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Arty Architecture and Co

Active
Private limited companyfounded 2021active for 5 yearsAvenue Wanderpepen(BIN) 46, 7130 Binche, BelgiumKBO/BCE: BE 0774.889.349
Summary

The annual accounts of Arty Architecture and Co for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €734 and a net result of -€4,542. Equity has been shrinking by about 28% per year since 2022. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 10% of 11,760 sector peers (NACE 71, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 01-10-2021 Normal situation
Activity
Activities of building architects NACE 71111and 2 others
Establishment unit
2.322.867.215 7130 Binche, since 01-10-2021
Financial year end
31 December
Peppol
Reachable since 04-09-2025

Board and ownership

Board
  • FLAMENT AURELIEDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€43,244
▼ 46.7%
Turnover
≈ €120,000
estimated
Loss
€4,542
Equity
€734
▼ 86.1%
Total assets
€324,630
▼ 10.0%
  • 2025 accounts filed 74 days after the deadline
Filed on 13-10-2026
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 74 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.66, cash €950lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €324,630Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in architecture and engineering (NACE 71)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 25-1
equity 0.2% of total assets
Liquidity 44-1
short-term debt 20.7% · cash 0.3%
Profitability 39-38
return on assets -1.4%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -0.9 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.1%▲ +0.2 percentage points vs 08-2026 10-2026: 1.3%▲ +0.2 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.66 (0.71 in 2024), below 1. Short-term debt is 20.7% and cash 0.3% of total assets. 99.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 9% of them on solvency, 23% on liquidity, 18% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Last filed accounts filed 74 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 0.66, cash €950
NBB · annual accounts
lowers risk · Size: total assets €324,630
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11760 sector peers (2025).
NBB · sector comparison
Position among 11760 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
74 days late
2024
26 days late
2023
30 days late
2022
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 31 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (3 of the last 4 accounts filed within 35 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 90% of companies in architecture and engineeringsector median €63,851 · 11,765 companies €734 View

Recent changes

  1. · Gazette deed Other provision · Financial year
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as Arty Architecture and Co: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €261,000 and €392,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
Arty Architecture and Co Binche€324,630€43,244
OL Archi Saint-Léger (Lux.)€297,761€44,434
TER-A – ARCHITECTES Liège€349,979€42,210
Studio Ambacht Antwerpen€289,701€43,839
HuCon Ledegem€391,575€44,053
VANBRABANT ARCHITECTUUR Sint-Truiden€313,395€37,666
CAP'ARCHITECTURE Mons€260,843€35,451
Full comparison

Key facts about Arty Architecture and Co

What is the company number of Arty Architecture and Co?
The company number of Arty Architecture and Co is 0774.889.349. The VAT number is the same number with BE in front: BE 0774.889.349.
Where is Arty Architecture and Co based?
The registered office is at Avenue Wanderpepen(BIN) 46, 7130 Binche.Company details
What does Arty Architecture and Co do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of Arty Architecture and Co?
The legal form of Arty Architecture and Co is Private limited company (BV).
When was Arty Architecture and Co founded?
Arty Architecture and Co was founded on 01-10-2021.
Is Arty Architecture and Co still active?
Yes, Arty Architecture and Co is an active enterprise in the KBO register.
What is the turnover of Arty Architecture and Co?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €43,244 and 54 comparable companies (NACE 711). It probably lies between €92,000 and €180,000.Financials
Is Arty Architecture and Co profitable?
In financial year 2025, Arty Architecture and Co made a loss of €4,542.
Where can I find the annual accounts of Arty Architecture and Co?
Arty Architecture and Co filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Arty Architecture and Co due?
Arty Architecture and Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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