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AS INVEST

Active
Private limited company (pre-2019)founded 2003active for 22 yearsCourbevoie 13, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0862.409.083

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

The file of AS INVEST contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 2.6% (moderate). The 2025 annual accounts show equity of €126,891 and a net result of €17,457. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 56% of 34,902 sector peers (NACE 43, financial year 2025).

Overview

Official details

KBO
Status
Active since 26-12-2003 Normal situation
Registered office
78 active companies are registered at this address 9 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Other specialised construction activities NACE 43990and 5 others
Establishment unit
2.135.299.503 3090 Overijse, since 26-12-2003
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • DEMAIN SébastienDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Annual accounts 2025
Gross margin
€81,011
▲ 72.9%
Turnover
≈ €410,000
estimated
Profit
€17,457
▼ 29.6%
Equity
€126,891
▲ 16.0%
Total assets
€245,724
▲ 21.1%
  • 2025 accounts filed 75 days after the deadline
Filed on 14-10-2026
Score breakdownraises riskLast filed accounts filed 75 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsSize: total assets €245,724Liquidity: current ratio 3.19, cash €5,018Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 50% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 77-2
equity 51.6% of total assets
Liquidity 39+11
short-term debt 31.2% · cash 2.0%
Profitability 78-6
return on assets 7.1%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.2%▼ -0.1 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025lowest value 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.4 percentage points vs 07-2025 09-2025: 1.9%▲ +0.2 percentage points vs 08-2025 10-2025: 2.3%▲ +0.4 percentage points vs 09-2025 11-2025: 2.4%▲ +0.1 percentage points vs 10-2025 12-2025: 3.2%▲ +0.8 percentage points vs 11-2025 01-2026: 2.4%▼ -0.8 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.2 percentage points vs 05-2026 07-2026: 2.1%▼ -0.1 percentage points vs 06-2026 08-2026: 5.2%▲ +3.1 percentage points vs 07-2026 09-2026: 6.1%▲ +0.9 percentage points vs 08-2026highest value 10-2026: 2.6%▼ -3.5 percentage points vs 09-2026 11-2026: 2.6%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications
Liquidity is ample, with a current ratio of 3.19 (2.12 in 2024), above the usual 1.5. Short-term debt is 31.2% and cash 2% of total assets. 48.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 28% on liquidity, 54% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Last filed accounts filed 75 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €245,724
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.19, cash €5,018
NBB · annual accounts
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
149 days late
2023
92 days late
2022
86 days late
2021
88 days late
2020
31 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 92 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €17,457 8 years View

Comparable companies

These companies have the same main activity as AS INVEST: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €232,000 and €274,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
AS INVEST Ottignies-Louvain-la-Neuve€245,724€81,011
GESTELS GROEP Heist-op-den-Berg€257,477€78,234
AVCIBAT Oupeye€250,221€91,956
JASTRZAB CONSTRUCT Sint-Lambrechts-Woluwe€247,182€77,968
MGR GROUP Charleroi€267,858€78,374
PHR RENOVATION Tournai€231,543€95,193
VAN WIJMELBEKE Waregem€274,256€68,235
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about AS INVEST

What is the company number of AS INVEST?
The company number of AS INVEST is 0862.409.083. The VAT number is the same number with BE in front: BE 0862.409.083.
Where is AS INVEST based?
The registered office is at Courbevoie 13, 1348 Ottignies-Louvain-la-Neuve.Company details
What does AS INVEST do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of AS INVEST?
The legal form of AS INVEST is Private limited company (pre-2019) (BVBA).
When was AS INVEST founded?
AS INVEST was founded on 26-12-2003.
Is AS INVEST still active?
Yes, AS INVEST is an active enterprise in the KBO register.
What is the turnover of AS INVEST?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €81,011 and 70 comparable companies (NACE 43990). It probably lies between €300,000 and €850,000.Financials
Is AS INVEST profitable?
In financial year 2025, AS INVEST made a profit of €17,457.
Where can I find the annual accounts of AS INVEST?
AS INVEST filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of AS INVEST due?
AS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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