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ASAGEC

Active
Private limited company (pre-2019)founded 200124 yrs activeRue des Monthys(Thy) 49, 5651 Walcourt, BelgiumKBO/BCE: BE 0476.176.859
Summary

The computed 12-month bankruptcy probability of ASAGEC is 3.5% (moderate). The 2024 annual accounts show equity of €153,390 and a net result of -€8,714. Equity is growing by ~3.6% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability66▼-6
Solvency58▼-1
Growth52▼-26
Track record92
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 5.82 against 18.77 in 2023; short-term debt: 8% and cash: 0.3% of total assets), but 67.5% of the assets are financed with debt.
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
32.5%
Return on assets
-1.8%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
12 d late
2023
377 d late
2022
743 d late
2021
1108 d late
2020
26 d late
2019
164 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 405 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

ASAGEC was incorporated on 28 November 2001.1 Total assets rose from EUR 371,666 in 2018 to EUR 471,263 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€153,390▼ 5.4%
2023 · €162,103
Total assets
€471,263=
2023 · €471,480
Net result
-€8,714
2023 · €12,241
Working capital
€181,531▼ 5.3%
2023 · €191,704
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€1,768▲ 89.0%€2,200€27,794▲ 1,163%€13,238▼ 52.4%-€10,261
Net result-€686▲ 94.3%-€338▲ 50.7%€25,269€12,241▼ 51.6%-€8,714
Equity€124,931▼ 0.5%€124,593▼ 0.3%€149,862▲ 20.3%€162,103▲ 8.2%€153,390▼ 5.4%
Total assets€324,063▼ 6.2%€311,982▼ 3.7%€443,004▲ 42.0%€471,480▲ 6.4%€471,263=
Debt€179,244▼ 8.5%€167,501▼ 6.6%€273,254▲ 63.1%€291,161▲ 6.6%€301,328▲ 3.5%
Working capital€7,017▼ 3.0%€11,097▲ 58.1%€143,243▲ 1,191%€191,704▲ 33.8%€181,531▼ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2020: -€1,768-€1,768Net result 2020: -€686-€686Operating result 2021: €2,200€2,200Net result 2021: -€338-€338Operating result 2022: €27,794€27,794Net result 2022: €25,269€25,269Operating result 2023: €13,238€13,238Net result 2023: €12,241€12,241Operating result 2024: -€10,261-€10,261Net result 2024: -€8,714-€8,71420202021202220232024-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2022: €27,794€27,800Net result 2022: €25,269€25,300Operating result 2023: €13,238€13,200Net result 2023: €12,241€12,200Operating result 2024: -€10,261-€10,300Net result 2024: -€8,714-€8,710202220232024
The operating result turns negative in 2024: a loss of €10,261 after €13,238 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €471,263
Fixed assets €252,031 ▼ 6.3%
Current assets €219,232 ▲ 8.3%
Equity and liabilities €471,263
Equity €153,390 ▼ 5.4%
Provisions €16,545 ▼ 9.2%
Debt €301,328 ▲ 3.5%
Debt's share of the balance-sheet total rises from 61.8% to 63.9%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€6,695▼
2023 · €30,194
Cash flow
€8,242▼
2023 · €29,197
Current ratio
5.82▼
2023 · 18.77
Debt to equity
1.96▲
2023 · 1.80
ROE
-5.7%▼
2023 · 7.6%
ROA
-1.8%▼
2023 · 2.6%
Interest coverage
54.15▲
2023 · 11.32
Debt ≤ 1 year
€37,701▲
2023 · €10,789
Debt > 1 year
€263,627▼
2023 · €280,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€471,480€471,263=
Fixed assets21/28€268,987€252,031▼
Tangible fixed assets22/27€268,987€252,031▼
Land and buildings22€268,987€252,031▼
Current assets29/58€202,493€219,232▲
Amounts receivable after more than one year29€150,000€150,000=
Trade receivables290€150,000€150,000=
Amounts receivable within one year40/41€50,708€67,876▲
Trade receivables40€20,726€35,700▲
Other amounts receivable41€29,982€32,176▲
Cash at bank and in hand54/58€1,785€1,356▼
Equity and liabilities
Total equity and liabilities10/49€471,480€471,263=
Equity10/15€162,103€153,390▼
Contributions10/11€93,250€93,250=
Reserves13€45,481€41,309▼
Tax-exempt reserves132€45,481€41,309▼
Profit (loss) carried forward14€23,372€18,831▼
Provisions and deferred taxes16€18,217€16,545▼
Deferred taxes168€18,217€16,545▼
Amounts payable17/49€291,161€301,328▲
Amounts payable after more than one year17€280,372€263,627▼
Financial debts170/4€223,977€216,055▼
Other amounts payable178/9€56,395€47,572▼
Amounts payable within one year42/48€10,789€37,701▲
Current portion of amounts payable after more than one year42€8,350€9,669▲
Trade debts44€2,439€28,032▲
Suppliers440/4€2,439€28,032▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,956€16,956=
Other operating charges640/8€334€23,305▲
Gross operating margin9900€30,528€30,000▼
Operating profit (loss)9901€13,238-€10,261▼
Financial charges65/66B€2,668€124▼
Recurring financial charges65€2,668€124▼
Profit (loss) for the period before taxes9903€10,570-€10,385▼
Transfer from deferred taxes780€1,671€1,671=
Profit (loss) for the period9904€12,241-€8,714▼
Transfer from tax-exempt reserves789€4,172€4,172=
Profit (loss) for the period to be appropriated9905€16,413-€4,541▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,372€18,831▼
Profit (loss) brought forward from the previous period14P€6,959€23,372▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,956€16,956€16,956€16,956€16,956=
Other operating charges640/8-€7,623€248€334€23,305▲ 6,878%
Gross operating margin9900€22,754€26,779€44,997€30,528€30,000▼ 1.7%
Operating profit (loss)9901-€1,768€2,200€27,794€13,238-€10,261▼ 178%
Financial charges65/66B-€2,538€2,525€2,668€124▼ 95.4%
Recurring financial charges65€2,848€2,538€2,525€2,668€124▼ 95.4%
Profit (loss) for the period before taxes9903-€4,616-€338€25,269€10,570-€10,385▼ 198%
Transfer from deferred taxes780---€1,671€1,671=
Income taxes67/77€50-----
Profit (loss) for the period9904-€686-€338€25,269€12,241-€8,714▼ 171%
Transfer from tax-exempt reserves789---€4,172€4,172=
Profit (loss) for the period to be appropriated9905€7,044-€338€25,269€16,413-€4,541▼ 128%
Line20202021202220232024Change
Assets
Total assets20/58€324,063€311,982€443,004€471,480€471,263=
Fixed assets21/28€302,899€285,943€285,943€268,987€252,031▼ 6.3%
Tangible fixed assets22/27€302,899€285,943€285,943€268,987€252,031▼ 6.3%
Land and buildings22-€285,943€285,943€268,987€252,031▼ 6.3%
Current assets29/58€21,163€26,038€157,061€202,493€219,232▲ 8.3%
Amounts receivable after more than one year29--€120,000€150,000€150,000=
Trade receivables290--€120,000€150,000€150,000=
Amounts receivable within one year40/41€19,716€25,961€37,053€50,708€67,876▲ 33.9%
Trade receivables40--€8,026€20,726€35,700▲ 72.2%
Other amounts receivable41-€25,961€29,027€29,982€32,176▲ 7.3%
Cash at bank and in hand54/58€1,447€77€8€1,785€1,356▼ 24.0%
Equity and liabilities
Total equity and liabilities10/49€324,063€311,982€443,004€471,480€471,263=
Equity10/15€124,931€124,593€149,862€162,103€153,390▼ 5.4%
Contributions10/11-€93,250€93,250€93,250€93,250=
Reserves13€49,653€49,653€49,653€45,481€41,309▼ 9.2%
Tax-exempt reserves132-€49,653€49,653€45,481€41,309▼ 9.2%
Profit (loss) carried forward14-€17,972-€18,310€6,959€23,372€18,831▼ 19.4%
Provisions and deferred taxes16€19,888€19,888€19,888€18,217€16,545▼ 9.2%
Deferred taxes168-€19,888€19,888€18,217€16,545▼ 9.2%
Amounts payable17/49€179,244€167,501€273,254€291,161€301,328▲ 3.5%
Amounts payable after more than one year17€165,098€152,559€259,436€280,372€263,627▼ 6.0%
Financial debts170/4-€92,708€201,360€223,977€216,055▼ 3.5%
Other amounts payable178/9-€59,852€58,077€56,395€47,572▼ 15.6%
Amounts payable within one year42/48€14,146€14,942€13,818€10,789€37,701▲ 249%
Current portion of amounts payable after more than one year42-€6,616€6,616€8,350€9,669▲ 15.8%
Financial debts43--€26---
Credit institutions430/8--€26---
Trade debts44€6,559€8,326€7,176€2,439€28,032▲ 1,049%
Suppliers440/4-€8,326€7,176€2,439€28,032▲ 1,049%
Line20202021202220232024Change
Profit (loss) for the period9904-€686-€338€25,269€12,241-€8,714▼ 171%
+ Depreciation and write-downs630€16,956€16,956€16,956€16,956€16,956=
Operating cash flow (approximation)€16,270€16,618€42,225€29,197€8,242▼ 71.8%
Investment in fixed assets (approximation)-€0-€16,956€0€0-
Change in cash--€1,370-€69€1,778-€429▼ 124%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
12-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 377 days late
12-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 743 days late
12-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1108 days late
10-06
KBO administration Address struck
2023
31-12
Financial Equity above €150,000Eq €162,103 ▲8.2%
2 profitable years in a row build equity to €162,103.
2022
31-12
Financial Back to profitnet €25,269
Net result €25,269 after 4 loss-making years.
31-12
Financial Liquidity times 7current ratio 11.37
Current ratio from 1.74 to 11.37; short-term debt falls from €14,942 to €13,818.
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
11-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 164 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 397 days late
2019
31-12
Financial Weakest financial yearnet -€11,938
Net result drops to -€11,938, the lowest in the series; recovery starts the following year.
Show earlier events
2018
13-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 105 days late
2017
22-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
2016
31-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt
approximate (street level) On OpenStreetMap
Ground area
1,229 m²
Building footprint
93 m²
Parcel 93078C0136/00N000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93078C0136/00N000 Wallonia 1,229 m² 1 · 93 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.