AS & PARTNERS

Active

Private limited companyfounded 20251 yr activeLouizalaan 231, 1050 Elsene, BelgiumKBO/BCE: BE 1021.709.215

Summary

AS & PARTNERS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,067 and a net result of €25,567. Its solvency ranks better than 42% of 15566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

AS & PARTNERSActiveChecked score 83/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

1 site

Size

€55,376total assets 2025

Equity: €27,067
Profit: €25,567

Turnover not published (abridged schema)

Financial health

83 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Accounts filed 39 d late1 of 2 deeds read

Why 83- 1 change of registered office in 24 months- Latest accounts 39 days late; 1 of the last 3 late+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 08-09-2026)Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Better than 46% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 74

equity 48.9% of total assets

Liquidity 34

short-term debt 51.1% · cash 7.5%

Profitability 100

return on assets 46.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,001 companies)

Last 24 months 04-2026: 0.6% 05-2026: 0.6%● 0.0% vs 04-2026 06-2026: 0.7%▲ +2.0% vs 05-2026 07-2026: 0.7%▲ +0.9% vs 06-2026 08-2026: 0.7%● 0.0% vs 07-2026 09-2026: 0.7%▲ +8.7% vs 08-2026highest value 10-2026: 0.4%▼ -47.5% vs 09-2026lowest value

Sector Legal and accounting activities (NACE 69) lowers the probability
1 change of registered office in 24 months raises the probability
Figures for FY 2025 (filed 08-09-2026) lowers the probability
Latest accounts 39 days late; 1 of the last 3 late raises the probability

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 1.86; short-term debt: 51.1% and cash: 7.5% of total assets), but 51.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 45%, liquidity 11%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2025 (filed 08-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 39 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

39 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage