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ARTWOOD

Active
Public limited companyfounded 199234 yrs activeGeorges Henrilaan 409, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0447.567.995
Summary

ARTWOOD has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254,968 and a net result of €80,978. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 67% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
ARTWOODActiveChecked score 98/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of household furniture
NACE 47551Joinery installation NACE 43320NACE 45421
1 site
How big
€471,573total assets 2025
Staff
5.1 FTE
Equity
€254,968
Profit
€80,978
Turnover not published (abridged schema)
Financially healthy?
98 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 70 d early0 of 4 deeds read
Why 98- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.40, cash €204,896+ Founded in 1992+ Equity €254,968 (54.1% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 79+7
equity 54.1% of total assets
Liquidity 89+20
short-term debt 27.2% · cash 43.4%
Profitability 90-4
return on assets 17.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 2.3% 12-2024: 3.1%▲ +33.6% vs 11-2024 01-2025: 6.6%▲ +115% vs 12-2024highest value 02-2025: 0.6%▼ -91.6% vs 01-2025 03-2025: 0.6%● 0.0% vs 02-2025 04-2025: 0.6%▲ +0.4% vs 03-2025 05-2025: 0.5%▼ -2.3% vs 04-2025 06-2025: 0.5%▼ -7.6% vs 05-2025 07-2025: 0.5%▲ +9.4% vs 06-2025 08-2025: 0.2%▼ -67.8% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%▼ -3.4% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -4.7% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -1.2% vs 02-2026 04-2026: 0.2%▼ -1.3% vs 03-2026 05-2026: 0.2%▲ +0.6% vs 04-2026 06-2026: 0.1%▼ -54.1% vs 05-2026 07-2026: 0.1%▼ -5.5% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.40, cash €204,896 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1992 lowers the probability for this profile
  • Equity €254,968 (54.1% of total assets) lowers the probability
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 2.4 against 1.82 in 2024; short-term debt: 27.2% and cash: 43.4% of total assets), and 45.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 68%, liquidity 91%, profitability 85%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.40, cash €204,896
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €254,968 (54.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €254,968
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 d early
2024
24 d early
2023
180 d late
2022
162 d late
2021
23 d early
2020
54 d late
2019
52 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 185 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €80,978 ▲8.4%
  3. Equity above €200,000Eq €254,968 ▲46.5%

Key points

  • Positive: Among the best 6% on net resultsector median €5,003 · 20,084 companies €80,978 View
  • Positive: Equity rose in 2025from €173,989 to €254,968 ▲ 46.5% View
  • Active since 1992founded 03-06-1992 34 years View

By topic

Financials

Fiscal year
2025
Total assets
€471,573
Profit
€80,978
Solvency
54.1%
Total assets▲ 28.3%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 22-05-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
03-06-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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