General meeting of 15-07-20257 points ▸
- General meeting, 15-07-2025
- Director resignation, ASLAN Mesut
- Share transfer, ASLAN Mesut → BAYRAM Erdal, 50 shares
- Registered-office move, Rue Arthur Decoux 179, 6020 Charleroi
- BAYRAM Erdal holds 50 shares
- ASLAN Mesut holds 50 shares
- BAYRAM Erdal holds 100 shares
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
2023
First establishment Rue du Warchat 61, Charleroi
IncorporationFounding capital of €4,000, 100 shares · Founders: ASLAN Mesut and BAYRAM Erdal · Appointments: ASLAN Mesut (director) and BAYRAM Erdal (director) · published on 04-12-20238 points ▸
- Founding capital, €4,000, 100 shares
- Erdal BAYRAL holds 50 shares
- ASLAN Mesut holds 50 shares
- Registered office clause, Rue du Warchat 61, 6042 Lodelinsart
- Director appointment, ASLAN Mesut (director (not named in the articles))
- Director appointment, BAYRAM Erdal (director (not named in the articles))
- Founder, ASLAN Mesut
- Founder, BAYRAM Erdal
- The deed holds 9 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 30 November 2023, ASB CONSTRUCT was incorporated as a private limited company by three natural persons, with a starting capital of €4,000.12 In 2025 the registered office moved to Charleroi.3 BAYRAM Erdal is director of the company, appointed by deed of 04-12-2023.2
Company details
Identity
- Enterprise number
- 1002.867.756
- VAT number
- BE 1002.867.756
- Peppol ID
- 0208:1002867756
- Other Peppol ID
- 9925:BE1002867756
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 30-11-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 14:00deed of 04-12-2023 (in French)
- Peppol
- Reachable since 13-03-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- ASB CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-12-2023 (in French)
Activities
NACEBEL 202543120
Site preparation main activity
43230
Insulation installation
Codes under NACEBEL 2008
43120
Site preparation main activity
43291
Specialised construction activities
43299
Specialised construction activities
43994
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Construction de bâtiments résidentiels et non résidentiels; Réalisation du gros œuvre de maisons individuelles; Construction de maisons…”deed of 04-12-2023 (in French)
17 activities
- Construction de bâtiments résidentiels et non résidentiels
- Réalisation du gros œuvre de maisons individuelles
- Construction de maisons individuelles "clés en mains"
- Réalisation du gros œuvre de bâtiments à cellules multiples (appartements,etc.)
- Réalisation d'appartements "clés en mains"
- Réalisation du gros œuvre des bâtiments
- Coordination générale sur le chantier
- Autres travaux de construction spécialisés n.c.a.
- Maçonnerie
- Exécution de travaux de rejointoiement
- L'entreprise générale de construction,soit directement soit par sous-traitance (notamment tous travaux de gros-œuvre,d'achèvement,achat de vente de matériaux de construction,maçonnerie,coffrage,ferraillage,béton,cimentage,recouvrement de corniche en P.V.C.,démoussage)
- Tous travaux d’isolation
- Tous travaux de mise en œuvre dans des bâtiments ou d’autres projets de construction de matériaux,d’isolation thermique,acoustique et anti vibratile
- L’installation de stores et de bannes
- Toutes activités liées à la détention et à la gestion d’un patrimoine immobilier,l’achat,la vente,la location et la mise en valeur des biens immeubles,leur lotissement,le tout pour son compte propre
- Tous travaux liés à la construction : pose de bordures,ramonage de cheminées,installation d'échafaudages,"rejointoyage" de façades,travaux d’égouts,terrassement,travaux de drainage,placement de clôtures,isolation thermique et acoustique,commerce de détails,gestion et organisation de sociétés,gestion d'immeubles,électronique,vide maison,électricité
- La société a également pour objet la vente et négociation de tous les matériaux de construction,en ce compris les châssis et vitreries
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Arthur Decoux 179 registered office 6020 Charleroi | ||
| Rue du Warchat 61 6042 Charleroi | 07-12-2023 | 2.354.698.556 |
1 former office
- Rue du Warchat 61, 6042 Charleroi until the deed of 25-11-2025
Buildings and parcels at the addresses
- Ground area
- 323 m²
- Buildings
- 111 m²
- Volume, LiDAR
- 911 m³
- Tallest building
- 11.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52016A0381/00R058 | 197 m² | 1 · 48 m² | 11.8 m · 3 |
| 52040C0258/00X023 | 126 m² | 1 · 63 m² | 9.9 m · 3 |
Contact
E-mail
pro.crepis@gmx.fr
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1002.867.756