AS
ActiveSummary
AS has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,606 and a net result of €14,784. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 87% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-19
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 4.84 against 3.03 in 2024; short-term debt: 19.6% and cash: 48.1% of total assets), and 19.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €122,606
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
30 d late
2020
61 d late
2019
146 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#8 oldest company in Sint-Jans-Molenbeek, Other services sector
Turnover
€131,921
EBIT margin
-21.3%
Net result
€14,784▼ 68.8%
2024 · €47,393
Working capital
€114,611▲ 17.5%
2024 · €97,536
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result-€6,609€1,015€35,509▲ 3,397%€52,761▲ 48.6%€18,065▼ 65.8%
Net result-€3,434below the sector's middle half€5,135within the sector's middle half€38,667above the sector's middle half▲ 653%€47,393above the sector's middle half▲ 22.6%€14,784within the sector's middle half▼ 68.8%
EBIT margin
Equity€16,627within the sector's middle half▼ 17.1%€21,762within the sector's middle half▲ 30.9%€60,429within the sector's middle half▲ 178%€107,822within the sector's middle half▲ 78.4%€122,606within the sector's middle half▲ 13.7%
Total assets€96,001within the sector's middle half▲ 8.8%€103,847within the sector's middle half▲ 8.2%€95,261within the sector's middle half▼ 8.3%€155,935within the sector's middle half▲ 63.7%€152,752within the sector's middle half▼ 2.0%
Debt€79,374▲ 16.5%€82,084▲ 3.4%€34,832▼ 57.6%€48,113▲ 38.1%€30,146▼ 37.3%
Working capital€7,074▼ 52.1%€8,319▲ 17.6%€47,449▲ 470%€97,536▲ 106%€114,611▲ 17.5%
Solvency17.3%within the sector's middle half▼ 5.4pp21.0%within the sector's middle half▲ 3.6pp63.4%above the sector's middle half▲ 42.5pp69.1%above the sector's middle half▲ 5.7pp80.3%above the sector's middle half▲ 11.1pp
Staff (FTE)1▲ 150%1.4▲ 40.0%1▼ 28.6%1=1=
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152,752
Fixed assets
€8,270 ▼ 19.6%
Current assets
€144,482 ▼ 0.8%
Equity and liabilities €152,752
Equity
€122,606 ▲ 13.7%
Debt
€30,146 ▼ 37.3%
Debt's share of the balance-sheet total falls from 30.9% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20,082▼
2024 · €55,455
Cash flow
€16,800▼
2024 · €50,088
Current ratio
4.84▲
2024 · 3.03
Quick ratio
4.83▲
2024 · 3.02
Debt to equity
0.25▼
2024 · 0.45
ROE
12.1%▼
2024 · 44.0%
ROA
9.7%▼
2024 · 30.4%
Interest coverage
61.04▼
2024 · 168.60
Debt ≤ 1 year
€29,871▼
2024 · €48,113
Income taxes
€6,483▼
2024 · €8,968
Staff costs
€18,374▲
2024 · €16,697
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €30,000 | €48,602 | €17,973 | €16,697 | €18,374 | ▲ 10.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €839 | €1,897 | €2,364 | €2,695 | €2,016 | ▼ 25.2% |
| Other operating charges640/8 | €1,484 | €2,525 | €372 | €3,424 | €1,812 | ▼ 47.1% |
| Gross operating margin9900 | €25,714 | €54,039 | €56,219 | €75,576 | €40,268 | ▼ 46.7% |
| Operating profit (loss)9901 | -€6,609 | €1,015 | €35,509 | €52,761 | €18,065 | ▼ 65.8% |
| Financial income75/76B | €3,384 | €4,409 | €3,426 | €3,930 | €3,530 | ▼ 10.2% |
| Recurring financial income75 | €3,384 | €4,409 | €3,426 | €3,930 | €3,530 | ▼ 10.2% |
| Financial charges65/66B | €209 | €290 | €268 | €329 | €329 | = |
| Recurring financial charges65 | €209 | €290 | €268 | €329 | €329 | = |
| Profit (loss) for the period before taxes9903 | -€3,434 | €5,135 | €38,667 | €56,361 | €21,267 | ▼ 62.3% |
| Income taxes67/77 | - | - | - | €8,968 | €6,483 | ▼ 27.7% |
| Profit (loss) for the period9904 | -€3,434 | €5,135 | €38,667 | €47,393 | €14,784 | ▼ 68.8% |
| Profit (loss) for the period to be appropriated9905 | -€3,434 | €5,135 | €38,667 | €47,393 | €14,784 | ▼ 68.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,001 | €103,847 | €95,261 | €155,935 | €152,752 | ▼ 2.0% |
| Fixed assets21/28 | €11,554 | €13,444 | €12,980 | €10,286 | €8,270 | ▼ 19.6% |
| Tangible fixed assets22/27 | €6,684 | €8,574 | €8,110 | €5,416 | €3,400 | ▼ 37.2% |
| Plant, machinery and equipment23 | €3,673 | €6,435 | €4,810 | €3,184 | €2,174 | ▼ 31.7% |
| Furniture and vehicles24 | €370 | €22 | €1,708 | €1,075 | €441 | ▼ 59.0% |
| Other tangible fixed assets26 | €2,641 | €2,117 | €1,593 | €1,157 | €785 | ▼ 32.2% |
| Financial fixed assets28 | €4,870 | €4,870 | €4,870 | €4,870 | €4,870 | = |
| Current assets29/58 | €84,448 | €90,403 | €82,280 | €145,649 | €144,482 | ▼ 0.8% |
| Stocks and contracts in progress3 | €2,550 | - | €375 | €240 | €315 | ▲ 31.3% |
| Stocks30/36 | €2,550 | - | €375 | €240 | €315 | ▲ 31.3% |
| Amounts receivable within one year40/41 | €61,491 | €65,796 | €62,271 | €64,977 | €68,513 | ▲ 5.4% |
| Trade receivables40 | €1,083 | - | - | €1,474 | €1,769 | ▲ 20.0% |
| Other amounts receivable41 | €60,408 | €65,796 | €62,271 | €63,503 | €66,744 | ▲ 5.1% |
| Cash at bank and in hand54/58 | €18,199 | €24,607 | €19,634 | €79,166 | €73,444 | ▼ 7.2% |
| Deferred charges and accrued income490/1 | €2,208 | - | - | €1,266 | €2,209 | ▲ 74.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,001 | €103,847 | €95,261 | €155,935 | €152,752 | ▼ 2.0% |
| Equity10/15 | €16,627 | €21,762 | €60,429 | €107,822 | €122,606 | ▲ 13.7% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | €18,592 | - | - | - | - |
| Issued capital100 | €18,592 | €18,592 | - | - | - | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€3,824 | €1,311 | €39,978 | €87,371 | €102,155 | ▲ 16.9% |
| Amounts payable17/49 | €79,374 | €82,084 | €34,832 | €48,113 | €30,146 | ▼ 37.3% |
| Amounts payable within one year42/48 | €77,374 | €82,084 | €34,832 | €48,113 | €29,871 | ▼ 37.9% |
| Trade debts44 | €36,684 | €36,823 | €14,803 | €18,378 | €2,999 | ▼ 83.7% |
| Suppliers440/4 | €36,684 | €36,823 | €14,803 | €18,378 | €2,999 | ▼ 83.7% |
| Taxes, remuneration and social security45 | €2,608 | €7,210 | €5,977 | €15,684 | €11,820 | ▼ 24.6% |
| Taxes450/3 | - | €1,589 | €2,993 | €12,550 | €6,682 | ▼ 46.8% |
| Remuneration and social security454/9 | €2,608 | €5,621 | €2,984 | €3,134 | €5,139 | ▲ 64.0% |
| Other amounts payable47/48 | €38,082 | €38,052 | €14,052 | €14,052 | €15,052 | ▲ 7.1% |
| Accrued charges and deferred income492/3 | €2,000 | - | - | - | €274 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,434 | €5,135 | €38,667 | €47,393 | €14,784 | ▼ 68.8% |
| + Depreciation and write-downs630 | €839 | €1,897 | €2,364 | €2,695 | €2,016 | ▼ 25.2% |
| Operating cash flow (approximation) | -€2,595 | €7,032 | €41,031 | €50,088 | €16,800 | ▼ 66.5% |
| Investment in fixed assets (approximation) | - | -€3,787 | -€1,901 | €0 | €0 | - |
| Change in cash | - | €6,408 | -€4,973 | €59,532 | -€5,722 | ▼ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €47,393 ▲22.6%
Operating result €52,761, net result €47,393, both a record.
31-12
Financial
Equity above €100,000Eq €107,822 ▲78.4%
3 profitable years in a row build equity to €107,822.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 1.10 to 2.36; short-term debt falls from €82,084 to €34,832.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €5,135
Net result €5,135 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 146 days late
2019
31-12
Financial
Back to profitnet €16,502
Net result €16,502 after one loss-making year.
Show earlier events
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1985
Ground area
651 m²
Building footprint
647 m²
Volume, LiDAR
4,594 m³
Parcel 21523B0937/00D071, Brussels · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Onafhankelijkheidstraat 25, 1080 Sint-Jans-Molenbeek
since 19852.110.723.958
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0937/00D071 | Brussels | 651 m² | 1 · 647 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 2,353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-05-1985
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0427246101
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.