Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of ARYX is 0.8% (low). The 2025 annual accounts show negative equity (€-161k) and a net result of €-19k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2768 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.8%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 02-03-2026 | 59 d early | 2026-00046477 |
| 30-09-2024 | 30-04-2025 | 29-04-2025 | 1 d early | 2025-00079242 |
| 30-09-2023 | 30-04-2024 | 30-04-2024 | on the day | 2024-00073918 |
| 30-09-2022 | 30-04-2023 | 24-03-2023 | 37 d early | 2023-00044412 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-19k
Working capital€31k-30.2%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 02-03-2026 with the NBB · fiscal year 2025 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~11.5%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -218.4% | 62.1% | |
| Net result | €-19k | €39k | |
| Equity | €-161k | €62k | |
| Gross operating margin | €-10k | €62k | |
| Total assets | €74k | €121k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P5
Stable position over 2022-2025
· n=2768-7351
P5
Stable position over 2022-2025
· n=2770-7348
P5
Stable position over 2022-2025
· n=2769-7353
P5
Stable position over 2022-2025
· n=2770-7342
Describes the position versus peers, not a forecast.
€-10k
-
22-25
€-19k
-
22-25
€-11k
-
22-25
€74k
-1.7%
22-25
€-161k
-13.1%
22-25
€31k
-30.2%
22-25
€235k
+8.0%
22-25
€6k
-42.6%
22-25
Show 8 other metrics
€229k
+10.6%
22-25
5.99
+17.4%
22-25
5.99
+17.4%
22-25
-218.4%
-15.0%
22-25
-1.46
+4.5%
22-25
11.6%
-
22-25
-25.3%
-
22-25
-119.28
-
22-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-19k |
| Cash flow | €-11k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €74k |
| Equity | €-161k |
| Debt | €235k |
| of which ≤ 1y | €6k |
| of which > 1y | €229k |
| Working capital | €31k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 5.99 |
| Quick ratio | 5.99 |
| Working capital ratio | 41.7% |
| Solvency | -218.4% |
| Debt / equity | -1.46 |
| Long-term debt ratio | -1.42 |
| Interest coverage | -119.28 |
| Gross margin | - |
| Net margin | - |
| ROA | -25.3% |
| ROE | 11.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €74k |
| Fixed assets | 21/28 | €37k |
| Intangible fixed assets | 21 | €12k |
| Tangible fixed assets | 22/27 | €25k |
| Current assets | 29/58 | €37k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €32k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €74k |
| Equity | 10/15 | €-161k |
| Contributions / capital | 10/11 | €60k |
| Accumulated profits (losses) | 14 | €-221k |
| Amounts payable | 17/49 | €235k |
| Amounts payable after one year | 17 | €229k |
| Amounts payable within one year | 42/48 | €6k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €-10k |
| Operating result | 9901 | €-19k |
| Financial charges | 65 | €88 |
| Result before taxes | 9903 | €-19k |
| Net result for the period | 9904 | €-19k |
| Result to be appropriated | 9905 | €-19k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed37
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
no sitting director5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
-
CompanionsPrivate limited companyDirector· perm. rep.: Fabian Van KerckhoveState Gazette act 21075402 (24-06-2021)Former- → 27-04-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 24-12-2020 |
| Status | Active |
| Postal code | 2180 |
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationARYX
since 20202.311.389.046
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area250 m²
Buildings1
Building footprint109 m²
Volume (LiDAR)662 m³
Tallest building9.7 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0136/00G008 | Flanders | 250 m² | 1 · 109 m² | 9.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
5 acts Address history · 2
11-05-2023
v3.2
24-06-2021
v3.2
All acts · 5
updated 3 months ago
2026
04-05-2026 General meeting · Officer resignation · Officer discharge · Officer appointment
- Filing: 2026-04-16 · Aryx
- General meeting: 2026-01-01 · Aryx
- Officer resignation: date: 2026-01-01, role: niet-statutaire bestuurder · BV Proforward
- Officer discharge · BV Proforward
- Officer appointment: date: 2026-01-01, role: niet-statutaire bestuurder · David Franck
- Mandate term: onbepaalde duur · David Franck
- Mandate compensation: onbezoldigd · David Franck
- Power of attorney: permanent_rep: Sophie Chomé, representative: SC-Finance BV · BV Proctifin
- Power of attorney: representative: Cathy Franckx · Cathy Franckx BV
- Power of attorney: type: bijzondere volmacht
- Publication: 2026-05-04
- Act object: Benoemingen - Ontslagen
- Power of attorney · Aryx
- Power of attorney · Aryx
Summary:
General meeting · Officer resignation · Officer discharge · Officer appointment
2023
11-05-2023 Registered office moved from Antwerpen to Ekeren
2022
06-01-2022 Publication in the Belgian Official Gazette, Minor change
Summary:
v3.2
2021
24-06-2021 Registered office moved from Kontich to Antwerpen
- Groeningenlei 16, 2550 Kontich → Eiermarkt 13-17, 2000 Antwerpen
Summary:
v3.2
2020
29-12-2020 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured63
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
37
Profitability
58
Solvency
67
Growth
58
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0720.495.016 · Antwerpen
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BE 1013.800.151 · Antwerpen
BE 0627.864.370 · Antwerpen
BE 0446.236.325 · Antwerpen
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,811 of the 16,822 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62900Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Webportalen63120Activiteiten van webportalen63910
Primary activity highlighted.
Names & trade names
| Legal nameNL | ARYX |
Registered office
Hoogpadlaan 70
2180 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.