ARTUIN
ActiveARTUIN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €-23k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.99 in 2024), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
5 d early
2022
10 d early
2021
10 d early
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▼ 12.5%
2024 · €182k
2018: €37k
2019: €34k
2020: €71k
2021: €108k
2022: €151k
2023: €174k
2024: €182k
2018 → 2025
Total assets
€228k▲ 3.5%
2024 · €221k
2018: €122k
2019: €112k
2020: €144k
2021: €184k
2022: €225k
2023: €217k
2024: €221k
2018 → 2025
Net result
€-23k
2024 · €9k
2018: €8k
2019: €-3k
2020: €37k
2021: €37k
2022: €43k
2023: €22k
2024: €9k
2018 → 2025
Working capital
€107k▼ 6.8%
2024 · €115k
2018: €279
2019: €6k
2020: €37k
2021: €63k
2022: €80k
2023: €121k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€151k▲ 40.1%€174k▲ 14.7%€182k▲ 5.0%€159k▼ 12.5%
Operating result€53k-€58k▲ 9.9%€30k▼ 48.9%€11k▼ 64.7%€-23k
Net result€37k-€43k▲ 18.0%€22k▼ 48.6%€9k▼ 61.0%€-23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €11k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€52k▼ 22.4%
Current assets
€176k▲ 14.7%
Equity and liabilities €228k
Equity
€159k▼ 12.5%
Debt
€69k▲ 78.9%
The debt ratio rises from 17.4% to 30.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €40k
Cash flow
€1k▼
2024 · €38k
Solvency
69.8%▼
2024 · 82.6%
Current ratio
2.56▼
2024 · 3.99
Quick ratio
2.14▼
2024 · 3.86
Debt / equity
0.43▲
2024 · 0.21
ROE
-14.3%▼
2024 · 4.8%
ROA
-10.0%▼
2024 · 3.9%
Interest coverage
4.35▼
2024 · 59.17
Debt
€69k▲
2024 · €39k
Debt ≤ 1 year
€69k▲
2024 · €39k
Income taxes
€0▼
2024 · €3k
Staff costs
€99k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€228k▲
Fixed assets21/28€67k€52k▼
Tangible fixed assets22/27€67k€52k▼
Plant, machinery and equipment23€54k€47k▼
Furniture and vehicles24€8k€1k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€135€135=
Current assets29/58€154k€176k▲
Stocks and contracts in progress3€5k€29k▲
Stocks30/36€5k€7k▲
Contracts in progress37-€22k
Amounts receivable within one year40/41€135k€94k▼
Trade receivables40€71k€30k▼
Other amounts receivable41€64k€64k▼
Cash at bank and in hand54/58€12k€43k▲
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€221k€228k▲
Equity10/15€182k€159k▼
Contributions10/11€6k€6k=
Reserves13€176k€176k=
Distributable reserves133€176k€176k=
Profit (loss) carried forward14-€-23k
Amounts payable17/49€39k€69k▲
Amounts payable within one year42/48€39k€69k▲
Trade debts44€17k€40k▲
Suppliers440/4€17k€40k▲
Taxes, remuneration and social security45€10k€18k▲
Taxes450/3€10k€18k▲
Other amounts payable47/48€11k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€109k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€776€790▲
Gross operating margin9900€150k€101k▼
Operating profit (loss)9901€11k€-23k▼
Financial income75/76B€1k€718▼
Recurring financial income75€197€1▼
Non-recurring financial income76B€1k€718▼
Financial charges65/66B€775€833▲
Recurring financial charges65€672€297▼
Non-recurring financial charges66B€103€536▲
Profit (loss) for the period before taxes9903€11k€-23k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€9k€-23k▼
Profit (loss) for the period to be appropriated9905€9k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-23k▼
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼362%
Net result drops to €-23k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €43k ▲18%
Operating result €58k, net result €43k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲40.1%
3 profitable years in a row build equity to €151k.
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €108k ▲51.5%
2 profitable years in a row build equity to €108k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekzijstraat 1252275 LilleGround area
7,065 m²
Building footprint
597 m²
Volume, LiDAR
1 m³
Parcel 13019D0132/00E000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Broekzijstraat 125, 2275 Lille
since 20012.116.574.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019D0132/00E000 | Flanders | 7,065 m² | 1 · 597 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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B.A.U. ARCHITECTENBUREAU B. & C. COUSSÉE
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FRONTON Architecture, Société d'Architectes
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NOBE
BE 0728.938.964
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 5,287 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2001
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
71111Activities of building architects
74201Photography, excluding press photography
81300Landscape service activities
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.