ASAYER
ActiveThe computed 12-month bankruptcy probability of ASAYER is 6.5% (elevated). The 2024 annual accounts show equity of €25k and a net result of €3k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 55% of 6712 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
81
/ 100
Excellent▼ -19 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability53▼-47
Solvency76▼-23
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
6.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 2.06 in 2023), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.7%
Return on assets
4.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
86 d early
2022
61 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€25k▲ 11.9%
2023 · €22k
2022: €13k
2023: €22k
2022 → 2024
Total assets
€57k▲ 66.2%
2023 · €35k
2022: €35k
2023: €35k
2022 → 2024
Net result
€3k▼ 70.3%
2023 · €9k
2022: €8k
2023: €9k
2022 → 2024
Working capital
€13k▼ 1.5%
2023 · €13k
2022: €2k
2023: €13k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€22k▲ 67.3%€25k▲ 11.9%
Operating result€8k-€9k▲ 10.0%€5k▼ 49.2%
Net result€8k-€9k▲ 8.7%€3k▼ 70.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 49% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets
€17k▲ 103%
Current assets
€40k▲ 54.1%
Equity and liabilities €57k
Equity
€25k▲ 11.9%
Debt
€33k▲ 161%
The debt ratio rises from 36.5% to 57.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€7k▼
2023 · €12k
Cash flow
€5k▼
2023 · €11k
Solvency
42.7%▼
2023 · 63.5%
Current ratio
1.49▼
2023 · 2.06
Quick ratio
1.49▼
2023 · 2.06
Debt / equity
1.34▲
2023 · 0.58
ROE
10.7%▼
2023 · 40.2%
ROA
4.6%▼
2023 · 25.5%
Interest coverage
22.62▼
2023 · 87.05
Debt
€33k▲
2023 · €13k
Debt ≤ 1 year
€27k▲
2023 · €13k
Debt > 1 year
€6k
Income taxes
€2k
Staff costs
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€35k€57k▲
Fixed assets21/28€9k€17k▲
Tangible fixed assets22/27€9k€17k▲
Furniture and vehicles24€9k€9k▲
Leasing and similar rights25-€8k
Current assets29/58€26k€40k▲
Amounts receivable within one year40/41€16k€37k▲
Trade receivables40€15k€37k▲
Other amounts receivable41€759-
Cash at bank and in hand54/58€10k€3k▼
Equity and liabilities
Total equity and liabilities10/49€35k€57k▲
Equity10/15€22k€25k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€20k▲
Amounts payable17/49€13k€33k▲
Amounts payable after more than one year17-€6k
Financial debts170/4-€6k
Amounts payable within one year42/48€13k€27k▲
Current portion of amounts payable after more than one year42-€2k
Financial debts43€68-
Credit institutions430/8€68-
Trade debts44€11k€18k▲
Suppliers440/4€11k€18k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48-€3k
Income statement
Code20232024
Remuneration, social security and pensions62-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€13k€24k▲
Operating profit (loss)9901€9k€5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€133€301▲
Recurring financial charges65€133€301▲
Profit (loss) for the period before taxes9903€9k€4k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€9k€3k▼
Profit (loss) for the period to be appropriated9905€9k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Profit (loss) brought forward from the previous period14P€8k€17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼70.3%
Net result drops to €3k, the lowest in the series.
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €9k ▲8.7%
Operating result €9k, net result €9k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vifquinstraat 111030 SchaarbeekGround area
99 m²
Building footprint
68 m²
Volume, LiDAR
721 m³
Parcel 21906D0324/00X000, Brussels · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ASAYER
since 20222.332.173.869
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0324/00X000 | Brussels | 99 m² | 1 · 68 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CKC Services
BE 0842.871.206
Schaarbeek · Eq €25k
WILMES TONY
BE 0471.494.927
Florenville · Eq €25k
JOYE T'REC
BE 0890.404.867
Roeselare · Eq €25k
BIFABELO
BE 0725.650.961
Brussel · Eq €25k
ATK BELGIUM
BE 1004.905.944
Zemst · Eq €25k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,083. 5,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2022
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
49420Removal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ertan-eryoruk@outlook.fr
Phone:0493836982