ARTUR INTERIEUR
ActiveARTUR INTERIEUR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €161k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-18
Solvency39=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.36 in 2024; short-term debt: 49% and cash: 0.1% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14%
Return on assets
2.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 238 sector peers (2025).
NBB · sector comparisonPosition among 238 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €161k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
17 d early
2023
9 d early
2022
19 d early
2021
51 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€161k▲ 21.6%
2024 · €132k
2018: €505
2019: €-73k
2020: €2k
2021: €-124k
2022: €-25k
2023: €10k
2024: €132k
2018 → 2025
Total assets
€1.15M▲ 18.2%
2024 · €974k
2018: €190k
2019: €139k
2020: €525k
2021: €572k
2022: €764k
2023: €912k
2024: €974k
2018 → 2025
Net result
€28k▼ 76.7%
2024 · €122k
2018: €-9k
2019: €-73k
2020: €-25k
2021: €-127k
2022: €99k
2023: €35k
2024: €122k
2018 → 2025
Working capital
€205k▲ 16.1%
2024 · €177k
2018: €29k
2019: €-67k
2020: €51k
2021: €-117k
2022: €219k
2023: €229k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-124k-€-25k▲ 79.7%€10k€132k▲ 1,251%€161k▲ 21.6%
Operating result€-119k-€112k€73k▼ 34.9%€162k▲ 123%€58k▼ 64.4%
Net result€-127k-€99k€35k▼ 64.6%€122k▲ 249%€28k▼ 76.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€382k▲ 25.3%
Current assets
€769k▲ 14.9%
Equity and liabilities €1.15M
Equity
€161k▲ 21.6%
Debt
€990k▲ 17.7%
The debt ratio falls from 86.4% to 86.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€161k▼
2024 · €244k
Cash flow
€132k▼
2024 · €204k
Solvency
14.0%▲
2024 · 13.6%
Current ratio
1.36▲
2024 · 1.36
Quick ratio
0.78▼
2024 · 0.83
Debt / equity
6.16▼
2024 · 6.37
ROE
17.7%▼
2024 · 92.6%
ROA
2.5%▼
2024 · 12.6%
Interest coverage
5.27▼
2024 · 5.96
Debt
€990k▲
2024 · €841k
Debt ≤ 1 year
€564k▲
2024 · €492k
Debt > 1 year
€426k▲
2024 · €348k
Income taxes
€286▲
2024 · €174
Staff costs
€626k▲
2024 · €451k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€974k€1.15M▲
Fixed assets21/28€305k€382k▲
Intangible fixed assets21€8k€3k▼
Tangible fixed assets22/27€294k€379k▲
Land and buildings22€96k€77k▼
Plant, machinery and equipment23€28k€114k▲
Furniture and vehicles24€66k€56k▼
Leasing and similar rights25€101k€126k▲
Other tangible fixed assets26€3k€6k▲
Financial fixed assets28€3k€0▼
Current assets29/58€669k€769k▲
Stocks and contracts in progress3€261k€331k▲
Stocks30/36€100k€99k▼
Contracts in progress37€161k€232k▲
Amounts receivable within one year40/41€353k€402k▲
Trade receivables40€328k€363k▲
Other amounts receivable41€25k€39k▲
Cash at bank and in hand54/58€30k€2k▼
Deferred charges and accrued income490/1€24k€34k▲
Equity and liabilities
Total equity and liabilities10/49€974k€1.15M▲
Equity10/15€132k€161k▲
Contributions10/11€300k€300k=
Profit (loss) carried forward14€-168k€-139k▲
Amounts payable17/49€841k€990k▲
Amounts payable after more than one year17€348k€426k▲
Financial debts170/4€348k€426k▲
Amounts payable within one year42/48€492k€564k▲
Current portion of amounts payable after more than one year42€87k€92k▲
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€278k€305k▲
Suppliers440/4€278k€305k▲
Taxes, remuneration and social security45€30k€35k▲
Taxes450/3€2k€2k▲
Remuneration and social security454/9€28k€33k▲
Other amounts payable47/48€23k€57k▲
Accrued charges and deferred income492/3€716€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€10k▲
Remuneration, social security and pensions62€451k€626k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€103k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€500€0▼
Gross operating margin9900€700k€792k▲
Operating profit (loss)9901€162k€58k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€41k€31k▼
Recurring financial charges65€41k€31k▼
Profit (loss) for the period before taxes9903€123k€29k▼
Income taxes67/77€174€286▲
Profit (loss) for the period9904€122k€28k▼
Profit (loss) for the period to be appropriated9905€122k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-168k€-139k▲
Profit (loss) brought forward from the previous period14P€-290k€-168k▲
Social balance
Average headcount (FTE)90878.09.4▲
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €161k ▲21.6%
4 profitable years in a row build equity to €161k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €122k ▲249%
Operating result €162k, net result €122k, both a record.
31-12
Financial
Equity above €100kEq €132k ▲1251%
3 profitable years in a row build equity to €132k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €99k
Net result €99k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.69
Current ratio from 0.73 to 1.69; short-term debt falls from €432k to €319k.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 51 days late
2021
31-12
Financial
Weakest financial yearnet €-127k
Net result drops to €-127k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuveneindeweg 1033520 ZonhovenGround area
1,339 m²
Building footprint
194 m²
Parcel 71443E1043/00C003, Flanders. Linked by address, not a title deed.
1 establishment unit
Heuveneindeweg 103, 3520 Zonhoven
since 20132.226.444.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E1043/00C003 | Flanders | 1,339 m² | 1 · 194 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,282 EUR awarded · 2,282 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 552 EUR | 552 EUR |
| 2023 | 2 | 1,658 EUR | 1,658 EUR |
| 2022 | 1 | 72 EUR | 72 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedMachinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
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CONTACT NATURE
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Of 457 companies in sector 31009 we hold annual accounts for 124. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2013
Fiscal year end31-12
Activities, NACEBEL
31009Manufacture of furniture
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:peter@arturinterieur.be
Phone:0474976847