ARVO CONSULT

Active

Private limited companyfounded 20251 yr activeVoie de Liège 33, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 1026.997.495

Summary

ARVO CONSULT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,630 and a net result of €92,630. Its solvency ranks better than 76% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

ARVO CONSULTActiveChecked score 98/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€121,003total assets 2025

Equity: €95,630
Profit: €92,630

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 39 d early1 of 2 deeds read

Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 4.75, cash €75,196+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Equity €95,630 (79.0% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 79.0% of total assets

Liquidity 93

short-term debt 21.0% · cash 62.1%

Profitability 100

return on assets 76.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)

Liquidity: current ratio 4.75, cash €75,196 lowers the probability
Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
1 change of registered office in 24 months raises the probability
Equity €95,630 (79.0% of total assets) lowers the probability

Credit up to €9,000 at 30 days only on tighter terms

Liquidity ample (current ratio 4.75; short-term debt: 21% and cash: 62.1% of total assets), and 21% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 87%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 4.75, cash €75,196

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Equity €95,630 (79.0% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

39 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

14-07-26 Registered officeRegistered-office move · Director in…
22-06-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 17% on net resultsector median €27,167 · 38,791 companies €92,630 View
Founded 13 months agofounded 29-08-2025 13 mo View
Total assets 2025first fiscal year filed €121,003 View