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ARTURO

Active
Private limited companyfounded 20179 yrs activeGrand-Place 35, 7000 Mons, BelgiumKBO/BCE: BE 0674.395.765
Summary

The annual accounts of ARTURO for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €5,834 and a net result of -€8,081. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Activity not known1 site
Size
€169,017total assets 2025
Equity
€5,834
Loss
-€8,081
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts 24 d early0 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- 1 change of registered office in 24 months- Equity €5,834 (3.5% of total assets)+ Size: total assets €169,017+ Figures for FY 2025 (filed 07-07-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 28-5
equity 3.5% of total assets
Liquidity 54-2
short-term debt 16.0% · cash 6.6%
Profitability 21-8
return on assets -4.8%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 14 months 09-2025: 1.0%lowest value 10-2025: 1.0%● 0.0% vs 09-2025lowest value 11-2025: 1.0%● 0.0% vs 10-2025lowest value 12-2025: 1.0%● 0.0% vs 11-2025lowest value 01-2026: 1.1%▲ +2.1% vs 12-2025 02-2026: 1.1%● 0.0% vs 01-2026 03-2026: 1.0%▼ -1.5% vs 02-2026 04-2026: 1.2%▲ +14.3% vs 03-2026 05-2026: 1.5%▲ +24.2% vs 04-2026 06-2026: 1.7%▲ +15.9% vs 05-2026 07-2026: 1.8%▲ +4.5% vs 06-2026highest value 08-2026: 1.1%▼ -38.5% vs 07-2026 09-2026: 1.1%▼ -3.5% vs 08-2026 10-2026: 1.1%● 0.0% vs 09-2026
  • Size: total assets €169,017 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 07-07-2026) lowers the probability
  • Equity €5,834 (3.5% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.41 against 0.51 in 2024; short-term debt: 16% and cash: 6.6% of total assets), and 96.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 18%, liquidity 50%, profitability 18%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €169,017
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 07-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €5,834 (3.5% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,081
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
24 d early
2024
43 d early
2023
15 d early
2022
49 d early
2021
30 d early
2020
30 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 30 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€8,081 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €169,017 View

By topic

Financials

Fiscal year
2025
Total assets
€169,017
Loss
-€8,081
Solvency
3.5%
Total assets▼ 3.3%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2018
Next accounts
by 31-07-2027
  1. 07-07-2026Annual accounts filed
  2. 18-06-2025Annual accounts filed
  3. 16-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
10-04-2017
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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