ARYOS
ActiveSummary
The computed 12-month bankruptcy probability of ARYOS is 3.3% (moderate). The 2025 annual accounts show equity of €115,612 and a net result of €11,822. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 1071 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-3
Solvency38▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.45 in 2024; short-term debt: 29.7% and cash: 8.7% of total assets), and 86.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
2023
28 d late
2022
24 d late
2021
30 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€115,612▲ 11.4%
2024 · €103,789
Total assets
€871,828▼ 5.6%
2024 · €923,913
Net result
€11,822▲ 420%
2024 · €2,273
Working capital
-€79,414▲ 57.4%
2024 · -€186,414
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€70,955▲ 184%€58,291▼ 17.8%€17,786▼ 69.5%€28,364▲ 59.5%€50,324▲ 77.4%
Net result€53,335above the sector's middle half▲ 170%€35,192above the sector's middle half▼ 34.0%€928within the sector's middle half▼ 97.4%€2,273within the sector's middle half▲ 145%€11,822within the sector's middle half▲ 420%
Equity€65,396above the sector's middle half▲ 442%€100,588above the sector's middle half▲ 53.8%€101,516above the sector's middle half▲ 0.9%€103,789above the sector's middle half▲ 2.2%€115,612within the sector's middle half▲ 11.4%
Total assets€396,373above the sector's middle half▲ 15.2%€596,096above the sector's middle half▲ 50.4%€909,659above the sector's middle half▲ 52.6%€923,913above the sector's middle half▲ 1.6%€871,828within the sector's middle half▼ 5.6%
Debt€330,977▼ 0.3%€495,508▲ 49.7%€808,144▲ 63.1%€820,124▲ 1.5%€756,216▼ 7.8%
Working capital-€23,010within the sector's middle half€21,541within the sector's middle half-€237,088below the sector's middle half-€186,414below the sector's middle half▲ 21.4%-€79,414below the sector's middle half▲ 57.4%
Solvency16.5%within the sector's middle half▲ 13.0pp16.9%within the sector's middle half▲ 0.4pp11.2%within the sector's middle half▼ 5.7pp11.2%within the sector's middle half▲ 0.1pp13.3%within the sector's middle half▲ 2.0pp
Current ratio0.77within the sector's middle half▼ 0.251.18within the sector's middle half▲ 0.420.28below the sector's middle half▼ 0.900.45below the sector's middle half▲ 0.160.69within the sector's middle half▲ 0.25
Return on assets (ROA)13.5%within the sector's middle half▲ 7.7pp5.9%within the sector's middle half▼ 7.6pp0.1%within the sector's middle half▼ 5.8pp0.2%within the sector's middle half▲ 0.1pp1.4%within the sector's middle half▲ 1.1pp
Staff (FTE)11=3.6▲ 260%9.1▲ 153%8.8within the sector's middle half▼ 3.3%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871,828
Fixed assets
€692,018 ▼ 10.6%
Current assets
€179,810 ▲ 20.1%
Equity and liabilities €871,828
Equity
€115,612 ▲ 11.4%
Debt
€756,216 ▼ 7.8%
Debt's share of the balance-sheet total falls from 88.8% to 86.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€154,484▲
2024 · €124,627
Cash flow
€115,982▲
2024 · €98,537
Debt to equity
6.54▼
2024 · 7.90
ROE
10.2%▲
2024 · 2.2%
Interest coverage
4.27▼
2024 · 4.82
Debt ≤ 1 year
€259,223▼
2024 · €336,142
Debt > 1 year
€496,992▲
2024 · €483,982
Income taxes
€2,530▲
2024 · €218
Staff costs
€121,921▲
2024 · €116,186
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,508 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.4%
went bankrupt
1.6%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,508 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3,000 | - | - |
| Remuneration, social security and pensions62 | €5,139 | €8,283 | €40,671 | €116,186 | €121,921 | ▲ 4.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,675 | €48,893 | €76,372 | €96,263 | €104,159 | ▲ 8.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €4,396 | €4,396 | = |
| Other operating charges640/8 | €651 | €22,312 | €29,918 | €13,774 | €7,252 | ▼ 47.4% |
| Gross operating margin9900 | €123,420 | €137,779 | €164,748 | €258,983 | €288,052 | ▲ 11.2% |
| Operating profit (loss)9901 | €70,955 | €58,291 | €17,786 | €28,364 | €50,324 | ▲ 77.4% |
| Financial income75/76B | €1 | €2 | €6 | €4 | €165 | ▲ 3,917% |
| Recurring financial income75 | €1 | €2 | €6 | €4 | €165 | ▲ 3,917% |
| Financial charges65/66B | €6,851 | €13,786 | €16,182 | €25,876 | €36,137 | ▲ 39.7% |
| Recurring financial charges65 | €6,851 | €13,786 | €16,182 | €25,876 | €36,137 | ▲ 39.7% |
| Profit (loss) for the period before taxes9903 | €64,105 | €44,508 | €1,610 | €2,491 | €14,352 | ▲ 476% |
| Income taxes67/77 | €10,770 | €9,316 | €682 | €218 | €2,530 | ▲ 1,061% |
| Profit (loss) for the period9904 | €53,335 | €35,192 | €928 | €2,273 | €11,822 | ▲ 420% |
| Profit (loss) for the period to be appropriated9905 | €53,335 | €35,192 | €928 | €2,273 | €11,822 | ▲ 420% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €396,373 | €596,096 | €909,659 | €923,913 | €871,828 | ▼ 5.6% |
| Fixed assets21/28 | €321,075 | €456,620 | €816,135 | €774,186 | €692,018 | ▼ 10.6% |
| Intangible fixed assets21 | €85,500 | €76,000 | €192,734 | €169,734 | €146,734 | ▼ 13.6% |
| Tangible fixed assets22/27 | €234,045 | €379,090 | €621,870 | €602,921 | €543,754 | ▼ 9.8% |
| Land and buildings22 | €196,448 | €347,258 | €492,718 | €461,660 | €421,801 | ▼ 8.6% |
| Plant, machinery and equipment23 | €37,275 | €26,821 | €122,988 | €134,393 | €117,968 | ▼ 12.2% |
| Furniture and vehicles24 | €322 | €5,011 | €6,164 | €6,868 | €3,985 | ▼ 42.0% |
| Financial fixed assets28 | €1,530 | €1,530 | €1,530 | €1,530 | €1,530 | = |
| Current assets29/58 | €75,297 | €139,476 | €93,525 | €149,728 | €179,810 | ▲ 20.1% |
| Amounts receivable within one year40/41 | €49,111 | €92,479 | €67,454 | €107,761 | €103,776 | ▼ 3.7% |
| Trade receivables40 | €49,111 | €89,979 | €66,454 | €106,761 | €102,776 | ▼ 3.7% |
| Other amounts receivable41 | - | €2,500 | €1,000 | €1,000 | €1,000 | = |
| Cash at bank and in hand54/58 | €25,963 | €46,997 | €24,095 | €41,437 | €76,034 | ▲ 83.5% |
| Deferred charges and accrued income490/1 | €223 | - | €1,976 | €530 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €396,373 | €596,096 | €909,659 | €923,913 | €871,828 | ▼ 5.6% |
| Equity10/15 | €65,396 | €100,588 | €101,516 | €103,789 | €115,612 | ▲ 11.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Outside capital11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | - | - | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €46,796 | €81,988 | €82,916 | €85,189 | €97,012 | ▲ 13.9% |
| Amounts payable17/49 | €330,977 | €495,508 | €808,144 | €820,124 | €756,216 | ▼ 7.8% |
| Amounts payable after more than one year17 | €231,942 | €368,374 | €474,908 | €483,982 | €496,992 | ▲ 2.7% |
| Financial debts170/4 | €131,942 | €288,374 | €434,908 | €475,482 | €496,992 | ▲ 4.5% |
| Other amounts payable178/9 | €100,000 | €80,000 | €40,000 | €8,500 | - | - |
| Amounts payable within one year42/48 | €98,307 | €117,935 | €330,613 | €336,142 | €259,223 | ▼ 22.9% |
| Current portion of amounts payable after more than one year42 | €17,096 | €18,139 | €26,466 | €27,429 | €50,788 | ▲ 85.2% |
| Trade debts44 | €36,103 | €56,948 | €277,353 | €282,758 | €157,336 | ▼ 44.4% |
| Suppliers440/4 | €36,103 | €56,948 | €277,353 | €282,758 | €157,336 | ▼ 44.4% |
| Taxes, remuneration and social security45 | €22,404 | €41,470 | €19,882 | €25,509 | €46,903 | ▲ 83.9% |
| Taxes450/3 | €21,563 | €40,974 | €14,614 | €14,444 | €40,563 | ▲ 181% |
| Remuneration and social security454/9 | €841 | €497 | €5,268 | €11,064 | €6,340 | ▼ 42.7% |
| Other amounts payable47/48 | €22,704 | €1,378 | €6,912 | €446 | €4,197 | ▲ 840% |
| Accrued charges and deferred income492/3 | €727 | €9,199 | €2,623 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,335 | €35,192 | €928 | €2,273 | €11,822 | ▲ 420% |
| + Depreciation and write-downs630 | €46,675 | €48,893 | €76,372 | €96,263 | €104,159 | ▲ 8.2% |
| Operating cash flow (approximation) | €100,010 | €84,085 | €77,300 | €98,537 | €115,982 | ▲ 17.7% |
| Investment in fixed assets (approximation) | - | -€184,438 | -€435,887 | -€54,314 | -€21,992 | ▲ 59.5% |
| Change in cash | - | €21,034 | -€22,903 | €17,342 | €34,597 | ▲ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Equity above €100,000Eq €100,588 ▲53.8%
4 profitable years in a row build equity to €100,588.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €60,132
Net result €60,132 after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 87 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 11 establishment units since 2013
Ground area
1,489 m²
Building footprint
1,485 m²
Volume, LiDAR
14,244 m³
11 parcels, Brussels · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
11 establishment units
IPSO MATH
since 20132.223.637.797
LA PACIFICATION
since 20162.260.565.501
SALON BON AVENTURE
since 20162.260.565.697
CASERNES
since 20192.298.129.938
Processiestraat 128, 1070 Anderlecht
since 20202.313.007.065
Generaal Wangerméestraat 1, 1040 Etterbeek
since 20202.313.549.275
Show 5 more locations
Houba de Strooperlaan 118, 1020 Brussel
since 20202.313.006.768
Ixelles
since 20222.331.802.497
Houba 678
since 20232.360.104.723
Blaes
since 20232.360.104.525
Victoire
since 20232.360.104.624
11 parcels
Brussels
11
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0014/06N003 | Brussels | 234 m² | 1 · 285 m² | 14.4 m · 3 fl. |
| 21818A0003/00M032 | Brussels | 217 m² | 1 · 133 m² | 11.6 m · 3 fl. |
| 21363B0395/00Y007 | Brussels | 171 m² | 1 · 184 m² | 14.8 m · 2 fl. |
| 21013B0338/00G004 | Brussels | 158 m² | 1 · 157 m² | 17.8 m · 5 fl. |
| 21816C0005/00S009 | Brussels | 146 m² | 1 · 147 m² | 15.0 m · 3 fl. |
| 21363B0352/00X029 | Brussels | 142 m² | 1 · 134 m² | 10.6 m · 3 fl. |
| 21443A0277/00P007 | Brussels | 100 m² | 1 · 196 m² | 17.1 m · 3 fl. |
| 21364B0123/00N014 | Brussels | 90 m² | 1 · 91 m² | 19.2 m · 6 fl. |
| 21572B0247/00W000 | Brussels | 82 m² | 1 · 82 m² | 14.8 m · 3 fl. |
| 21308H0465/00D002 | Brussels | 76 m² | 1 · 76 m² | 14.3 m · 4 fl. |
| 21809K1546/00P002 | Brussels | 73 m² | - | - |
Linked by address, not proof of ownership
Good to know
11 of 11 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 998 companies in sector 96102 we hold annual accounts for 458. 339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2013
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
13300Finishing of textiles
96101Personal service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0535806620
Also
9925:BE0535806620
Registered
02-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.