AS BANDENCENTRALE
ActiveAS BANDENCENTRALE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €6k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+34
Solvency95▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 2.47 in 2023; short-term debt: 30.5% and cash: 22.1% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
83 d late
2023
61 d late
2022
65 d late
2021
122 d late
2020
152 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€101k▲ 6.7%
2023 · €94k
2018: €60k
2019: €73k
2020: €90k
2021: €92k
2022: €93k
2023: €94k
2018 → 2024
Total assets
€145k▼ 8.7%
2023 · €159k
2018: €100k
2019: €106k
2020: €134k
2021: €156k
2022: €143k
2023: €159k
2018 → 2024
Net result
€6k▲ 235%
2023 · €2k
2018: €11k
2019: €13k
2020: €17k
2021: €2k
2022: €237
2023: €2k
2018 → 2024
Working capital
€99k▲ 4.5%
2023 · €94k
2018: €57k
2019: €70k
2020: €88k
2021: €91k
2022: €92k
2023: €94k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€92k▲ 2.5%€93k▲ 0.3%€94k▲ 2.1%€101k▲ 6.7%
Operating result€18k-€4k▼ 74.7%€7k▲ 66.8%€6k▼ 23.2%€8k▲ 34.1%
Net result€17k-€2k▼ 86.8%€237▼ 89.3%€2k▲ 704%€6k▲ 235%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €145k
Fixed assets
€2k
Current assets
€143k
Equity and liabilities €145k
Equity
€101k▲ 6.7%
Debt
€44k▼ 31.4%
The debt ratio falls from 40.5% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Solvency
69.5%▲
2023 · 59.5%
Current ratio
3.24▲
2023 · 2.47
Quick ratio
0.95▲
2023 · 0.64
Debt / equity
0.44▼
2023 · 0.68
ROE
6.3%▲
2023 · 2.0%
ROA
4.4%▲
2023 · 1.2%
Interest coverage
110.10
Debt
€44k▼
2023 · €64k
Debt ≤ 1 year
€44k▼
2023 · €64k
Income taxes
€1k▼
2023 · €3k
Staff costs
€84k▲
2023 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€159k€145k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€159k€143k▼
Stocks and contracts in progress3€117k€101k▼
Stocks30/36€117k€101k▼
Amounts receivable within one year40/41€24k€10k▼
Trade receivables40€24k€10k▼
Other amounts receivable41-€245
Cash at bank and in hand54/58€18k€32k▲
Equity and liabilities
Total equity and liabilities10/49€159k€145k▼
Equity10/15€94k€101k▲
Contributions10/11€19k€19k=
Reserves13€19k€19k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€57k€64k▲
Amounts payable17/49€64k€44k▼
Amounts payable within one year42/48€64k€44k▼
Trade debts44€37k€13k▼
Suppliers440/4€37k€13k▼
Taxes, remuneration and social security45€27k€31k▲
Taxes450/3€18k€31k▲
Remuneration and social security454/9€9k-
Other amounts payable47/48-€982
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€711k€813k▲
Remuneration, social security and pensions62€76k€84k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€109
Other operating charges640/8€701€907▲
Gross operating margin9900€83k€93k▲
Operating profit (loss)9901€6k€8k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€330€70▼
Recurring financial charges65€330€70▼
Profit (loss) for the period before taxes9903€5k€8k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€64k▲
Profit (loss) brought forward from the previous period14P€55k€57k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 83 days late
2024
31-12
Financial
Equity above €100kEq €101k ▲6.7%
7 profitable years in a row build equity to €101k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Weakest financial yearnet €237 ▼89.3%
Net result drops to €237, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲27.8%
Net result €17k, the highest in the series.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 42 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 92 days late
2016
09-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gebroeders De Smetstraat 789000 GentGround area
12 m²
Parcel 44810K0073/00Y004, Flanders. Linked by address, not a title deed.
1 establishment unit
AS BANDENCENTRALE
since 20022.096.023.015
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0073/00Y004 | Flanders | 12 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,000 companies in sector 95315 we hold annual accounts for 427. 331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2002
Fiscal year end31-12
Activities, NACEBEL
95315Tyre services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.