Skip to content

Arvi

Active
Private limited companyfounded 20241 yr activeZilverlingen 18, 3020 Herent, BelgiumKBO/BCE: BE 1016.187.440
Summary

The computed 12-month bankruptcy probability of Arvi is 2.5% (moderate). The 2025 annual accounts show negative equity (-€736) and a net result of -€10,736. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability13
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08; short-term debt: 43.8% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.3%
Return on assets
-4.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 November 2024, Arvi was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€736
Total assets
€220,454
Net result
-€10,736
Working capital
-€88,936

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €220,454
Fixed assets €212,940
Current assets €7,514
Key figures and ratios
2025 value
EBITDA
-€1,454
Cash flow
-€5,978
Solvency
-0.3%
Current ratio
0.08
ROA
-4.9%
Interest coverage
-0.31
Debt
€221,190
Debt ≤ 1 year
€96,450
Debt > 1 year
€124,740
Equity ratios withheld: equity of -€736 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 232 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a small loss
1.7% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 232 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€220,454
Fixed assets21/28€212,940
Tangible fixed assets22/27€212,940
Land and buildings22€212,940
Current assets29/58€7,514
Amounts receivable within one year40/41€7,216
Other amounts receivable41€7,216
Cash at bank and in hand54/58€298
Equity and liabilities
Total equity and liabilities10/49€220,454
Equity10/15-€736
Contributions10/11€10,000
Profit (loss) carried forward14-€10,736
Amounts payable17/49€221,190
Amounts payable after more than one year17€124,740
Financial debts170/4€124,740
Amounts payable within one year42/48€96,450
Current portion of amounts payable after more than one year42€4,647
Trade debts44€726
Suppliers440/4€726
Other amounts payable47/48€91,077
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,758
Gross operating margin9900-€1,454
Operating profit (loss)9901-€6,212
Financial income75/76B€196
Recurring financial income75€196
Financial charges65/66B€4,719
Recurring financial charges65€4,719
Profit (loss) for the period before taxes9903-€10,736
Profit (loss) for the period9904-€10,736
Profit (loss) for the period to be appropriated9905-€10,736
Appropriation of the result
Profit (loss) to be appropriated9906-€10,736

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,758
Gross operating margin9900-€1,454
Operating profit (loss)9901-€6,212
Financial income75/76B€196
Recurring financial income75€196
Financial charges65/66B€4,719
Recurring financial charges65€4,719
Profit (loss) for the period before taxes9903-€10,736
Profit (loss) for the period9904-€10,736
Profit (loss) for the period to be appropriated9905-€10,736
Line2025
Assets
Total assets20/58€220,454
Fixed assets21/28€212,940
Tangible fixed assets22/27€212,940
Land and buildings22€212,940
Current assets29/58€7,514
Amounts receivable within one year40/41€7,216
Other amounts receivable41€7,216
Cash at bank and in hand54/58€298
Equity and liabilities
Total equity and liabilities10/49€220,454
Equity10/15-€736
Contributions10/11€10,000
Profit (loss) carried forward14-€10,736
Amounts payable17/49€221,190
Amounts payable after more than one year17€124,740
Financial debts170/4€124,740
Amounts payable within one year42/48€96,450
Current portion of amounts payable after more than one year42€4,647
Trade debts44€726
Suppliers440/4€726
Other amounts payable47/48€91,077
Line2025
Profit (loss) for the period9904-€10,736
+ Depreciation and write-downs630€4,758
Operating cash flow (approximation)-€5,978

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
240 m²
Building footprint
53 m²
Parcel 24423H0431/00G003, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Arvi
Zilverlingen 18, 3020 HerentReal estate activities
since 20242.366.384.680
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24423H0431/00G003 Flanders 240 m² 1 · 53 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016187440
Also 9925:BE1016187440
Registered 03-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.